Kobe City Nishiyama Town, outside the vast Ikeda Miyako Forest, outside a villa courtyard hidden in the jungle, more than a dozen black cars slowly parked on the side of the road that is not very wide.
More than 20 young men in black suits got out of their cars as soon as the convoy stopped and quickly opened the doors.
Miyashita Kita got out of the third car, stood there, looking at the villa in front of him expressionlessly
His location is right in front of the main entrance of the courtyard. Through the open door, you can see the view in the courtyard
In the dozen cars in front and behind, people came down one after another. Finally, led by an old man with silver hair, he walked to the front of Miyashigata.
Akamoto, Kobe's conditions are not as good as Tokyo, so I can only ask you to live in this simple place for the time being. I am very sorry. The old man bowed slightly and said with a smile.
President Hase is so polite. Miyashita Kita turned around and returned the greeting, and said with a smile, the conditions here are already very good, I am very satisfied
The old man is Hasegawa, the former president of Hyogo Bank. Note that it is the president, not the president.
This old guy is very cunning. Since the province of Tripitaka began to pay attention to the issue of Hyogo Bank, he has chosen to retire and move to Canada.
He didn't even hand over the position he was born to the number one confidant, but to a guy named Masatoshi Sakamoto. The guy was on the surface a confidant of Hasegawa, but in fact he was just a specially trained scapegoat.
Although he handed over the post of president and immigrated to Canada, Hasegawa never neglected his attention to Hyogo Bank. He is still secretly controlling the second largest local bank in Japan that is about to end.
Even if the sparrow is small, it is still a bit fleshy. What's more, Hyogo Bank is not a sparrow. Hasegawa's mind is that if Hyogo Bank can overcome this difficulty, with his control over this bank, he still has the hope of making huge profits.
Just last week, Hasegawa returned to Kobe from Vancouver quietly. Considering that Yoshida Masahiro's rectification of Hyogo Bank has touched the fundamental interests of shareholders, he needs to come back in person to preside over the overall situation and carry out a series of crackdowns against Yoshida Masahiro
Please, Hasegawa was not talking more politely. He made a gesture of invitation and invited Miyagi to enter the villa in the north.
The villa is indeed very ordinary from the outside, but the inside is an extraordinary view. In the large courtyard, there are not only gentle pavilions and flowing water, but also a not-so-large hot spring pool.
The hot spring is the imported live water. The weather has turned cold at this time, and there is a faint water vapor above the hot spring pool.
This time, Miyashita Kita accepted Hasegawa's invitation to Kobe. Since Yoshida Masaki's rectification touched the interests of bank shareholders, these guys were brewing small moves behind the scenes. On the other hand, they hoped that Miyashita Kita could use the power of the Hongyi Society to lobby the cabinet, the province of Tibet and the central bank. At the same time, with the help of parliamentarians, they proposed a funding proposal in the House of Representatives that would be beneficial to Hyogo Bank.
For Kita Kita, he was not opposed to doing something in principle. However, he first needed to understand the actual situation of Hyogo Bank, and at the same time, he also needed to know what these profit-oriented guys were going to do.
That's why this trip to Kobe
The group entered the villa, and the living room of the villa was already arranged. A rectangular low table of seven or eight meters long was placed in the center of the living room, and seat cushions were placed on both sides.
At the invitation of Hasegawa, Miyashita Kita was invited to the main seat on the right, and more than a dozen people who came in also sat on both sides of the long table.
The people attending the meeting today are either from local chaebols in Hyogo Prefecture, or from three shareholder banks, and one or two are senior executives of Hyogo Bank.
Miyashita Kita is not responsible for hosting today's meeting. He is just listening. At the same time, he takes the opportunity to learn about the real situation of Hyogo Bank.
Hasegawa himself was responsible for presiding over the meeting. He did not introduce Miyashita Kita to the people present, but instead began to understand the bank's operation status in the recent stage.
Kitaki Miyashita was listening, and he didn't interrupt and asked questions, as if this meeting had nothing to do with him.
The main problem of Hyogo Bank now is that the proportion of bad debts accounts for too much, and trillions of loans cannot be recovered
What the bank is eager for injecting public funds, and according to the bank's accounting, the amount of public funds needed to be injected is around 2 trillion yen.
But the central bank simply disagrees with this plan. Moreover, even if public funds are invested, it is impossible to give so much. They can only inject about a quarter of the bank's demand.
