Zhang Xing is the god of investment, and he has never failed. Not to mention anything else, just talk about the two stocks this time. How long has it been since this move? Look at how much money you have made. I think it would be better to ask, they are all from the family and not from outsiders. We can also support Zhang Xing's work, right?
Jiang Chenguang naturally didn't know that his daughter was about to become the seventh concubine, but what he thought was that since his daughter had moved in, it would be a matter of time before he became a concubine. His daughter was so beautiful and outstanding, she was no worse than Zhang Weihao's other two concubines.
Jiang Nansun himself didn't understand this very much. After thinking about it, he called Zhang Weihao and explained the situation. Zhang Weihao thought about it and asked Luo Yiren to recommend several financial products that were mainly used by the bank to Jiang's family. The key point was to recommend the stock-based financial products he had just planned to build.
Financial management products, that is, products designed and issued by commercial banks and formal financial institutions, invest the raised funds into the relevant financial markets and purchase related financial products according to the product contract, and after obtaining investment returns, they are allocated to investors according to the contract agreement.
Therefore, financial products are different from funds and cannot be bought and sold freely at any time, but the corresponding risks will be much smaller, but there will be many restrictions and are relatively conservative.
The restrictions and responsibilities of financial products are all in the contract, which are generally beneficial to banks, including the final interpretation rights, which are basically in the bank. Who is the one who is a vulnerable group?
Therefore, the contract for financial products is very important. It must be carefully read. It must be signed under many terms and agreements, and even hand-written some risk certification information.
It is precisely because the financial management products are launched by banks themselves and they are selling them themselves, so many banks will deliberately set many contract traps and use the name of financial management products to deliberately infringe on the interests of investors. If investors invest money, they will not only not make much money, but they will also lose most of the principal. Not only will the bank lose a lot of capital if it fails to make money, the management fee they should receive is still a small cent.
Because the returns of several financial products launched before were very impressive, they made all the profits almost early on, so Lin's Bank's financial products are now very popular in Modu City, and there is almost no shortage of customers. In order to buy these high-quality financial products at the first time, many customers transferred all their deposits over, so that the deposits of Modu City Branch are now almost over 30 billion, second only to the Hong Kong headquarters.
Although this financial product has not been officially launched, there are corresponding templates. In the past, Lin's Bank also had similar financial products. It is not easy to make money. As the old saying goes, a real stock god can easily make a fortune by himself, and it is impossible to fall under others to work for others. These so-called professional industry elites can make small money, but don't expect big money. Any bank is the same. There will be no hermit master who will cat here.
The reason why Lin's Bank is so powerful is not because the professional team here is very powerful, but because Zhang Weihao is here. Therefore, after Zhang Weihao proved his investment talent, the previous shareholders were willing to directly dilute their shares and give up their controlling rights and retain him. This can be seen from the current momentum and development speed and profitability of Lin's Bank, which is really incomparable.
Jiang Chenguang has been in the stock market for more than ten years and still has basic skills. He roughly understands the characteristics of this type of stock-based financial products mainly based on domestic A-shares. They can be redeemed at any time and the prices change differently every day. This thing is a bit like regular ones. Once you buy and sign the contract, you cannot easily break the contract in the middle.
If the investor breached the contract, he has to pay a 20% penalty for banking. 10,000 yuan can only be taken away. Even if it expires one day, you can only take away 80% if you breach the contract and pay a 20% penalty.
At the same time, this thing is not necessarily profitable. After the contract expires, if the final profit is negative, the loss will be borne by up to 20%. The part that exceeds 20% will be borne by the bank, just like the highest rate of return is 50%, the part that exceeds 50% will belong to the bank, and the bank will also charge a 5% management fee.
Simply put, if you make 10,000 yuan per copy, the end result is a loss of 2,000 yuan, you can only take away 7,500 yuan, and 500 yuan is the bank's management fee; if you make 5,000 yuan, you can only take away 14,500 yuan, and you still have to pay a management fee of 500 yuan, so the actual profit and loss range is -25%45%, and both banks and customers have to bear certain risks. On the surface, the risks borne by banks seem to be greater.
After all, you make nearly twice as much money than lose, which seems quite cost-effective.
In fact, this is a concept. Most of the time, it is impossible to achieve such a high rate of return, and it is easier to make small profits or lose big, because high returns mean high risks. If you really want to pursue high returns, it also means great risks.
After all, he is a stock god who has been fighting in the stock market for many years. Jiang Chenguang, who has always been very arrogant, really feels that the return rate is a bit disappointing and looks ordinary, so he frowned and said: Nansun, do you think this financial product is reliable?
Brother Hao recommended it, and at most I only asked me to buy 100 million. If I don’t rush to use money, I suggest that I buy it all, and the total amount is only 2 billion. It is very likely that it will be officially launched next month. Now it is just an intention. If you want it, make an appointment in advance. If not, you may not be able to buy it later. You should definitely make more than 50%.
Unlike her brother-in-law who doesn’t know anything, she likes her brother-in-law who doesn’t know anything the most, Jiang Nansun’s aunt Daisy has bought similar financial products and is very clear about the risks of such financial products. However, Lin’s bank’s financial products are very popular, and even Ye Jinyan is very interested. After all, the annual return is more than 10%. Occasionally, many people can do it, and they guarantee that they can do it without fail. There are really few people who can do it.
