Chapter 25 Loans and Negotiations

1days ago Urban Novels 5
When I reached the climax of my drinking, I also started to talk about serious things, which is also the characteristic of Chinese wine table culture.

Section Chief Zhang first caused a topic: Boss Liu doesn’t know what the amount of your loan this time is?With our President Xu here, I believe there will be no problem if it is not too big.

Liu Fu said with a smile: You also know my situation. The winery invested a lot of money. Although production will resume soon, the funds will not be recovered too quickly. Recently, there is another new project that requires some funds to respond to emergency situations, not a lot.

After saying that, he stretched out his palm.

Section Chief Zhang asked: 500,000?

Then he was stunned. He could make the decision on this number himself, and there was no need for the president. He looked back at the president and found the smile on the corner of President Xu's mouth. He understood it immediately, and said with a trembling voice: It's not five million.

Liu Fu nodded and said: Yes, it's only five million. Although my funds are a bit tight, 500,000 is not worth my comment.How about President Xu? There is no big problem with this number.

This was also what Liu Jian told Liu Fu in advance. The lion opened his mouth and wanted to scare them at once. The next thing was easier to deal with. If he said two million, his momentum would be much worse.

President Xu held a wine glass in his hand, and was a little amused and crying. He knew that Liu Fu would have a lot of loans, otherwise he would not have come here to treat himself to dinner. However, he didn't expect that Liu Fu had such a big appetite. You should know that there were not many individuals who borrowed loans this year, and no one in Panshi had such a big loan.

After all, it is not yet time for the whole nation to develop, and real estate companies at that time often borrow 18 million yuan.

President Xu thought about it and said that he would definitely not lend all five million to Liu Fu, but he could not lend at all. Otherwise, he would probably lose this customer. There are so many banks and the Agricultural Bank of China does not lend. Liu Fu can go to ICBC or CCB, and there will always be loans to him. He said that he came to him because he had dealt with the Agricultural Bank of China before. If he returned this time, he would not want to do Liu Fu's business in the future. No matter whether it was loans or deposits, he would not be placed in the Agricultural Bank of China.

President Xu thought for a long time before saying: Boss Liu, your number is quite large!It’s not that I won’t lend it to you, but the bank also needs to have enough mortgage Ah!

Liu Fu laughed and said: What else should I do?President Xu’s car outside, his house, and Sanbao Winery, you can use it as you like.

President Xu also smiled and said: Boss Liu, I know you have a lot of things, but only Sanbao Winery can use these as collateral. As for the others, isn’t that a joke for Boss Liu?However, we have also liquidated the Sanbao Winery, and I think it can only be a loan of 3 million yuan if you have mortgaged it. As for more, I really have no choice.

Liu Fu felt a deep heart, one million more than his son's plan. Seeing Liu Fu's face change, Section Chief Zhang thought Liu Fu was a little dissatisfied and hurriedly explained the bank's operating standards to Liu Fu. Liu Fu could not continue listening. He looked at Liu Jian, and Liu Jian nodded gently. It was not a bad thing to borrow one million more.

After the decision was made, Liu Fuyou regained his generousness and said with a smile: Okay, President Xu, I will teach you this friend. To be honest, the money I invested in Sanbao Winery was only 20 to 3 million yuan. When the winery resumes production, I will give you a few bottles so that you can also taste our Rock's Wine King.

As soon as the matter was settled, everyone drank happily. When it was scattered, Liu Fu could not stand any longer. Liu Jian helped Liu Fu get on the car. The driver of President Xu was waiting downstairs, and then President Xu and the others left.

Liu Jian didn't dare to drive fast, but he couldn't stop Liu Fu's vomiting. When he arrived in the city, Liu Fu couldn't help it. Liu Jian hurriedly helped Liu Fu get out of the car and vomited on the riverside.

After getting on the car, Liu Fu recovered from sobering.

Liu Fu frowned and said: Xiaojian, I borrowed one million more than what we planned. Should I pay the full amount directly when I acquired the printing factory?

Since the money loan was obtained, Liu Fu was considering how to spend the money.

Liu Jian shook his head and said: It would be better to do it as planned. It would be good for us to leave more money in our hands to deal with the emergency.By the way, when will the project on your side be over? The Grain Bureau should have some money.

Liu Fu thought for a while and said: The Grain Bureau’s project will take about two months. If those projects are settled, we will have about one million left.

Liu Jian stretched out his tongue and said that he is the industry that makes money the fastest. No wonder everyone says that contractors are nouveau riche, and money is too easy.

However, when I think of the project where Liu Fu was trapped in his previous life, I should hurry up and pull my dad out.

Liu Jian said: Dad, these projects have been completed, so don’t take the job of grain.Our focus in the future is wineries and printing plants, which are our money tree.

Liu Fu said hesitantly: But Xiaojian, you have to know that it is easy to make money on this side. In fact, we don’t have to do anything at all. We just wait for the remaining money. Moreover, I have been working for so long and I also like the construction industry.Besides, if they stop working, what should those workers do? They have worked with me for so many years and don’t care about them anymore?

