Chapter 10 Opportunity

I don’t know how long I was in a coma, but I woke up from your numb and soft feeling.

I opened my eyes.

The eyes gradually became clear.

Seeing the wall clock on the wall now shows 12:50. A wave of stimulation comes from my lower body, hitting my brain.

The lights in the room were dim, and only a trace of sunlight came in from the thick purple curtains.

I looked at the pale yellow chandeliers above my head.

Try to shake your head left and right to make yourself more awake.

A stream of numbness and sourness continued to come from the lower body.

I looked up.

As the sound of slime squeezing in and out of the gap, Li Meiyue grabbed my huge penis with both hands and sucked it hard.

I felt her tongue licking the gully of my mushroom head hard. I was stimulated, and my legs bent and tightly clamped Li Meiyue's plump waist.

Mitsuki I whispered.

When Li Meiyue heard the sound, she raised her head and looked at me.

I saw a trace of mucus flowing out from her plump lips.

Her eyes were filled with desire and lust. After seeing me, I felt that her eyes immediately became cold again.

Ah.I pretended that my head hurts very much, covered my head, moaned in a low voice, and my eyes pretended that it was so painful that I couldn't open it.He pounded the quilt hard.Ah… I pretended to faint again.

After tens of seconds of silence.Su Ma felt sour and refreshing, and then bursts through her penis through her whole body.I felt my penis trembling constantly because of my comfort.

I felt Li Meiyue pushing my legs off her plump waist.Then the soft mattress was undulating.Well, a piece of softness pressed on me.

Stop pretending.I heard Li Meiyue's voice.

I opened my eyes and saw two plump buttocks wrapped in a gray dress.

As the rhythm of the lower body came, the buttocks also shaking up and down.

I reached out to push my dress away.

The purple translucent lace-edged underwear was revealed.

With the plump and white buttocks, they keep moving up and down.

The translucent underwear became tighter and tighter, and it stretched all the way into the buttocks.

A small amount of transparent sticky liquid flowed down my underwear to my white shirt.

The scene in front of me stimulated my nerves.

I hooked my index finger and lace panties that had been strapped into a slit.

Two dark brown lips were displayed in front of me, and a dark plump chrysanthemum on the lip was shrinking one after another, which stimulated me even more.

I grabbed the two white and plump thighs with my hands.

Pulling forward, I sent Li Meiyue's buttocks to my face, smelling the faint fragrance between my legs and the smell of nose.

He kissed Li Meiyue between her two lips.

I felt Li Meiyue's body tremble, and the comfort from her lower body became even more intense.

Stop, stop...I felt Li Meiyue's slender fingers touching my nose and face.

This is outside, don't mess up other people's bed sheets... Li Meiyue turned her head and looked at me, her face with a fat baby under her big eyes was red.

……。

Another half an hour passed.

Li Meiyue and I were lying in the hotel bathtub, snuggling together naked.

The body is covered with liquid, I don’t know what ingredient it is.

Li Meiyu hugged my neck and looked at me with gentleness.

The soft fingers were stroking the penis that had been vented but had not yet completely softened.

From time to time, drops of white mucus that were somewhat cloudy were left at the corners of my mouth.

…………

Twenty minutes later.

I'm going to see your wife in the afternoon.Li Meiyue was tidying up her collar in front of the mirror.

Miyue, you and Mingxia are both weak recently... I'm worried... I'm wearing the buttons on my cuffs and didn't try to stop her, because I feel that no matter what my attitude is, it's hard to change my current situation.

I vaguely felt that Li Meiyue was like Mingxia, with a more stubborn personality.

I just went to see my sisters and the others, and by the way, I saw what Mingxia looks like when you were thinking about day and night.No dispute will happen, don't worry.Li Meiyue has obviously seen through my heart.

The phone ringtone rang, it was the alarm clock, now it was 1:50.Mitsuki, I'm going to go back to the unit and continue the meeting.I quickly buckled the last two buttons on the collar.

Li Meiyue was taking care of her soft bangs.

Remember that before 12 pm, there must be a first time, don't think I'm exaggerating.Li Meiyue turned her back to me, her gray dress wrapped in plump curves.

Well... I began to believe in Li Mingyue's judgment.

Because the fainting at noon happened without me noticing it.

Maybe this hormone is strongly secreted to really threaten my life.

OK!I looked at Li Meiyue gratefully, who then used her slender fingers to tidy up the folds on the dress.The soft palms slid back and forth on the curves of the waist and hips.

Anyway, I can't stand it today, just look for another high.Li Meiyue glanced at me and began to lower her head to sort out her stockings.

Because her body had just been overdrawn again, her legs looked soft and weak. Li Mingyue held the coffee table and slowly sat on the leather chair next to her.

Well……… I nodded awkwardly.The wall clock shows that it is almost 2 o'clock now.Mitsuki, you should be careful on the way.

Li Meiyu picked up the tea from the coffee table and brought it to her lips, and nodded gently.

I left the room and quickly walked back to the unit.