Miyashita Kita has some understanding of the basic situation of Japan's financial industry. He knows that since a year ago, the central bank conducted a census on all Japanese financial industries. The statistics of the bad debt status was as high as 1,236 trillion yen for just 21 large banks.
The central bank believes that based on this, the amount of non-performing loans in all financial institutions such as finance, insurance, and housing should be estimated four times on this basis, which indicates that the Japanese financial industry is operating under a high risk state.
At the meeting chaired by Hasegawa, everyone present believed that the rectification made by Yoshida Masahiro was a fool, and the so-called "stage and step-by-step rectification plan" is full of problems in itself.
Take the layoffs as an example. Once Hyogo Bank announces the closure of overseas and local branches and at the same time lay off large-scale employees, it will inevitably cause panic among depositors, and will cause those lenders to have a lucky mentality and delay normal repayment.
If this situation really happens, then a crazy run will completely interrupt the flow of funds that Hyogo Bank, which is not very safe, will be disastrous, and the consequences will be
Kita Miyashita admitted that these guys' concerns make sense, but then again, it's not okay to just listen to them. These guys don't have the kind of moral integrity, just a group of profit-oriented vampires
Take the existing investment stocks of the bank as an example. If they sell all the funds they need to inject can solve half of the funds, but aren't they still holding on to it?
In addition, what happened to Hasegawa's 1.8 billion yen dividends at the beginning of the year?
And he didn't get the most
Of course, he could only think about things like this in his heart, and he would definitely not be able to speak out. After all, his butt determines his head. He is on the side of these guys, so he has to consider the issue from their standpoint and ensure their interests
And ensuring the interests of these guys is also guaranteeing their interests, this is the fundamental
The meeting lasted for nearly an hour, and Miyashita Kita had a relatively comprehensive but rough understanding of the current situation of Hyogo Bank. At the end of the meeting, Hasegawa arranged for people to get a lot of information, which involved the general information of Hyogo Bank depositors and the information of the bank's employees.
The reason why Hasegawa sent these information here was to provide materials for the lobbying activities that Miyagi Kita would conduct later. Policy lobbying is not bribery, nor does it mean that it is necessary to find someone to go over and get a lot of money to fall, but to explain the stakeholders from many angles and provide reasons to support them.
This reason must be justified and must be recognized by at least part of the public. Otherwise, simple bribery will be useless
This time, he really caused trouble for Akamoto. After the meeting, Hasegawa sent the guys who came with him to leave first, and he stayed at the end. Until everyone left the living room, he said to Miyashita Kita
President Hase is so polite. Miyashita Kita knelt on the side of the long table, bowed his waist slightly, and said, "This is what I should have done, after all, we are all friends and members of the Hongyi Society."
Hasegawa smiled, he stood up with his hands on the table, and said: Although Kobe is not as prosperous as Tokyo, it also has its own unique charm. Akamoto can stay here for two more days and go around. I believe you will like it here.
Thank you for your kindness. Miyashita Kita didn't think of going back to Tokyo immediately, because Natasha is currently shooting the cover of a magazine in Kobe, just on the side of Akashi Strait, he plans to go over and take a look
Then, I will say goodbye first, Hasegawa bowed slightly again, then turned around and walked towards the door
Miyashita Kita also stood up and gave him a look. The two of them left the main entrance of the villa. When Hasegawa changed his shoes in the corridor, he said with a smile: Yes, we have also prepared some small gifts for Akamoto to enjoy this. Please don’t be polite, please enjoy it.
Hearing his words, Miyashita Kita knew what it meant. In Japan, this kind of thing is very common, especially in some private enterprise groups. There are even special reception fees, which are reimbursed.
Thanks Hasegawa and watched him leave the villa courtyard. Miyashita Kita pursed his lips
There is no doubt that these guys are all national worms, and the entire financial industry in Japan has been destroyed by countless guys like them.
In the memory of Miyashita Kitani's previous life, the collapse of Hyogo Bank brought a series of chain reactions to the entire Japan. The subsequent large-scale rescue operation, coupled with the larger-scale infrastructure movement, not only emptied Japan's treasury, but also brought heavy national debt to the entire Japan in just a few years.
In this year, although Japan is also issuing government bonds, the fiscal surplus has a huge amount of public funds after offsetting the total government bonds.
