The Chinese Lunar New Year came with a burst of firecrackers. In the following days, Yang Yihao accompanied his mother Fan Yanning to visit relatives and friends. In this year, in my memory, Yang Yihao knew that his mother Fan Yanning would go to Chongqing for further studies for half a year. He had been living in the family of his aunt Shangguan Jing. Even if he had a recurring life, some things could not be changed. For example, now that his mother Fan Yanning is going to Chongqing for further studies, after the New Year, his mother Fan Yanning received a notice from his superior to go to Chongqing, and Yang Yihao began to live in the family of his aunt Shangguan Jing.
After his mother Fan Yanning went to Chongqing, Yang Yihao's first grade school also started in the second half of the semester of the first grade of junior high school. Yang Yihao started his three-point and one-line life in the school's Internet cafe. In the past few months, Yang Yihao has not stopped trading stocks at all. Through his fifteen-year memory, he kept buying and selling in the stock market for 300,000 yuan. In just three months, he changed from 300,000 yuan to 4.8 million yuan. With the capital of 300,000 yuan, he made another 4.5 million yuan. With the previous one.7 million yuan, Yang Yihao now has 6.2 million yuan in funds.
It's almost June. Yang Yihao knew that in early June, the government would make reforms to the real estate market, so Yang Yihao quickly established his own real estate company Liyang Real Estate Development Company in the Industrial and Commercial Bureau. After the company was established, the next plan was to enclose land. Yang Yihao had long had experience in this enclosure, which would not be difficult for him.
The development and growth of the real estate market after my country's reform and opening up are mainly due to two major institutional reforms: one is the reform of the urban housing system, referred to as the reform of the housing system or housing reform; the other is the reform of the urban state-owned land use system, referred to as the reform of the land use system.
Through the above two institutional reforms, the land use rights transfer and transfer market has been formed, the newly built commercial housing market, the existing housing (also known as second-hand housing) purchase and rental market, real estate mortgage, real estate development, valuation, brokerage, property management and other economic activities are also very active; real estate is not only a basic factor of production or living materials, but also an important part of family property, which is both a commodity and an asset, and even the main object of investment and speculation; the scale of the real estate market is getting bigger and bigger, and its development and changes not only affect financial security and social stability, but also affect the healthy operation of the entire national economy. On the one hand, the government must cultivate and develop the real estate market, and on the other hand, regulate and control the real estate market.
Before the reform and opening up, urban housing was mainly invested and built by the state; the built housing was not sold, but was mainly distributed through the unit where the employees were located, according to the grades of seniority, position, education, etc.; for the allocated housing, only symbolic and almost free low rents were charged.
This housing system is usually summarized as a welfare housing system that is generally included in the state's unified housing investment and construction, and is distributed to employees in physical form and used almost free of charge. Under the above-mentioned housing system, not only does housing construction investment not have to be recycled and turned around, but the low rent collected is not enough to cover the daily maintenance and management costs of housing. Housing construction and maintenance and management have become a heavy burden for the country. Employees have formed the concept of being so, relying and demanding for housing, which has curbed individual investment in housing, and the problem of urban housing tension is becoming increasingly prominent.
After the end of the Cultural Revolution, the issue of improving people's living conditions began to attract the attention of the leaders of the Central Committee of the Communist Party of China and the State Council.
In September 1978, Deng Xiaoping proposed: Can the solution to residential problems be broader, such as allowing private houses or private houses to be built, paying in installments, mobilizing the money in individuals, and solving materials in the state. This is a great potential in this regard.
In April 1980, Deng Xiaoping pointed out the basic direction of the urban housing system in his conversation on construction and residential issues.
Deng Xiaoping's speech broke the traditional viewpoints of public ownership and welfare system in housing and drew a basic blueprint for the new housing system.
In June 1980, the Central Committee of the Communist Party of China and the State Council formally proposed to implement the policy of commercialization of housing in the approval of the "Outline of the Report of the National Basic Construction Work Conference", allowing private houses to be built, bought houses, and owned their own houses. Not only can new houses be sold, but existing houses can also be sold.