The afternoon meeting lasted nearly three hours and it ended until almost 5 o'clock.

The situation sorted out in the afternoon was even more serious.

Several of the 10 large-scale loan units have serious financial risks.

In addition to the three units sorted out in the morning, there are more than 300 million loans in the new industry loan and investment sectors facing the risk of bad debts.

The prompt on the phone was beating.It's 4:50 pm and the president's secretary is sending a message in the group.All middle-level and above management personnel are invited to the 11th floor conference room.

Ten minutes later, all the middle-level and above managers of the bank had already taken their seats in the conference room.

I sat in the middle of the door, which was somewhat outside.

There were about a dozen people sitting here.

There were 5 people sitting opposite the leader.

In the middle is President Sun, a middle-aged man who is not tall and thin.

My temples are already a little white.

He is already in his 50s this year and has been in our business since he started working.

I should have retired in two years.

On the left hand side of President Sun, Vice President Ma Yunqiang.

He is a fat man of about 1.8 meters and is less than 40 years old this year.

He has a big nose and small eyes, thick lips, a little stubble on his chin, and his golden-wisted eyes and a face full of horizontal flesh, which looks very greasy.

A short hair combed it shinyly.

He is mainly responsible for the maintenance of large bank customers.

It is our bank's number one pornographic stick.

On Ma Yunqiang's left is another vice president Liu Dongfang.

He is in his 40s and is a middle-aged man with relatively strong body, not too tall, and a little dark-skinned.

He is mainly responsible for the foreign loan business. His short hair and a sharp chin look very energetic.

In addition, Liu Dongfang is also responsible for policy analysis, risk assessment and leverage reduction work, and is also my direct boss.

A man with 37-minute hair on the right hand of President Sun was another vice president, Xu Weixing.

He is also in his 40s this year, with a tall and big nose, looking fleshy, with thick pores on his nose and face, and many scars left by acne on his face.

Xu Weixing is in charge of deposit business in the bank.

On the right side of Xu Weixing is a middle-aged woman dressed in exquisitely and looks very capable.

The woman looks about thirty-five or thirty-six years old.

The thick black hair was combed backwards and tied into a bun.

Below the white and plump forehead are slender and faint eyebrows. The eyes are not particularly big, but they are shining with light, as if they can speak.

The soft nose bridge extends to the tip of the straight nose, and there is a small black mole on the tip of the nose.

The two plump lips of a pair of cherry mouths were slightly raised outwards, looking very sexy, setting off the dimples that appeared and appeared on both cheeks.

The work clothes of the white shirt and black coat could not cover her delicate curves, and she could see her proud and tall breasts through the clothes.

She is Zhou Caiyin, deputy governor in charge of the bank's new industry credit and investment sectors.

We are all heads of departmental departments of the bank.

Basically all men.

Only on my left hand is Zhang Xiaomin, the president's secretary and office director.

Zhang Xiaomin is two years older than me and has short shoulder-length hair. Her hair fits the curve of her face and is closed on her chin. She looks very intellectual with glasses with narrow black bezels.

Zhang Xiaomin is tall and has a thin body overall, but the curves of her chest and buttocks are still very obvious.

OK, everyone, let’s start the meeting.Ma Yunqiang knocked on the table with a pen and looked at President Sun.

President Sun crossed his hands in front of his chest, lay on the back of the chair, and nodded slightly.

We convened everyone for this meeting today, mainly because tomorrow the superior company will listen to our bank’s report on the recent operation.Especially the risk sector and the leverage sector.We held this meeting today, mainly showing our bank's current real deposit and loan situation and one of the risk indexes.I hope that all departments and leaders will not hide anything and expose all the data to the truth.President Sun said word by word.

When talking about each leader, his tone became a little heavier.

I seemed to see Zhou Caiyin unconsciously pinch the pen in her hand, staring at Jack Ma who looked a little proud.

First, please ask the department managers of the deposit department and the loan department to report on the deposit and loan situation in the first half of this year.Ma Yunqiang looked at the manuscript in his hand.

Then the deposit professional department and the loan professional department conducted reports.

I listened carefully to the report and based on their reports, our bank's total deposit business in the first half of this year was 1.1 billion yuan.

The total loan business is 2 billion yuan, and the more than 900 million yuan of loans are borrowed from superior banks.

Actually, I probably know all these situations, because I am mainly responsible for risk judgment and leverage, and also for the analysis and judgment of major economic policies.

Among these 2 billion loans, 600 million yuan is housing loans, and 800 million yuan is loans to major customers.

These loans are benign loans, and the bad debt rate will not exceed 5%, and the loan interest rate is slightly higher than the interest rate borrowed from the superior bank.

I am still very clear about the situation here. If we just look at the 1.4 billion loan, our bank's current operations are very good.

It seems that the problem occurs in the other 600 million.

These 600 million yuan are mainly responsible for new industries investment and credit under Zhou Caiyin.

Because there are special policies and regulations for new industrial investment, they are listed separately from the head office to form a department.

