As Zhang Weihao expected, the former president and the heads of departments such as the Investment Department and the Loan Department who did not get first-hand information were directly troubled as soon as they came. The main problem was that Zhang Weihao refused to sign before.
I am not familiar with these companies and personal information, so why do I agree to lend?As for the income problem you mentioned, I think the financial product I launched before should be able to solve it. As long as it is sold normally, everyone's income is more than 30% higher than the same period last year, or even the first quarter. Not only is it not affected, but it has risen a lot.
Zhang Weihao has calculated this, so it is unreasonable to use this as a reason. Of course, some rebates and rebates are illegal income that cannot be put on the table. It is obviously unreasonable to use the impact of income to talk about things.
As for the gold futures guaranteed financial management project that Zhang Weihao created on Friday cannot be sold?
Don’t joke, this is guaranteed to be financially guaranteed to be repaid, which means that the principal can be obtained, and the annualized income is 7%. Interest will be paid every six months. After three years, the interest will be returned together with the principal. Such a financial product that is stable and profitable is still very considerable. How could anyone refuse? If you really can’t sell it, the sales team and the sales department can all be replaced. What is the use of such waste?
The former president of the Magic City Branch was Liu Yuanchao, and now he is the vice president. As the original top leader, he naturally has something to say. The first sentence is: If Yinghai Group’s loan is not approved, others may cancel their cooperation with our bank. Do you know what this means?
I really don't know, let's listen.
This means that our bank will lose at least one billion in reserve deposits.
Then I would like to ask more questions, how much loan did I have before?The loan I remember from Yinghai Group is converted into old debts and new debts. By the way, it is to increase the loan amount, right?
Liu Yuanchao's face changed and he replied with some confidence: 500 million.
It's Ah, who owes us 500 million yuan in loans, and then including the so-called wages, social security and enterprise reserve funds up to 1 billion yuan. Now we need to make a loan of 500 million yuan to 800 million yuan, and we still need to reduce the interest. All of them are calculated based on the latest 43. It's still the new five years, and this is not what the business does.
If you love to save, please let them take the money and leave if you don’t want to cooperate. However, you must not lose a single loan you owe us. You can only leave if the money is paid back. Otherwise, I can apply for deposit freezing and order the other party to repay the loan in advance. At worst, I don’t want all the interest afterwards, just get the principal back.
Zhang Weihao of Yinghai Group vaguely remembers that it was a construction company in a TV series. It seemed that there were many problems and it was just right that they did not cooperate. When he saw that it was recommended by Liu Yuanchao, the former president, he subconsciously felt that there was a pitfall in it.
Don't want this, and don't accept that. Business is not done this way. You can't make all the profits of the entire bank rely on selling so-called financial products. The annualized interest rate is 7%, a quota of one billion yuan. How can you make it for three consecutive years?
Is there anything else that others want to say?Nothing to say?OK, Manager Wang, report your previous risk control review directly on-site.
After watching the good show for a long time, Wang Wei made up his mind not to fight against this person. This person is really terrifying. Not to mention anything else, the profit of 900 million yuan will directly win the first stage of the inheritance right test this time. It is highly likely that he can inherit the bank. Anyway, he really can't think of any other candidates who can do anything against the will of heaven.
When Wang Wei reported the relevant transaction information and confirmed that it was true and valid, and the current account was already lying on his account, everyone was stunned. He was jumping up and down so hard that he was like a man who was forcing a palace. He was completely speechless. He was foolish there, as if Xianglin Sao was possessed and muttered to himself: One billion made nine hundred million, only one night... One billion made nine hundred million, only one night?
Okay, just quiet down.
This is the reality. Although I need to pay 2.1 billion yuan in interest within three years, this is no longer a problem now. Next month, I will find an opportunity to take action. I will strive to achieve the final income of 2 billion yuan, and then seal and withdraw the capital, freeze the principal of 12.1 billion yuan, and regularly support the interest and return the principal. The remaining part is one of the profits of our Magic City Branch in the second quarter.
According to the company's incentive system, as the actual person-in-charge trader, I can get 20% of the final profit, which is about 3.5 billion yuan, so there will be a profit of about 1.5 billion yuan at that time. I think this profit is enough, right?
A group of senior branch executives have a look at each other. Not only is it enough, but the head office may not be able to make such a fortune in a year. Just thinking about it is terrifying. It is just that a normal mortgage or investment is unlikely to make such a fortune in ten years. That thing is not a stable profit and no loss, and the probability of bad debts is not an average high.
Seeing that everyone was shocked by himself, Zhang Weihao continued: Everyone knows why I am here. I don’t play with you any false things, and I’m too lazy to tell who you are human and who are ghosts. This doesn’t make much sense to me.
You don’t have to worry about making money. Just maintain the status quo and don’t cause me trouble to drag me down. The final sealing of this financial management project will be completed in early June, and my 3.5 billion will be cashed out directly.
So in the three months from April to the end of June, if everyone cooperates with me and does not cause trouble, I can give you 15% of the final profit of this financial project at the end of June to give you dividends, that is, cash rewards.