From then on, the reform of the housing system began.
With more than 20 years of development, starting from 1998, with the institutional reform of cultivating the residential industry into a new economic growth point, and the introduction and implementation of various policies and measures, my country's real estate market and real estate industry have entered a new period of development.
During this period, urban and urban areas across the country stopped distribution of housing in physical form, and various preferential policies such as tax and fee reduction to revitalize the secondary housing market were introduced one after another. Housing construction was accelerated, housing finance developed rapidly, and the secondary housing market began to become active.
In April, the People's Bank of China issued the "Notice on Increased Housing Credit Investment and Supporting Housing Construction and Consumption", which pointed out that in order to promote the reform of the urban housing system and cultivate the housing industry as a new economic growth point, the People's Bank of China decided to further increase housing credit investment and support housing construction and consumption.
Requirements: First, we must improve our understanding of the importance of housing credit; second, we must increase investment in housing credit; third, we must expand the scope of housing credit business; fourth, we must vigorously promote housing consumption; fifth, we must actively support the construction of ordinary housing; sixth, we must promote the sales of vacant commercial housing.
Regulations Starting from 1998, the People's Bank of China will implement guiding planning management for self-operated loans to various commercial banks (including building and buying houses).As long as the borrower meets the loan conditions, commercial banks can issue housing loans within the scope of the asset-liability ratio requirements.
In July, in order to promote the residential industry to become a new economic growth point, the State Council issued the "Notice on Further Deepening the Reform of the Urban Housing System and Accelerating Housing Construction", announcing that the physical distribution of housing will be stopped from the second half of 1998 and the monetization of housing allocation will be gradually implemented.
The guiding ideology for deepening housing reform proposed is: steadily promote the commercialization and socialization of housing, and gradually establish a new urban housing system that adapts to the socialist market economic system and my country's national conditions; accelerate housing construction, promote the housing industry to become a new economic growth point, and continuously meet the growing housing needs of urban residents.
The goal of deepening housing reform is to stop the physical distribution of housing and gradually implement the monetization of housing allocation; establish and improve a multi-level urban housing supply system mainly based on affordable housing; develop housing finance, and cultivate and standardize the housing transaction market.
In order to cooperate with the national housing reform, effectively launch the real estate market, and actively cultivate new economic growth points, in July of the same year, the Ministry of Finance and the State Administration of Taxation issued the "Notice on Adjusting Several Tax Policies in the Real Estate Market", stipulating that ordinary houses purchased and lived in for more than one year will be exempted from business tax when selling; individuals purchase ordinary houses for their own use, deed tax will be temporarily reduced by half; ordinary houses owned by residents will be temporarily exempted from land value-added tax when they are transferred.
In December, the Ministry of Finance, the State Administration of Taxation, and the Ministry of Construction issued the "Notice on Issues Related to the Issues of Personal Income Tax on the Earning of Personal Income Sales of Housing". To encourage individuals to purchase housing, it stipulates that taxpayers who sell their own houses and intend to repurchase their houses at the market price within one year after the sale of the current houses shall be exempted from taxes in whole or in part depending on the value of their repurchase.
After implementing these, Yang Yihao knew that the policy measures to cultivate the residential industry would become a new economic growth point were implemented, urban housing construction across the country achieved rapid development.
After handling some business licenses and other matters, Yang Yihao chose a location as the company's office, and then recruited several employees, preparing to start catering to national policies and take the first step.
In terms of school, because Yang Yihao's excellent grades, the school made an exception and asked him to follow the third-year junior high school students to participate in the high school entrance examination. Yang Yihao took leave to read books at home. In fact, he used this period of time to go through relationships. In the past few days, Yang Yihao's relationship with his uncle Fan Yuanqiang in the government and connected the Planning Bureau, Housing Supervision Bureau, State Taxation and Local Taxation and other relevant departments. July came silently. Yang Yihao followed the third-year junior high school students to participate in the high school entrance examination. After the high school entrance examination, the State Council issued the "On Further Deepening the Towns"Notice on Accelerating Housing Construction by Housing System Reform》 Yang Yihao has opened up all government relations due to previous preparations. After receiving the notice, the government also planned to build the city into the largest city in eastern Sichuan. Yang Yihao will not waste it if the government has resources. Through this preparation, Yang Yihao obtained the development rights of more than 370 acres of land in the West District. After surrounding the land, the enterprise groups from all over the country found that it was late, and the rest were only a fraction of the money given to them.