But in 2019, in just over twenty years, the scale of Japan's government bonds reached a scary 1103 trillion yen, and it was converted into US dollars by more than 100,000 US dollars, second only to the United States.
More than 20 young men in black suits got out of their cars as soon as the convoy stopped and quickly opened the doors.
Miyashita Kita got out of the third car, stood there, looking at the villa in front of him expressionlessly
His location is right in front of the main entrance of the courtyard. Through the open door, you can see the view in the courtyard
In the dozen cars in front and behind, people came down one after another. Finally, led by an old man with silver hair, he walked to the front of Miyashigata.
Akamoto, Kobe's conditions are not as good as Tokyo, so I can only ask you to live in this simple place for the time being. I am very sorry. The old man bowed slightly and said with a smile.
President Hase is so polite. Miyashita Kita turned around and returned the greeting, and said with a smile, the conditions here are already very good, I am very satisfied
The old man is Hasegawa, the former president of Hyogo Bank. Note that it is the president, not the president.
This old guy is very cunning. Since the province of Tripitaka began to pay attention to the issue of Hyogo Bank, he has chosen to retire and move to Canada.
He didn't even hand over the position he was born to the number one confidant, but to a guy named Masatoshi Sakamoto. The guy was on the surface a confidant of Hasegawa, but in fact he was just a specially trained scapegoat.
Although he handed over the post of president and immigrated to Canada, Hasegawa never neglected his attention to Hyogo Bank. He is still secretly controlling the second largest local bank in Japan that is about to end.
Even if the sparrow is small, it is still a bit fleshy. What's more, Hyogo Bank is not a sparrow. Hasegawa's mind is that if Hyogo Bank can overcome this difficulty, with his control over this bank, he still has the hope of making huge profits.
Just last week, Hasegawa returned to Kobe from Vancouver quietly. Considering that Yoshida Masahiro's rectification of Hyogo Bank has touched the fundamental interests of shareholders, he needs to come back in person to preside over the overall situation and carry out a series of crackdowns against Yoshida Masahiro
Please, Hasegawa was not talking more politely. He made a gesture of invitation and invited Miyagi to enter the villa in the north.
The villa is indeed very ordinary from the outside, but the inside is an extraordinary view. In the large courtyard, there are not only gentle pavilions and flowing water, but also a not-so-large hot spring pool.
The hot spring is the imported live water. The weather has turned cold at this time, and there is a faint water vapor above the hot spring pool.
This time, Miyashita Kita accepted Hasegawa's invitation to Kobe. Since Yoshida Masaki's rectification touched the interests of bank shareholders, these guys were brewing small moves behind the scenes. On the other hand, they hoped that Miyashita Kita could use the power of the Hongyi Society to lobby the cabinet, the province of Tibet and the central bank. At the same time, with the help of parliamentarians, they proposed a funding proposal in the House of Representatives that would be beneficial to Hyogo Bank.
For Kita Kita, he was not opposed to doing something in principle. However, he first needed to understand the actual situation of Hyogo Bank, and at the same time, he also needed to know what these profit-oriented guys were going to do.
That's why this trip to Kobe
The group entered the villa, and the living room of the villa was already arranged. A rectangular low table of seven or eight meters long was placed in the center of the living room, and seat cushions were placed on both sides.
At the invitation of Hasegawa, Miyashita Kita was invited to the main seat on the right, and more than a dozen people who came in also sat on both sides of the long table.
The people attending the meeting today are either from local chaebols in Hyogo Prefecture, or from three shareholder banks, and one or two are senior executives of Hyogo Bank.
Miyashita Kita is not responsible for hosting today's meeting. He is just listening. At the same time, he takes the opportunity to learn about the real situation of Hyogo Bank.
Hasegawa himself was responsible for presiding over the meeting. He did not introduce Miyashita Kita to the people present, but instead began to understand the bank's operation status in the recent stage.
Kitaki Miyashita was listening, and he didn't interrupt and asked questions, as if this meeting had nothing to do with him.
The main problem of Hyogo Bank now is that the proportion of bad debts accounts for too much, and trillions of loans cannot be recovered
What the bank is eager for injecting public funds, and according to the bank's accounting, the amount of public funds needed to be injected is around 2 trillion yen.
But the central bank simply disagrees with this plan. Moreover, even if public funds are invested, it is impossible to give so much. They can only inject about a quarter of the bank's demand.
