Don’t want shares, do you need to use land property rights to mortgage?
Of course, shares are useless. If you don’t have to decide anything, you can only lose money every year. The only real value is land property rights. This is the normal process. Interest can be low, but the mortgage must be tangible and can be directly cashed in and recovered.Zhang Weihao is only interested in Zheng Huiyu (Renbo's Chinese name), not in the hotel and others, so he is naturally doing business. After all, this matter itself is very beneficial to them and will not fail.
The person in charge of Xinjiapi Branch is not saying that he has never taken over such a loan business, but Zhang Weihao, who is the president of the government, is here now, and has said hello before. Recently, he must sign the loan business that exceeds 30 million yuan recently.
Lin's Bank is not ranked at all in the Singapore-based bank. It is only now that it has suddenly become famous after establishing an Asian head office here, and its business has surged. Singapore 30 million is not a small amount of money, nearly 200 million Hong Kong dollars, so there are actually very few such loan businesses. There may be only a few transactions a month, and most of them cannot be passed. They can be easily passed. Why do others look for a small bank like you?
The main reason why Zhang Weihao positioned Lin's Bank is the nature of an investment bank, which is also considered a commercial bank, but it focuses on investment and capital operations. It also does traditional banking business, but it has no special advantages. It is to follow the crowd and not focus on these businesses.
Therefore, for the same loan, Lin's Bank has no advantages, the interest rate is not low, and the loan conditions are not loose. Unless it is a large customer who has long-term cooperation, it is generally not considered doing such mortgage loan business at Lin's Bank.
When I heard that the hotel's land property rights were mortgaged, the two family members of the hotel management became very cautious, but the interest was indeed very good. The interest was only 20% for five years, which means that the static interest of only 4% per year was spread out, which was really low. But in other words, others like your land, and it would be fine if they could pay it back. If they didn't pay it, they would most likely auction or swallow the land property rights of the hotel. At that time, I'm afraid that the hotel would not exist.
Miss Set must have refused. This is really too dangerous, but Renbo and his younger sister-in-law no longer support her, the elder sister. In fact, their siblings have long wanted to sell shares and don’t want to be tied up in the hotel. The hotel is not theirs. It’s difficult to do it in itself, and it’s getting worse and worse. Isn’t selling the money the most ideal version of the answer?
The two brothers Emil and Sunny also agree very much. They can’t do it in five years. This investment is doomed to fail, so why are you still keeping it?It’s better to sell it directly to recover your blood.
Anyway, the price of selling will definitely be much higher than the 50 million loan at that time, and the interest rate will be only 70 million. It is not a big problem to sell this hotel for 200 million yuan. At that time, the land value added may be sold at 300 million yuan, but it is not a loss. The reason why their brothers are eyeing this hotel is because they have a land guarantee.
The board of directors' voting is different from the shareholders' meeting. If it is a position, personnel appointment and removal are generally decided by the shareholders' meeting. It depends on who has more shares (but there is a veto); if it is a decision involving hotel management, it is a voting board of directors. If the board of directors' voting results are not satisfied, the shareholders' meeting will be initiated for the final vote. However, there is no veto on the board of directors, and the shareholders' meeting exists. This is almost the same process.
Now the first step is to be 5-1, which makes Miss Set, the eldest sister, very hurt and angry. She feels that she has been betrayed. After the meeting, she directly called her younger brother and sister to the conference room to hold an internal family meeting. After all, she is the heir she appointed by her mother.
Renbo: Sister, in five years, how many five years do we have to spend with you like this? If you can’t do it in five years, you can’t afford such a super low interest rate. Why do you still keep it in a hotel?It’s better to sell it directly and we will do our own things.
But the ugly saying is ahead. Since it has been five years, everyone will unite and build the hotel within these five years. At the same time, there is also an ugly saying. The hotel does not belong to us, the three brothers, but the two brothers. When they do it, they are actually making wedding dresses for others. It is not difficult for them to attack us, take away the hotel, and drive us out one by one.
The eldest sister, who was originally very angry, calmed down instantly because her sister was very sharp and pointed out all the most critical issues.
You can't even pay such a low interest rate. Five years have been working hard for five years, but I really don't have the ability to stay in the hotel. Why do I keep it in the hotel?
It’s better to sell the money early and everyone pursue the life they like.
Another, and the most realistic question, is that the hotel no longer belongs to them, it is another brother. Is it meaningful for their opposition?
The most important thing is that even if the hotel is really done, once the brothers have their own little thoughts and really have to take ruthless measures according to the shares in their hands, it will be a matter of time before the three siblings are eliminated, and the shares will become more valuable.
The reality is cruel, but what can I do now?
Indeed, you are right, second sister, so let’s try it. By the way, how much is the hotel worth?Miss Set is also feeling tired now, Lanshou Mushroom. After all, the person who proposed to sell shares and lost control was her elder sister, the actual person in charge.
I asked someone before that the land has always been increasing in value. It is not outrageous to consider that the hotel is worth 300 million yuan at that time. After paying back the loan, I can still get a lot of money.If you start doing it, then it will cost 400 million to 500 million. At that time, the brothers really want to do things randomly, so we will sell the shares. As long as the hotel business is good, the shares will not be difficult to sell. We can even sell them directly to Lin's Bank and let them fight with Lin's Bank.My younger brother Ah By has long wanted to sell shares, so he has naturally studied it, so he is not a material in this industry.
Renbo looked at his sister and brother's reaction and sighed inwardly that's true. His choice was right, and she couldn't be considered selfish. The hotel really does not belong to the three of them. Whether they do it or not, it will be the same result. If that's the case, why not plan for yourself the future?