There is no need to report to the company. I will give you the dividends I have received from me. The management level is 05%, and it starts from the department manager and is divided by the number of people. Other ordinary employees, including security guards and cleaning aunts, share 1% equally.
I am not familiar with these companies and personal information, so why do I agree to lend?As for the income problem you mentioned, I think the financial product I launched before should be able to solve it. As long as it is sold normally, everyone's income is more than 30% higher than the same period last year, or even the first quarter. Not only is it not affected, but it has risen a lot.
Zhang Weihao has calculated this, so it is unreasonable to use this as a reason. Of course, some rebates and rebates are illegal income that cannot be put on the table. It is obviously unreasonable to use the impact of income to talk about things.
As for the gold futures guaranteed financial management project that Zhang Weihao created on Friday cannot be sold?
Don’t joke, this is guaranteed to be financially guaranteed to be repaid, which means that the principal can be obtained, and the annualized income is 7%. Interest will be paid every six months. After three years, the interest will be returned together with the principal. Such a financial product that is stable and profitable is still very considerable. How could anyone refuse? If you really can’t sell it, the sales team and the sales department can all be replaced. What is the use of such waste?
The former president of the Magic City Branch was Liu Yuanchao, and now he is the vice president. As the original top leader, he naturally has something to say. The first sentence is: If Yinghai Group’s loan is not approved, others may cancel their cooperation with our bank. Do you know what this means?
I really don't know, let's listen.
This means that our bank will lose at least one billion in reserve deposits.
Then I would like to ask more questions, how much loan did I have before?The loan I remember from Yinghai Group is converted into old debts and new debts. By the way, it is to increase the loan amount, right?
Liu Yuanchao's face changed and he replied with some confidence: 500 million.
It's Ah, who owes us 500 million yuan in loans, and then including the so-called wages, social security and enterprise reserve funds up to 1 billion yuan. Now we need to make a loan of 500 million yuan to 800 million yuan, and we still need to reduce the interest. All of them are calculated based on the latest 43. It's still the new five years, and this is not what the business does.
If you love to save, please let them take the money and leave if you don’t want to cooperate. However, you must not lose a single loan you owe us. You can only leave if the money is paid back. Otherwise, I can apply for deposit freezing and order the other party to repay the loan in advance. At worst, I don’t want all the interest afterwards, just get the principal back.
Zhang Weihao of Yinghai Group vaguely remembers that it was a construction company in a TV series. It seemed that there were many problems and it was just right that they did not cooperate. When he saw that it was recommended by Liu Yuanchao, the former president, he subconsciously felt that there was a pitfall in it.
Don't want this, and don't accept that. Business is not done this way. You can't make all the profits of the entire bank rely on selling so-called financial products. The annualized interest rate is 7%, a quota of one billion yuan. How can you make it for three consecutive years?
Is there anything else that others want to say?Nothing to say?OK, Manager Wang, report your previous risk control review directly on-site.
After watching the good show for a long time, Wang Wei made up his mind not to fight against this person. This person is really terrifying. Not to mention anything else, the profit of 900 million yuan will directly win the first stage of the inheritance right test this time. It is highly likely that he can inherit the bank. Anyway, he really can't think of any other candidates who can do anything against the will of heaven.
When Wang Wei reported the relevant transaction information and confirmed that it was true and valid, and the current account was already lying on his account, everyone was stunned. He was jumping up and down so hard that he was like a man who was forcing a palace. He was completely speechless. He was foolish there, as if Xianglin Sao was possessed and muttered to himself: One billion made nine hundred million, only one night... One billion made nine hundred million, only one night?
Okay, just quiet down.
This is the reality. Although I need to pay 2.1 billion yuan in interest within three years, this is no longer a problem now. Next month, I will find an opportunity to take action. I will strive to achieve the final income of 2 billion yuan, and then seal and withdraw the capital, freeze the principal of 12.1 billion yuan, and regularly support the interest and return the principal. The remaining part is one of the profits of our Magic City Branch in the second quarter.
According to the company's incentive system, as the actual person-in-charge trader, I can get 20% of the final profit, which is about 3.5 billion yuan, so there will be a profit of about 1.5 billion yuan at that time. I think this profit is enough, right?
A group of senior branch executives have a look at each other. Not only is it enough, but the head office may not be able to make such a fortune in a year. Just thinking about it is terrifying. It is just that a normal mortgage or investment is unlikely to make such a fortune in ten years. That thing is not a stable profit and no loss, and the probability of bad debts is not an average high.
Seeing that everyone was shocked by himself, Zhang Weihao continued: Everyone knows why I am here. I don’t play with you any false things, and I’m too lazy to tell who you are human and who are ghosts. This doesn’t make much sense to me.
You don’t have to worry about making money. Just maintain the status quo and don’t cause me trouble to drag me down. The final sealing of this financial management project will be completed in early June, and my 3.5 billion will be cashed out directly.
So in the three months from April to the end of June, if everyone cooperates with me and does not cause trouble, I can give you 15% of the final profit of this financial project at the end of June to give you dividends, that is, cash rewards.
There is no need to report to the company. I will give you the dividends I have received from me. The management level is 05%, and it starts from the department manager and is divided by the number of people. Other ordinary employees, including security guards and cleaning aunts, share 1% equally.