Xiashan Villa
The lake as clear as a whole jasper is shrouded in the drizzle, the breeze is coming, with a little warmth of spring
In the bedroom on the second floor of the villa, Asakusa Aya's uncontrollable moan was interrupted by the sudden cry of the child. She bit her lower lip and reached out to pat Miyashigaki, who was constantly moving on her body, and murmured: The child is awake, maybe he has wet the bed.
Miyashita Kita continued his movements without saying a word, but his speed was getting faster and faster.
I went to see it, maybe I was hungry, so I fed him. Asai Lika, who was lying on one side, struggled to get up, pulled a blanket and wrapped it around her body, and staggered out of bed.
After a long time, when the child's cry stopped, Miyashita Kita happened to roll down from Asakusa Aya's pink body, lay on the bed while panting while closing his eyes to rest
Asakusa Aya lies with him for a while, then goes to get a hot towel and wipes him with his body. Then he goes to the nursery to see the child.
The bedroom became deserted, and Miyashiki Kita took a break for a while. When he felt his energy recovered, the phone rang in the living room.
The phone rings several times, and it sounded as Aya Asakusa answered. Moshimoshi's voice was soft and pleasant
After a while, Asakusa Aya returned to the bedroom and stood at the door and whispered: A gentleman named Utatsu Morita called and said he wanted to invite you to lunch. In his guild, he asked if you have time.
I was so lazy that I didn't want to move. Miyagi Kita didn't open his eyes and said casually: Tell him, I understand, I will pass by then
Hi, Asakusa Aya responded and turned around and left the bedroom
After lying on the bed for about ten minutes, it seemed that he had a nap. Miyashita Kita got out of bed lazily with a little bit of laziness
After taking a shower, changing into dry clothes, let Akai Rika get a cup of coffee for herself, Miyashita Kita got into the study and started today's work
As the end of April approaches, he has more work, because this is the first quarter of this year. Whether it is the banking, his Akamoto Financial Company, or the industries left by Lao Akamoto, they are all time to make quarterly summary.
He may not be responsible for the implementation of specific work, regardless of the details, but some things must be done in general, at least they have to check the accounts, otherwise, there will inevitably be problems.
Sitting behind his large desk, Miyashita Kita first lit a cigarette for himself, then took the newspaper prepared by Liang Jiaxun on the table and looked through it one by one.
For Kita Kita today, daily newspaper reading is a necessary program, because there are many important information in politics and economy that are hidden between the lines of the newspaper. Of course, this does not mean that similar information is placed in the newspaper hall, but requires the newspaper readers to express their divergent deep thoughts and summary
For example, a fire in Saudi Arabia may mean an increase in international oil prices; for example, in the recent international market, some bulk materials, including grain and non-ferrous metals, may fall, because yesterday the United Nations ruled to completely lift economic sanctions on Yugoslavia; for example, recently investing in the Philippines, the rubber industry of Malaysia and the two countries should have good returns, because the United States has attracted a group of countries to impose trade sanctions on China, among which rubber is an important one, and the Philippines and Malaysia have rejected the US demand and did not participate in the sanctions action.
Wait, etc. These can be judged through your own analysis and expectations from the information provided by the newspaper. This ability is very important for a businessman or a superior.
Judging from today's newspaper news, the most important information should be that the third round of business negotiations between Japan and the United States collapsed again.
Washington asked Japan to further liberalize domestic markets in agriculture, electronics and other fields, and at the same time cancel government subsidies for the automobile and its spare parts industry, but it was opposed by Japanese representative Ryutaro Hashimoto.
To this end, Washington once again launched a sanctions stick and announced that it would impose sanctions tariffs on cars and spare parts imported from Japan starting from next month on the 15th of next month.
The negotiations were announced to be broken yesterday morning. Affected by this, starting from yesterday afternoon, all listed car companies in Japan experienced price declines. In response, the Japan Automobile Industry Federation held a press conference last night, calling on both Japan and the United States to remain rational and not create political obstacles for the entire commercial trade.
Since last night, netizens from both Japan and the United States have begun to quarrel online. Americans say that the Japanese are thieves and liars, and they say that the Japanese robbed Americans of employment opportunities and stole American technology and patents.