Miyashita Kita has some understanding of the basic situation of Japan's financial industry. He knows that since a year ago, the central bank conducted a census on all Japanese financial industries. The statistics of the bad debt status was as high as 1,236 trillion yen for just 21 large banks.
The central bank believes that based on this, the amount of non-performing loans in all financial institutions such as finance, insurance, and housing should be estimated four times on this basis, which indicates that the Japanese financial industry is operating under a high risk state.
At the meeting chaired by Hasegawa, everyone present believed that the rectification made by Yoshida Masahiro was a fool, and the so-called "stage and step-by-step rectification plan" is full of problems in itself.
Take the layoffs as an example. Once Hyogo Bank announces the closure of overseas and local branches and at the same time lay off large-scale employees, it will inevitably cause panic among depositors, and will cause those lenders to have a lucky mentality and delay normal repayment.
If this situation really happens, then a crazy run will completely interrupt the flow of funds that Hyogo Bank, which is not very safe, will be disastrous, and the consequences will be
Kita Miyashita admitted that these guys' concerns make sense, but then again, it's not okay to just listen to them. These guys don't have the kind of moral integrity, just a group of profit-oriented vampires
Take the existing investment stocks of the bank as an example. If they sell all the funds they need to inject can solve half of the funds, but aren't they still holding on to it?
In addition, what happened to Hasegawa's 1.8 billion yen dividends at the beginning of the year?
And he didn't get the most
Of course, he could only think about things like this in his heart, and he would definitely not be able to speak out. After all, his butt determines his head. He is on the side of these guys, so he has to consider the issue from their standpoint and ensure their interests
And ensuring the interests of these guys is also guaranteeing their interests, this is the fundamental
The meeting lasted for nearly an hour, and Miyashita Kita had a relatively comprehensive but rough understanding of the current situation of Hyogo Bank. At the end of the meeting, Hasegawa arranged for people to get a lot of information, which involved the general information of Hyogo Bank depositors and the information of the bank's employees.
The reason why Hasegawa sent these information here was to provide materials for the lobbying activities that Miyagi Kita would conduct later. Policy lobbying is not bribery, nor does it mean that it is necessary to find someone to go over and get a lot of money to fall, but to explain the stakeholders from many angles and provide reasons to support them.
This reason must be justified and must be recognized by at least part of the public. Otherwise, simple bribery will be useless
This time, he really caused trouble for Akamoto. After the meeting, Hasegawa sent the guys who came with him to leave first, and he stayed at the end. Until everyone left the living room, he said to Miyashita Kita
President Hase is so polite. Miyashita Kita knelt on the side of the long table, bowed his waist slightly, and said, "This is what I should have done, after all, we are all friends and members of the Hongyi Society."
Hasegawa smiled, he stood up with his hands on the table, and said: Although Kobe is not as prosperous as Tokyo, it also has its own unique charm. Akamoto can stay here for two more days and go around. I believe you will like it here.
Thank you for your kindness. Miyashita Kita didn't think of going back to Tokyo immediately, because Natasha is currently shooting the cover of a magazine in Kobe, just on the side of Akashi Strait, he plans to go over and take a look
Then, I will say goodbye first, Hasegawa bowed slightly again, then turned around and walked towards the door
Miyashita Kita also stood up and gave him a look. The two of them left the main entrance of the villa. When Hasegawa changed his shoes in the corridor, he said with a smile: Yes, we have also prepared some small gifts for Akamoto to enjoy this. Please don’t be polite, please enjoy it.
Hearing his words, Miyashita Kita knew what it meant. In Japan, this kind of thing is very common, especially in some private enterprise groups. There are even special reception fees, which are reimbursed.
Thanks Hasegawa and watched him leave the villa courtyard. Miyashita Kita pursed his lips
There is no doubt that these guys are all national worms, and the entire financial industry in Japan has been destroyed by countless guys like them.
In the memory of Miyashita Kitani's previous life, the collapse of Hyogo Bank brought a series of chain reactions to the entire Japan. The subsequent large-scale rescue operation, coupled with the larger-scale infrastructure movement, not only emptied Japan's treasury, but also brought heavy national debt to the entire Japan in just a few years.
In this year, although Japan is also issuing government bonds, the fiscal surplus has a huge amount of public funds after offsetting the total government bonds.
But in 2019, in just over twenty years, the scale of Japan's government bonds reached a scary 1103 trillion yen, and it was converted into US dollars by more than 100,000 US dollars, second only to the United States.