Usually, their capital flow does not pass through our risk management. Only at the end of the year will we report a rough report to other departments.

I also received a special notice from my superiors during the day of the day to sort out the risks of the new industrial sector.

Because new industry investment is supported by national policies, the loan business in this area is relatively loose. In addition, the bad debt rate stipulated in this area can not exceed 30%. There will be a special fund account in the head office to reserve this part of the bad debt.

So overall, the risk and leverage pressure are relatively small.

Judging from the results of my meeting today, there are about 300 million yuan of investments and loans in these 600 million yuan that face the risk of bad debts.

About an hour has passed and various departments have completed the report.

The last report was me, and I played the data table I had already sorted out and summarized before on the big screen.

Basically, the overall conclusion is that the 1.4 billion yuan mortgage and large customer loans operate very well.

I finished my report and returned to my seat.

Manager Yang carefully analyzed the bank's credit business and deposit business, and the data was sorted out clearly.The analysis conclusion is also very simple and clear.Jack Ma wanted to look at everyone here and said that at the end, he showed a smile that was not easy to detect, and looked at me with his little eyes, as if he was saying that the young man did a very good job.

I bowed my head to him humbly. In fact, the work I did was just to do all my job well, and I didn't want to target anyone or elevate anyone.

I noticed that Ma Yunqiang was already grinning and was about to laugh.

The front teeth were exposed that were missing.

I knew that his front teeth were aborted by my senior sister Su Xiaoya.

Next, please report on the investment and loan status of new industries.Ma Yunqiang took a look at the department manager.

The department manager stood up and I felt his legs tremble with nervousness.

Zhou Caiyin held the signature pen in her hand hard, and her joints were a little white.

President Sun is almost time to get off work, otherwise don’t waste everyone’s time. I’ll report to you alone.Zhou Caiyin was obviously unable to sit still.

He leaned forward and looked at President Sun.

The latter looked at the big screen without saying anything, and couldn't see clearly what he was thinking.

On the other hand, Ma Yunqiang looked at the two of them anxiously, as if worried that President Sun would agree to Zhou Caiyin's request.

After more than ten seconds of silence, you can hear the sound of breathing.

It doesn’t matter, everyone here is our own people, let everyone know the situation.President Sun waved his hand and signaled Zhou Caiyin to sit down.

Manager Hong, you continue to report.Liu Dongfang signaled.Zhou Caiyin glanced at Liu Dongfang.A complicated expression appeared.There was surprise, a hint of anger, and more helplessness.

I felt the department manager's voice trembling.

The situation is worse than I thought. I hosted a meeting today during the day.

The new industry investment business department did not display all the real information.

Judging from the information they reported.

The bad debt rate of the entire new industry sector will exceed 80%, and half of them will be close to zero collection.

According to the latest market information, two of them have filed for bankruptcy protection this month, which means that our loans and investments may not be able to be collected for a penny.

I noticed that President Sun's face turned ashen.It seemed that I had grown a few years old all of a sudden, and the crow's feet at the corners of my eyes and nasolabial folds on my cheeks became deeper.

Ma Yunqiang showed a strange expression on the side, looking sad, but also seemed to want to laugh.

The report was over and the whole audience was quiet.

The department manager moved back to his position tremblingly.

Zhou Caiyin pushed the cap of the signing pen back and forth, constantly opening and closing.

Cherry's little mouth was a little white at this time.

The whole audience was quiet, about one minute.

The bad debt rate of the entire new industry sector is as high as this.A very calm tone spoke out from President Sun's mouth.

But I had already smelled a trace of danger through my intuition.

Zhou Caiyin lowered her head and grabbed the sign pen, and the cap was almost cracked by her pinching it hard.

I don't know why the regional chief guild knows this.But I have never listened to your report!Finally it broke out, President Sun slapped his palms on the table.

Everyone here dared not make any noise.

That's it, President Sun.Zhou Caiyin leaned over and hurriedly wanted to explain.President Sun signaled her with one hand to stop talking.

Several leaders here will stay tonight.There are also department managers of several major departments. We need to discuss how to report this matter to tomorrow's PPT.Especially Xiao Yang, you want to stay today.

Ah…?I was stunned for a moment before I realized that I saw everyone looking at me.

The meeting ended a few minutes later and everyone was ready to go for a meal.Only Zhou Caiying was sitting mechanically, playing with the signature pen in her hand.

Jack Ma forced Liu Dongfang and Xu Weixing to walk out.

We discussed what reporting techniques should be used for PPT.

At this time I received a message.

It’s my senior sister Su Xiaoya: tomorrow’s report teacher and several important leaders from the regional headquarters will participate. Be prepared, the opportunity is here.

The person has almost gone, only me and a few department managers, President Sun, Zhou Caiyin and Zhang Xiaomin.

Xiao Min went to send this document to Secretary Huang from the provincial bank.President Sun handed a thick file bag to Zhang Xiaomin.

Xiao Yang came to my office.President Sun waved his hand to me.

……