Japanese people say that Americans are bullies and gangsters. For many people, this scene seems to be familiar with it. Well, it’s better to get used to it.
Behind this news, there is another news related to both the United States and Japan, which is not so easy to attract attention: Baiko Strom, President of the Bank for International Settlements, announced that starting today, the qualification review of three banks, including Japan's long-term credit banks, will be concluded.
The only long-term credit bank for these three banks is a Japanese bank, and the remaining two banks belong to South Africa and Israel respectively.
According to Strom, the reason why the qualification review of long-term credit banks was ended is because the bank has sufficient reserve ratio and good profitability. Although there are certain risks of bad debts, the risk is still within a controllable range.
The Federal Reserve also responded on the same day to lift restrictions on Changxin Bank and revoke its previous decision to close several branches in the United States.
Although the US still does not allow long-term credit banks to engage in deposit-raising business in the United States, none of them, including international exchanges and other businesses will be affected.
Federal Reserve Chairman Greenspan and Director Susan Phillips have successively expressed their views that in the previous stage of the turmoil, long-term credit banks have shown their own strength and the attitude of the operators in charge.
Subsequently, the two said that the performance of the long-term credit bank is not enough to prove the improvement of Japan's financial situation. They believe that the subsequent impact of the bursting of the real estate bubble will also bring continuous turmoil in the Japanese financial industry. Therefore, the overall situation of the Japanese financial industry is still highly risky, and investors are not advised to be optimistic.
Put the last newspaper in his hand aside, Miyashita Kita rubbed his eyes, rubbed his face hard with the palms of his hands, refreshing himself, then he reached out to take a cigarette and lit it for himself. A smile appeared on his face, which was originally expressionless.
Nowadays, Kita Kitani is very confident that his prestige within Changxin Bank will overwhelm the remaining two supervisors, even less than the president.
Before this, long-term credit banks have been plagued by three things: the liquidation of the Bank of International Settlements, the most serious problem, because the American-led Bank of International Settlements has investigated these banks, including Changyin, to threaten Japan.
Not to mention that Changyin itself really has problems, even if there is no problem, the problem will be found.
It can be imagined what kind of situation the entire bank will face once the problem of huge bad debts on Changyin’s books is exposed.
At that time, investors withdraw their investment, stocks are sold, depositors run, and rating agencies will rated banks as junk. These will come one after another. In this situation, Changyin cannot resist.
The shortage of funds is also a major problem facing Changyin. In addition, the stock price plummeted, in order to supplement the reserve ratio, Changyin had to move around and draw out the vast majority of funds from the limited funds to supplement the reserve ratio. As a result, the bank's funds were even scarce, thus forming a vicious cycle.
The third major problem is that bad debts are too high. There is really no way to do this. Under the premise of a downturn in the economy, those companies that cannot afford to repay the loans can never be paid. Changchun Bank does not dare to force such companies too much, because once these companies go bankrupt, those loans will really become bad debts.
These three major problems are the three mountains pressing on Changyin. They cannot be moved or moved. It is only a matter of time before they can be crushed to death.
But the problem lies in this sooner or later. For any bank shareholder or executive, it is always better to go bankrupt late than to go bankrupt early. If the real estate market becomes active at some point, the bank may be able to survive it.
Therefore, as long as you have time to delay, even if it is demolished and repaired, Changyin must persist. The problem that can be hidden will naturally be better if it is hidden for a long time, the better.
Now, the plan planned and guided by Miyashita Kita has solved two problems faced by Changyin. In addition to the high bad debt rate, he has solved both problems that will cause devastating impact in the short term.
In other words, at least before the problem of bad debts is completely exposed, long-term credit banks no longer need to live a life of worry. As for how to solve the huge bad debts and when it will be detonated like a bomb, it is not something that Miyashita Kita can solve, or even one person can solve it. It can only be handled at the national level.
In fact, so far, the fate of long-term credit banks has been destined, and there are only two ways to go: either through government support and public funds to solve the problem of bad debts in a package, or declare bankruptcy, leaving a mess that can cause national shock to the whole of Japan.