After obtaining the land, Yang Yihao seriously considered the future development. He planned to develop more than 370 acres of land through three methods. The first method is of course the development of his own company, so as to lay the foundation for entering the national market in the future. The second method is joint development. At present, several powerful companies have come here to negotiate with the government, but they don’t get much land. He believes that they will find themselves in the future. The third method is to transfer the land development rights, so that he feels that the company has the strength can develop separately. After clarifying the ideas for future development, Yang Yihao held a brief meeting for his employees. Since Yang Yihao still had to study, he hired an assistant for himself. He was responsible for the company’s affairs when he was not in the company. The assistant was named Lin Siyu, a graduate of a prestigious university. Lin Siyu was so young without his boss. She was a little uncomfortable with Mr. Yang, so she simply changed her words to Yang Shao.
After the meeting, Yang Yihao asked the employees to invite a supper. After celebrating the successful land grab, everyone went to the song city to sing a song for a while. It was past 11 o'clock in the evening, and everyone was a little drunk. Since they had to go to work tomorrow, Yang Yihao looked at the time and ordered everyone to leave after paying the bill.
It was almost twelve o'clock at this moment. Yang Yihao originally planned to go home, but at this time he was very happy and wanted to walk and see the scenery along the road. He knew that his two rows of buildings would disappear with the continuous opening of reforms. Instead, they were tall buildings. These buildings would only remain in the depths of memory. Although it was a bit sad, it was also an inevitable law of development.
As I walked, a woman's scream suddenly came from a distance. Let me go, I beg you, otherwise I will scream.
The woman's voice made Yang Yihao sound very familiar. Isn't this the voice of his assistant Lin Siyu who had just separated? Yang Yihao quickly thought about whether Lin Siyu was in danger. He quickly looked around and saw that in front of him, there were several young men surrounding Lin Siyu. One of them was pulling Lin Siyu's clothes, as if saying something, and Lin Siyu kept struggling.
After his mother Fan Yanning went to Chongqing, Yang Yihao's first grade school also started in the second half of the semester of the first grade of junior high school. Yang Yihao started his three-point and one-line life in the school's Internet cafe. In the past few months, Yang Yihao has not stopped trading stocks at all. Through his fifteen-year memory, he kept buying and selling in the stock market for 300,000 yuan. In just three months, he changed from 300,000 yuan to 4.8 million yuan. With the capital of 300,000 yuan, he made another 4.5 million yuan. With the previous one.7 million yuan, Yang Yihao now has 6.2 million yuan in funds.
It's almost June. Yang Yihao knew that in early June, the government would make reforms to the real estate market, so Yang Yihao quickly established his own real estate company Liyang Real Estate Development Company in the Industrial and Commercial Bureau. After the company was established, the next plan was to enclose land. Yang Yihao had long had experience in this enclosure, which would not be difficult for him.
The development and growth of the real estate market after my country's reform and opening up are mainly due to two major institutional reforms: one is the reform of the urban housing system, referred to as the reform of the housing system or housing reform; the other is the reform of the urban state-owned land use system, referred to as the reform of the land use system.
Through the above two institutional reforms, the land use rights transfer and transfer market has been formed, the newly built commercial housing market, the existing housing (also known as second-hand housing) purchase and rental market, real estate mortgage, real estate development, valuation, brokerage, property management and other economic activities are also very active; real estate is not only a basic factor of production or living materials, but also an important part of family property, which is both a commodity and an asset, and even the main object of investment and speculation; the scale of the real estate market is getting bigger and bigger, and its development and changes not only affect financial security and social stability, but also affect the healthy operation of the entire national economy. On the one hand, the government must cultivate and develop the real estate market, and on the other hand, regulate and control the real estate market.