Liu Jian smiled and said: Dad, you didn’t see the benefits of the winery. When the winery opens up sales, you will know what money is coming soon.Besides, if you like construction, we will set up our own construction company when we have money.The first thing now is to develop the winery and acquire the printing factory.

Liu Fu nodded and said: Yes, this is the first priority.By the way, Xiao Jian, your uncle and the others will come back in a few days. Not only will your third uncle and eldest aunt's eldest sister and second aunt's daughter come, but your elder brother-in-law will come.

Liu Jian was a little surprised. He thought his elder sister and his elder brother-in-law might not be able to come. After asking, he found out that his elder sister had a child. The salary of the two in Dalian was not high, and the children's expenses were getting bigger and bigger, and there was no house.

When they heard the salary given by Liu Fu, both of them were moved. They came to work as soon as they planned. And they would never suffer any grievances in their uncle's factory, so they all came.

Liu Jian thought for a while and said: Dad, ask mom to rent a house in advance. Anyway, the house will not be rented much, so let's pay.In this way, they will feel much more comfortable after coming.

Liu Fu said: OK, when I go back, I will tell your mother that it is not easy for them to come so far away.By the way, Xiao Jian, are you talking to Mayor Yu now?

Liu Jian smiled and said: Yes, Dad, we are ready, it depends on how determined the mayor is. We are ready for everything but we are in the east wind.Haha, if the negotiation is done, Dad, you will become a millionaire.

Liu Fu smiled and said: I don’t know which rich one is, just be in debt.The laughter of the father and son spread far and far in the night.

Before Liu Fu could find Mayor Yu, he received a call from the city government. The call was the mayor's secretary. It seemed that after waiting for a few days, he had not had a reply from Liu Fu. Mayor Yu was a little anxious.

Moreover, the printing factory has already gone on strike, and sitting quietly in the municipal government square every day has become a unique scenery. If this continues, Mayor Yu's dream of the top leader will probably be gone.

The meeting was held several times, but I couldn't come up with a solution. The factory director and the accountant had become wanted criminals, but they had long known where to go. Even if they found the money, they wouldn't be able to find it back. The bank heard that it had been asking for loans since then. The municipal government provided a guarantee, and the Industrial and Commercial Bank of China kept watching the mayor and refused to let go. This made Yu Guohua not eat well in the past few days.

When I heard the secretary say that Liu Fu bought another new car, I couldn't help but feel angry. Well, Liu Fu has the money to buy a car, so I can't help the government solve any difficulties.

This made Liu Fu call.

When Liu Jian heard the news, he smiled and said to Liu Fu: Dad, it seems that the municipal government is very determined. You go and have a good talk with the mayor, but don’t agree too happily.

When Liu Fu came out of the mayor's office, two hours had passed. When he got in the car, Liu Fu smiled and told him about the negotiation process.

It turned out that at the beginning, Liu Fu was crying poor, and repeatedly talked about his difficulties. When the time was almost done, he followed the flow and explained his conditions.

Of course, Yu Guohua knew that the city's printing factory was more than three million, but he couldn't find anyone except Liu Fu.

There has been no one who has been looking for him in the past few days. He wants to acquire a printing factory, but the price is only hundreds of thousands, and the most is to pay one million.

Perhaps the price of Liu Fu's acquisition of Sanbao Winery has been spread, and others also want to find a bargain, but is the printing factory the same as Sanbao Winery?

To be honest, Yu Guohua was still very satisfied with the price Liu Fu offered. He took on all the debts. Although this part was deducted from the total purchase price, the municipal government could also get more than 1.7 million yuan. There was only one point that Liu Fu asked for priority repayment of the loan. The municipal government would only pay one million yuan first, which made Yu Guohua a little dissatisfied.

He wanted to solve the problem of the printing factory at one time without leaving any troubles, but Liu Fu also said that he would leave some money to build the printing factory to resume production. Yu Guohua couldn't say that you gave me the money. The factory likes to produce, but it would be better to have a meeting to make a decision.

Liu Jian thought for a while and said: Dad, it seems that the municipal government will hold a few more days of meetings. Let’s go and apply for a loan first.By the way, what's going on with the trademark?

Liu Fu said: It has been handed over to the provincial printing factory and the goods will be delivered in a week.The winery is almost ready, the bottle is already on the way, and I think it can be reopened.

Liu Jian said: It’s Ah, I’ve almost done it, so let’s resume production.Dad, we are going to hold an opening ceremony, find a etiquette company to plan it, and by the way, I told the TV station and let them promote us.

Liu Fu frowned: The opening ceremony is easy to say, but can the TV station come?We are private enterprises, not government units. Can they do publicity for free?

Liu Jian said: Normally they won’t, but if the mayor comes, we will invite Mayor Yu, Uncle Chen, Uncle Wang of the Taxation Bureau, President Xu of the Bank, Chief of the Small Management Section of the Grain Bureau, Uncle Cheng of the Public Security Bureau, Uncle Yu of the Taxation Bureau, I don’t believe that there are so many people that the TV station can’t come.I believe that these people will benefit from establishing the winery as a rock-shaking company. Once they come, someone will say hello to the TV station, and we may not have to go there specifically.