The first road, the central bank is unwilling, and the second road, requires the government leaders to have extraordinary courage. It can be seen that both roads are related to the Japanese government, which is a typical example of corporate decision-making for kidnapping governments
The lake as clear as a whole jasper is shrouded in the drizzle, the breeze is coming, with a little warmth of spring
In the bedroom on the second floor of the villa, Asakusa Aya's uncontrollable moan was interrupted by the sudden cry of the child. She bit her lower lip and reached out to pat Miyashigaki, who was constantly moving on her body, and murmured: The child is awake, maybe he has wet the bed.
Miyashita Kita continued his movements without saying a word, but his speed was getting faster and faster.
I went to see it, maybe I was hungry, so I fed him. Asai Lika, who was lying on one side, struggled to get up, pulled a blanket and wrapped it around her body, and staggered out of bed.
After a long time, when the child's cry stopped, Miyashita Kita happened to roll down from Asakusa Aya's pink body, lay on the bed while panting while closing his eyes to rest
Asakusa Aya lies with him for a while, then goes to get a hot towel and wipes him with his body. Then he goes to the nursery to see the child.
The bedroom became deserted, and Miyashiki Kita took a break for a while. When he felt his energy recovered, the phone rang in the living room.
The phone rings several times, and it sounded as Aya Asakusa answered. Moshimoshi's voice was soft and pleasant
After a while, Asakusa Aya returned to the bedroom and stood at the door and whispered: A gentleman named Utatsu Morita called and said he wanted to invite you to lunch. In his guild, he asked if you have time.
I was so lazy that I didn't want to move. Miyagi Kita didn't open his eyes and said casually: Tell him, I understand, I will pass by then
Hi, Asakusa Aya responded and turned around and left the bedroom
After lying on the bed for about ten minutes, it seemed that he had a nap. Miyashita Kita got out of bed lazily with a little bit of laziness
After taking a shower, changing into dry clothes, let Akai Rika get a cup of coffee for herself, Miyashita Kita got into the study and started today's work
As the end of April approaches, he has more work, because this is the first quarter of this year. Whether it is the banking, his Akamoto Financial Company, or the industries left by Lao Akamoto, they are all time to make quarterly summary.
He may not be responsible for the implementation of specific work, regardless of the details, but some things must be done in general, at least they have to check the accounts, otherwise, there will inevitably be problems.
Sitting behind his large desk, Miyashita Kita first lit a cigarette for himself, then took the newspaper prepared by Liang Jiaxun on the table and looked through it one by one.
For Kita Kita today, daily newspaper reading is a necessary program, because there are many important information in politics and economy that are hidden between the lines of the newspaper. Of course, this does not mean that similar information is placed in the newspaper hall, but requires the newspaper readers to express their divergent deep thoughts and summary
For example, a fire in Saudi Arabia may mean an increase in international oil prices; for example, in the recent international market, some bulk materials, including grain and non-ferrous metals, may fall, because yesterday the United Nations ruled to completely lift economic sanctions on Yugoslavia; for example, recently investing in the Philippines, the rubber industry of Malaysia and the two countries should have good returns, because the United States has attracted a group of countries to impose trade sanctions on China, among which rubber is an important one, and the Philippines and Malaysia have rejected the US demand and did not participate in the sanctions action.
Wait, etc. These can be judged through your own analysis and expectations from the information provided by the newspaper. This ability is very important for a businessman or a superior.
Judging from today's newspaper news, the most important information should be that the third round of business negotiations between Japan and the United States collapsed again.
Washington asked Japan to further liberalize domestic markets in agriculture, electronics and other fields, and at the same time cancel government subsidies for the automobile and its spare parts industry, but it was opposed by Japanese representative Ryutaro Hashimoto.
To this end, Washington once again launched a sanctions stick and announced that it would impose sanctions tariffs on cars and spare parts imported from Japan starting from next month on the 15th of next month.
The negotiations were announced to be broken yesterday morning. Affected by this, starting from yesterday afternoon, all listed car companies in Japan experienced price declines. In response, the Japan Automobile Industry Federation held a press conference last night, calling on both Japan and the United States to remain rational and not create political obstacles for the entire commercial trade.
Since last night, netizens from both Japan and the United States have begun to quarrel online. Americans say that the Japanese are thieves and liars, and they say that the Japanese robbed Americans of employment opportunities and stole American technology and patents.