Before the reform and opening up, urban housing was mainly invested and built by the state; the built housing was not sold, but was mainly distributed through the unit where the employees were located, according to the grades of seniority, position, education, etc.; for the allocated housing, only symbolic and almost free low rents were charged.
This housing system is usually summarized as a welfare housing system that is generally included in the state's unified housing investment and construction, and is distributed to employees in physical form and used almost free of charge. Under the above-mentioned housing system, not only does housing construction investment not have to be recycled and turned around, but the low rent collected is not enough to cover the daily maintenance and management costs of housing. Housing construction and maintenance and management have become a heavy burden for the country. Employees have formed the concept of being so, relying and demanding for housing, which has curbed individual investment in housing, and the problem of urban housing tension is becoming increasingly prominent.
After the end of the Cultural Revolution, the issue of improving people's living conditions began to attract the attention of the leaders of the Central Committee of the Communist Party of China and the State Council.
In September 1978, Deng Xiaoping proposed: Can the solution to residential problems be broader, such as allowing private houses or private houses to be built, paying in installments, mobilizing the money in individuals, and solving materials in the state. This is a great potential in this regard.
In April 1980, Deng Xiaoping pointed out the basic direction of the urban housing system in his conversation on construction and residential issues.
Deng Xiaoping's speech broke the traditional viewpoints of public ownership and welfare system in housing and drew a basic blueprint for the new housing system.
In June 1980, the Central Committee of the Communist Party of China and the State Council formally proposed to implement the policy of commercialization of housing in the approval of the "Outline of the Report of the National Basic Construction Work Conference", allowing private houses to be built, bought houses, and owned their own houses. Not only can new houses be sold, but existing houses can also be sold.
From then on, the reform of the housing system began.
With more than 20 years of development, starting from 1998, with the institutional reform of cultivating the residential industry into a new economic growth point, and the introduction and implementation of various policies and measures, my country's real estate market and real estate industry have entered a new period of development.
During this period, urban and urban areas across the country stopped distribution of housing in physical form, and various preferential policies such as tax and fee reduction to revitalize the secondary housing market were introduced one after another. Housing construction was accelerated, housing finance developed rapidly, and the secondary housing market began to become active.
In April, the People's Bank of China issued the "Notice on Increased Housing Credit Investment and Supporting Housing Construction and Consumption", which pointed out that in order to promote the reform of the urban housing system and cultivate the housing industry as a new economic growth point, the People's Bank of China decided to further increase housing credit investment and support housing construction and consumption.
Requirements: First, we must improve our understanding of the importance of housing credit; second, we must increase investment in housing credit; third, we must expand the scope of housing credit business; fourth, we must vigorously promote housing consumption; fifth, we must actively support the construction of ordinary housing; sixth, we must promote the sales of vacant commercial housing.
Regulations Starting from 1998, the People's Bank of China will implement guiding planning management for self-operated loans to various commercial banks (including building and buying houses).As long as the borrower meets the loan conditions, commercial banks can issue housing loans within the scope of the asset-liability ratio requirements.
In July, in order to promote the residential industry to become a new economic growth point, the State Council issued the "Notice on Further Deepening the Reform of the Urban Housing System and Accelerating Housing Construction", announcing that the physical distribution of housing will be stopped from the second half of 1998 and the monetization of housing allocation will be gradually implemented.
The guiding ideology for deepening housing reform proposed is: steadily promote the commercialization and socialization of housing, and gradually establish a new urban housing system that adapts to the socialist market economic system and my country's national conditions; accelerate housing construction, promote the housing industry to become a new economic growth point, and continuously meet the growing housing needs of urban residents.
The goal of deepening housing reform is to stop the physical distribution of housing and gradually implement the monetization of housing allocation; establish and improve a multi-level urban housing supply system mainly based on affordable housing; develop housing finance, and cultivate and standardize the housing transaction market.