But Lin's Bank Magic City Branch is different. The seven or eight financial products launched recently made money without exception. They achieved the set goal for two or three years in a very short period of time. They have withdrawn the excess profit and directly sealed it, which is almost zero risk, so they are very popular.
Jiang Chenguang naturally didn't know that his daughter was about to become the seventh concubine, but what he thought was that since his daughter had moved in, it would be a matter of time before he became a concubine. His daughter was so beautiful and outstanding, she was no worse than Zhang Weihao's other two concubines.
Jiang Nansun himself didn't understand this very much. After thinking about it, he called Zhang Weihao and explained the situation. Zhang Weihao thought about it and asked Luo Yiren to recommend several financial products that were mainly used by the bank to Jiang's family. The key point was to recommend the stock-based financial products he had just planned to build.
Financial management products, that is, products designed and issued by commercial banks and formal financial institutions, invest the raised funds into the relevant financial markets and purchase related financial products according to the product contract, and after obtaining investment returns, they are allocated to investors according to the contract agreement.
Therefore, financial products are different from funds and cannot be bought and sold freely at any time, but the corresponding risks will be much smaller, but there will be many restrictions and are relatively conservative.
The restrictions and responsibilities of financial products are all in the contract, which are generally beneficial to banks, including the final interpretation rights, which are basically in the bank. Who is the one who is a vulnerable group?
Therefore, the contract for financial products is very important. It must be carefully read. It must be signed under many terms and agreements, and even hand-written some risk certification information.
It is precisely because the financial management products are launched by banks themselves and they are selling them themselves, so many banks will deliberately set many contract traps and use the name of financial management products to deliberately infringe on the interests of investors. If investors invest money, they will not only not make much money, but they will also lose most of the principal. Not only will the bank lose a lot of capital if it fails to make money, the management fee they should receive is still a small cent.
Because the returns of several financial products launched before were very impressive, they made all the profits almost early on, so Lin's Bank's financial products are now very popular in Modu City, and there is almost no shortage of customers. In order to buy these high-quality financial products at the first time, many customers transferred all their deposits over, so that the deposits of Modu City Branch are now almost over 30 billion, second only to the Hong Kong headquarters.
Although this financial product has not been officially launched, there are corresponding templates. In the past, Lin's Bank also had similar financial products. It is not easy to make money. As the old saying goes, a real stock god can easily make a fortune by himself, and it is impossible to fall under others to work for others. These so-called professional industry elites can make small money, but don't expect big money. Any bank is the same. There will be no hermit master who will cat here.
The reason why Lin's Bank is so powerful is not because the professional team here is very powerful, but because Zhang Weihao is here. Therefore, after Zhang Weihao proved his investment talent, the previous shareholders were willing to directly dilute their shares and give up their controlling rights and retain him. This can be seen from the current momentum and development speed and profitability of Lin's Bank, which is really incomparable.
Jiang Chenguang has been in the stock market for more than ten years and still has basic skills. He roughly understands the characteristics of this type of stock-based financial products mainly based on domestic A-shares. They can be redeemed at any time and the prices change differently every day. This thing is a bit like regular ones. Once you buy and sign the contract, you cannot easily break the contract in the middle.
If the investor breached the contract, he has to pay a 20% penalty for banking. 10,000 yuan can only be taken away. Even if it expires one day, you can only take away 80% if you breach the contract and pay a 20% penalty.
At the same time, this thing is not necessarily profitable. After the contract expires, if the final profit is negative, the loss will be borne by up to 20%. The part that exceeds 20% will be borne by the bank, just like the highest rate of return is 50%, the part that exceeds 50% will belong to the bank, and the bank will also charge a 5% management fee.
Simply put, if you make 10,000 yuan per copy, the end result is a loss of 2,000 yuan, you can only take away 7,500 yuan, and 500 yuan is the bank's management fee; if you make 5,000 yuan, you can only take away 14,500 yuan, and you still have to pay a management fee of 500 yuan, so the actual profit and loss range is -25%45%, and both banks and customers have to bear certain risks. On the surface, the risks borne by banks seem to be greater.
After all, you make nearly twice as much money than lose, which seems quite cost-effective.
In fact, this is a concept. Most of the time, it is impossible to achieve such a high rate of return, and it is easier to make small profits or lose big, because high returns mean high risks. If you really want to pursue high returns, it also means great risks.
After all, he is a stock god who has been fighting in the stock market for many years. Jiang Chenguang, who has always been very arrogant, really feels that the return rate is a bit disappointing and looks ordinary, so he frowned and said: Nansun, do you think this financial product is reliable?
Brother Hao recommended it, and at most I only asked me to buy 100 million. If I don’t rush to use money, I suggest that I buy it all, and the total amount is only 2 billion. It is very likely that it will be officially launched next month. Now it is just an intention. If you want it, make an appointment in advance. If not, you may not be able to buy it later. You should definitely make more than 50%.
Unlike her brother-in-law who doesn’t know anything, she likes her brother-in-law who doesn’t know anything the most, Jiang Nansun’s aunt Daisy has bought similar financial products and is very clear about the risks of such financial products. However, Lin’s bank’s financial products are very popular, and even Ye Jinyan is very interested. After all, the annual return is more than 10%. Occasionally, many people can do it, and they guarantee that they can do it without fail. There are really few people who can do it.
But Lin's Bank Magic City Branch is different. The seven or eight financial products launched recently made money without exception. They achieved the set goal for two or three years in a very short period of time. They have withdrawn the excess profit and directly sealed it, which is almost zero risk, so they are very popular.
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