Of course, shares are useless. If you don’t have to decide anything, you can only lose money every year. The only real value is land property rights. This is the normal process. Interest can be low, but the mortgage must be tangible and can be directly cashed in and recovered.Zhang Weihao is only interested in Zheng Huiyu (Renbo's Chinese name), not in the hotel and others, so he is naturally doing business. After all, this matter itself is very beneficial to them and will not fail.
The person in charge of Xinjiapi Branch is not saying that he has never taken over such a loan business, but Zhang Weihao, who is the president of the government, is here now, and has said hello before. Recently, he must sign the loan business that exceeds 30 million yuan recently.
Lin's Bank is not ranked at all in the Singapore-based bank. It is only now that it has suddenly become famous after establishing an Asian head office here, and its business has surged. Singapore 30 million is not a small amount of money, nearly 200 million Hong Kong dollars, so there are actually very few such loan businesses. There may be only a few transactions a month, and most of them cannot be passed. They can be easily passed. Why do others look for a small bank like you?
The main reason why Zhang Weihao positioned Lin's Bank is the nature of an investment bank, which is also considered a commercial bank, but it focuses on investment and capital operations. It also does traditional banking business, but it has no special advantages. It is to follow the crowd and not focus on these businesses.
Therefore, for the same loan, Lin's Bank has no advantages, the interest rate is not low, and the loan conditions are not loose. Unless it is a large customer who has long-term cooperation, it is generally not considered doing such mortgage loan business at Lin's Bank.
When I heard that the hotel's land property rights were mortgaged, the two family members of the hotel management became very cautious, but the interest was indeed very good. The interest was only 20% for five years, which means that the static interest of only 4% per year was spread out, which was really low. But in other words, others like your land, and it would be fine if they could pay it back. If they didn't pay it, they would most likely auction or swallow the land property rights of the hotel. At that time, I'm afraid that the hotel would not exist.
Miss Set must have refused. This is really too dangerous, but Renbo and his younger sister-in-law no longer support her, the elder sister. In fact, their siblings have long wanted to sell shares and don’t want to be tied up in the hotel. The hotel is not theirs. It’s difficult to do it in itself, and it’s getting worse and worse. Isn’t selling the money the most ideal version of the answer?
The two brothers Emil and Sunny also agree very much. They can’t do it in five years. This investment is doomed to fail, so why are you still keeping it?It’s better to sell it directly to recover your blood.
Anyway, the price of selling will definitely be much higher than the 50 million loan at that time, and the interest rate will be only 70 million. It is not a big problem to sell this hotel for 200 million yuan. At that time, the land value added may be sold at 300 million yuan, but it is not a loss. The reason why their brothers are eyeing this hotel is because they have a land guarantee.
The board of directors' voting is different from the shareholders' meeting. If it is a position, personnel appointment and removal are generally decided by the shareholders' meeting. It depends on who has more shares (but there is a veto); if it is a decision involving hotel management, it is a voting board of directors. If the board of directors' voting results are not satisfied, the shareholders' meeting will be initiated for the final vote. However, there is no veto on the board of directors, and the shareholders' meeting exists. This is almost the same process.
Now the first step is to be 5-1, which makes Miss Set, the eldest sister, very hurt and angry. She feels that she has been betrayed. After the meeting, she directly called her younger brother and sister to the conference room to hold an internal family meeting. After all, she is the heir she appointed by her mother.
Renbo: Sister, in five years, how many five years do we have to spend with you like this? If you can’t do it in five years, you can’t afford such a super low interest rate. Why do you still keep it in a hotel?It’s better to sell it directly and we will do our own things.
But the ugly saying is ahead. Since it has been five years, everyone will unite and build the hotel within these five years. At the same time, there is also an ugly saying. The hotel does not belong to us, the three brothers, but the two brothers. When they do it, they are actually making wedding dresses for others. It is not difficult for them to attack us, take away the hotel, and drive us out one by one.
The eldest sister, who was originally very angry, calmed down instantly because her sister was very sharp and pointed out all the most critical issues.
You can't even pay such a low interest rate. Five years have been working hard for five years, but I really don't have the ability to stay in the hotel. Why do I keep it in the hotel?
It’s better to sell the money early and everyone pursue the life they like.
Another, and the most realistic question, is that the hotel no longer belongs to them, it is another brother. Is it meaningful for their opposition?
The most important thing is that even if the hotel is really done, once the brothers have their own little thoughts and really have to take ruthless measures according to the shares in their hands, it will be a matter of time before the three siblings are eliminated, and the shares will become more valuable.
The reality is cruel, but what can I do now?
Indeed, you are right, second sister, so let’s try it. By the way, how much is the hotel worth?Miss Set is also feeling tired now, Lanshou Mushroom. After all, the person who proposed to sell shares and lost control was her elder sister, the actual person in charge.
I asked someone before that the land has always been increasing in value. It is not outrageous to consider that the hotel is worth 300 million yuan at that time. After paying back the loan, I can still get a lot of money.If you start doing it, then it will cost 400 million to 500 million. At that time, the brothers really want to do things randomly, so we will sell the shares. As long as the hotel business is good, the shares will not be difficult to sell. We can even sell them directly to Lin's Bank and let them fight with Lin's Bank.My younger brother Ah By has long wanted to sell shares, so he has naturally studied it, so he is not a material in this industry.
Renbo looked at his sister and brother's reaction and sighed inwardly that's true. His choice was right, and she couldn't be considered selfish. The hotel really does not belong to the three of them. Whether they do it or not, it will be the same result. If that's the case, why not plan for yourself the future?
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