In order to cooperate with the national housing reform, effectively launch the real estate market, and actively cultivate new economic growth points, in July of the same year, the Ministry of Finance and the State Administration of Taxation issued the "Notice on Adjusting Several Tax Policies in the Real Estate Market", stipulating that ordinary houses purchased and lived in for more than one year will be exempted from business tax when selling; individuals purchase ordinary houses for their own use, deed tax will be temporarily reduced by half; ordinary houses owned by residents will be temporarily exempted from land value-added tax when they are transferred.
In December, the Ministry of Finance, the State Administration of Taxation, and the Ministry of Construction issued the "Notice on Issues Related to the Issues of Personal Income Tax on the Earning of Personal Income Sales of Housing". To encourage individuals to purchase housing, it stipulates that taxpayers who sell their own houses and intend to repurchase their houses at the market price within one year after the sale of the current houses shall be exempted from taxes in whole or in part depending on the value of their repurchase.
After implementing these, Yang Yihao knew that the policy measures to cultivate the residential industry would become a new economic growth point were implemented, urban housing construction across the country achieved rapid development.
After handling some business licenses and other matters, Yang Yihao chose a location as the company's office, and then recruited several employees, preparing to start catering to national policies and take the first step.
In terms of school, because Yang Yihao's excellent grades, the school made an exception and asked him to follow the third-year junior high school students to participate in the high school entrance examination. Yang Yihao took leave to read books at home. In fact, he used this period of time to go through relationships. In the past few days, Yang Yihao's relationship with his uncle Fan Yuanqiang in the government and connected the Planning Bureau, Housing Supervision Bureau, State Taxation and Local Taxation and other relevant departments. July came silently. Yang Yihao followed the third-year junior high school students to participate in the high school entrance examination. After the high school entrance examination, the State Council issued the "On Further Deepening the Towns"Notice on Accelerating Housing Construction by Housing System Reform》 Yang Yihao has opened up all government relations due to previous preparations. After receiving the notice, the government also planned to build the city into the largest city in eastern Sichuan. Yang Yihao will not waste it if the government has resources. Through this preparation, Yang Yihao obtained the development rights of more than 370 acres of land in the West District. After surrounding the land, the enterprise groups from all over the country found that it was late, and the rest were only a fraction of the money given to them.
After obtaining the land, Yang Yihao seriously considered the future development. He planned to develop more than 370 acres of land through three methods. The first method is of course the development of his own company, so as to lay the foundation for entering the national market in the future. The second method is joint development. At present, several powerful companies have come here to negotiate with the government, but they don’t get much land. He believes that they will find themselves in the future. The third method is to transfer the land development rights, so that he feels that the company has the strength can develop separately. After clarifying the ideas for future development, Yang Yihao held a brief meeting for his employees. Since Yang Yihao still had to study, he hired an assistant for himself. He was responsible for the company’s affairs when he was not in the company. The assistant was named Lin Siyu, a graduate of a prestigious university. Lin Siyu was so young without his boss. She was a little uncomfortable with Mr. Yang, so she simply changed her words to Yang Shao.
After the meeting, Yang Yihao asked the employees to invite a supper. After celebrating the successful land grab, everyone went to the song city to sing a song for a while. It was past 11 o'clock in the evening, and everyone was a little drunk. Since they had to go to work tomorrow, Yang Yihao looked at the time and ordered everyone to leave after paying the bill.
It was almost twelve o'clock at this moment. Yang Yihao originally planned to go home, but at this time he was very happy and wanted to walk and see the scenery along the road. He knew that his two rows of buildings would disappear with the continuous opening of reforms. Instead, they were tall buildings. These buildings would only remain in the depths of memory. Although it was a bit sad, it was also an inevitable law of development.
As I walked, a woman's scream suddenly came from a distance. Let me go, I beg you, otherwise I will scream.
The woman's voice made Yang Yihao sound very familiar. Isn't this the voice of his assistant Lin Siyu who had just separated? Yang Yihao quickly thought about whether Lin Siyu was in danger. He quickly looked around and saw that in front of him, there were several young men surrounding Lin Siyu. One of them was pulling Lin Siyu's clothes, as if saying something, and Lin Siyu kept struggling.
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