Japanese people say that Americans are bullies and gangsters. For many people, this scene seems to be familiar with it. Well, it’s better to get used to it.
Behind this news, there is another news related to both the United States and Japan, which is not so easy to attract attention: Baiko Strom, President of the Bank for International Settlements, announced that starting today, the qualification review of three banks, including Japan's long-term credit banks, will be concluded.
The only long-term credit bank for these three banks is a Japanese bank, and the remaining two banks belong to South Africa and Israel respectively.
According to Strom, the reason why the qualification review of long-term credit banks was ended is because the bank has sufficient reserve ratio and good profitability. Although there are certain risks of bad debts, the risk is still within a controllable range.
The Federal Reserve also responded on the same day to lift restrictions on Changxin Bank and revoke its previous decision to close several branches in the United States.
Although the US still does not allow long-term credit banks to engage in deposit-raising business in the United States, none of them, including international exchanges and other businesses will be affected.
Federal Reserve Chairman Greenspan and Director Susan Phillips have successively expressed their views that in the previous stage of the turmoil, long-term credit banks have shown their own strength and the attitude of the operators in charge.
Subsequently, the two said that the performance of the long-term credit bank is not enough to prove the improvement of Japan's financial situation. They believe that the subsequent impact of the bursting of the real estate bubble will also bring continuous turmoil in the Japanese financial industry. Therefore, the overall situation of the Japanese financial industry is still highly risky, and investors are not advised to be optimistic.
Put the last newspaper in his hand aside, Miyashita Kita rubbed his eyes, rubbed his face hard with the palms of his hands, refreshing himself, then he reached out to take a cigarette and lit it for himself. A smile appeared on his face, which was originally expressionless.
Nowadays, Kita Kitani is very confident that his prestige within Changxin Bank will overwhelm the remaining two supervisors, even less than the president.
Before this, long-term credit banks have been plagued by three things: the liquidation of the Bank of International Settlements, the most serious problem, because the American-led Bank of International Settlements has investigated these banks, including Changyin, to threaten Japan.
Not to mention that Changyin itself really has problems, even if there is no problem, the problem will be found.
It can be imagined what kind of situation the entire bank will face once the problem of huge bad debts on Changyin’s books is exposed.
At that time, investors withdraw their investment, stocks are sold, depositors run, and rating agencies will rated banks as junk. These will come one after another. In this situation, Changyin cannot resist.
The shortage of funds is also a major problem facing Changyin. In addition, the stock price plummeted, in order to supplement the reserve ratio, Changyin had to move around and draw out the vast majority of funds from the limited funds to supplement the reserve ratio. As a result, the bank's funds were even scarce, thus forming a vicious cycle.
The third major problem is that bad debts are too high. There is really no way to do this. Under the premise of a downturn in the economy, those companies that cannot afford to repay the loans can never be paid. Changchun Bank does not dare to force such companies too much, because once these companies go bankrupt, those loans will really become bad debts.
These three major problems are the three mountains pressing on Changyin. They cannot be moved or moved. It is only a matter of time before they can be crushed to death.
But the problem lies in this sooner or later. For any bank shareholder or executive, it is always better to go bankrupt late than to go bankrupt early. If the real estate market becomes active at some point, the bank may be able to survive it.
Therefore, as long as you have time to delay, even if it is demolished and repaired, Changyin must persist. The problem that can be hidden will naturally be better if it is hidden for a long time, the better.
Now, the plan planned and guided by Miyashita Kita has solved two problems faced by Changyin. In addition to the high bad debt rate, he has solved both problems that will cause devastating impact in the short term.
In other words, at least before the problem of bad debts is completely exposed, long-term credit banks no longer need to live a life of worry. As for how to solve the huge bad debts and when it will be detonated like a bomb, it is not something that Miyashita Kita can solve, or even one person can solve it. It can only be handled at the national level.
In fact, so far, the fate of long-term credit banks has been destined, and there are only two ways to go: either through government support and public funds to solve the problem of bad debts in a package, or declare bankruptcy, leaving a mess that can cause national shock to the whole of Japan.
The first road, the central bank is unwilling, and the second road, requires the government leaders to have extraordinary courage. It can be seen that both roads are related to the Japanese government, which is a typical example of corporate decision-making for kidnapping governments
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