In front of you is an antique building written on Duobao Pavilion. Countless beautiful concubines in gorgeous clothes are walking through the pavilion, like fairies, and more than concubines are the dazzling array of calligraphy and paintings in the pavilion.
Although Cheng Zongyang didn't know how to do it, he could see that these Dingyu calligraphy and paintings were not ordinary items. How much money would it be worth to take out any one of them?
The old man who had seen in Qingzhou was wearing an octagonal scarf and sat peacefully on a brocade couch. Meiji, who stood like flowers, stood around when she saw Cheng Zongyang and others coming in, she waved her hand and sat down.
Although the old man's tone was plain, he had an irresistible power, Cheng Zongyang had to sit down and take over Xiangming, and the old man said: My friend, how about this half-in-one hall?
Cheng Zongyang smiled bitterly: When he was down the well, he realized the word "wealth" in the world when he saw it today. Jia Baoyu's Grand View Garden is probably not as good as here.
The old man was slightly surprised: Jia Baoyu?
Oh, a young man in our hometown, known as the "rich and idle man"
Cheng Zongyang quickly changed the topic. He was in Qingzhou that day and could not recognize Mount Tai. How dare he ask his father-in-law for his surname?
The old man said: It's a coincidence. My husband's surname is Jia, and his nickname is Qiuhe.
Cheng Zongyang looked at Qin Hui with some confusion, and the traitorous minister had a humble smile on his face. He seemed to have known the identity of the old man, but he would not give him any tips.
Cheng Zongyang had no choice but to bite the bullet and talk: Is Mr. Qiuhe a businessman? Or an official?
I don’t know what ridiculous words I asked, but the servants around me were either shocked or laughed, and they all looked surprised. The old man laughed loudly and pointed at Cheng Zongyang and said: Qunyu, what did I say? Although this little friend Cheng has an official position, he has no intention of becoming an official at all! Otherwise, how could he not even ask about my name Jia Shixian?
Although Cheng Zongyang was a little mentally prepared, Jia Shixian was still like being hit by a blow when he was released.
First, it was Gao Qiu and then Lao Jia. Why do they like to play this with themselves?
Before coming to Lin'an, I also thought about who Jia Shixian was and whether he would deal with him, but I never expected that there would be such a scene: Jia Shixian, the Grand Tutor of Song State, the powerful minister who was in charge of the government, the planner of the Battle of Jiangzhou, his biggest enemy in Song State, was sitting in front of him now.
Jia Shixian stood up, walked a few steps in the pavilion with his hands behind his back, and sighed: On that day, Cheng Xiaoyou and his companion were criticized by Qingzhou. I always think about it and always think about it.
Cheng Zongyang can't remember what he said to the dead traitor in Qingzhou, but one thing is certain: there is nothing good to say:
At that time, the traitorous minister was like a hangman, and criticized the powerful minister of Song State in front of Jia Shixian himself. He just said: You can't play politics, why not let me do it? If I change myself to be Jia Shixian, I'm afraid I will not forget it for several years.
Jia Shixian took out a file from the pavilion full of antiques and shook it in his hand.
Although Teng Fu is not aware of the current affairs, he has a little bit of vision. If it weren't for his recommendation, I might not have met Cheng Xiaoyou again.
As he said that, he turned his head and said to Liao Qunyu: I will write down this credit for him.
Liao Qunyu bowed slightly, Yes
Jia Shixian turned around, you opened a shed in Yunzhou to provide porridge, bought grain at affordable prices, and did a good job
Cheng Zongyang was so guilty that he smiled and said with a sarcastic feeling: I dare not, I dare not
Qin Hui said: This is my son's innocent heart, the people are thriving, who has no parents? He is grateful for his support and will not live long, who has no brothers? He is like a foot and a hand, who has no wife? He is like a friend, my son cannot bear to see the people suffering, so he only provides porridge to help the people. But in terms of the achievements of living people, there are only tens of thousands of people in Yunzhou, but how can the Grand Master beneficiary and billions of creatures beneficiaries of the Song Dynasty?
Qin Hui spoke at this time, and his words finally calmed down the almost stiff atmosphere in the pavilion.
Jia Shixian put down the file and said with a smile: Qin Ban said this, but he was insincere.
Qin Hui said: I said something nonsense that day, and the Grand Master was already the prime minister's affair. Today, I treated us with courtesy to guests. Such a great virtue is really the saint's mind.
Qin Hui threw this tall hat over like a money-free one, and finally scratched Jia Shixian's itchy spot.
I still have this kind of mind
Jia Shixian said: It’s ridiculous that a few corrupt scholars said that I have no tolerance for others. If they have the knowledge of Xiaoyou Cheng and Qin’s partner, how could I not tolerate them?
As he said that, Jia Shixian took out another letter and patted the cover and said: This letter must be the credit of Cheng Xiaoyou.
Cheng Zongyang was confused, what letter?
Teng Fu's letter of apology, and when it comes to embezzling military funds and purchasing grain, he has calculated a lot of accounts, but one of the few people in the court understands the accounts.
Cheng Zongyang understood that his letter had effect
The Emperor of the Great Emperor worked hard for the military and civilians in Yunzhou, but he was just a few numbers to capture.
These numbers are not easy to obtain. Even the officials of the Ministry of Revenue did not have such detailed and thorough discussions on the price of grain. Teng Fu's vision, so how could he have such insight!
Jia Shixian and Teng Fu were political enemies. When they mentioned that they had nothing good to say, he put down his letter and suddenly said: I heard that the banknotes advocated by the Tao Money House in Qingzhou were you who proposed them?
Cheng Zongyang felt a ridiculous feeling: Whether Gao Qiu, Yun Xiufeng, Lin Caiquan or Jia Shixian, they all looked like old foxes, seemingly with eyes and ears all over the world, and they can always surprise themselves. I have said this sentence several times in the past few days, and now I have to play the old tune again again.
The news of the Grand Master is so well-informed...
It’s not that I’m well-informed, it’s what Tao Wu said in person
Jia Shixian's tone was filled with sneer and deep-rooted contempt, these Qingzhou businessmen were stupid!
Tao Hongmin is his big creditor no matter what, Jia Shixian is angry, Cheng Zongyang is not easy to interfere
However, Jia Shixian was a dignified Grand Tutor and an important official who had been in charge of the State of Song for more than ten years. What ability did Tao Hongmin have to make him angry?
After a while, Jia Shixian's face was slowing down, Cheng Zongyang had to beat him up and said: I didn't know the identity of the Grand Master that day, so I had offended him in the next words. Please forgive me for your sins.
Jia Shixian snorted coldly: It was okay if you were a white-yi from Qingzhou. Now, since you are a guest minister of Song and you are a king's salary, do you know what the crime is to criticize the government?
Since the merchants in Qingzhou were mentioned, Jia Shixian was in a bad mood. He suddenly put on an official airs, which made Cheng Zongyang wonder which he was singing?
At the critical moment, Qin Hui stepped forward and stole the sword for the head of the family.
Since my head of the family is a guest official, discussing the government affairs is a matter of duty. If you don’t speak out, it is a crime. Please ask the Grand Master to take a clear understanding.
I have already experienced Qin Bandang's talent and speech
Jia Shixian said in a sequel: But if I convicted Cheng Yuanwai, no one would say "No" to Qin Bao, whether it is believed that he would be "No"?
Just now, he was chatting and laughing. In a blink of an eye, Jia Shixian seemed to have become a personal person. Although he was dressed as a leisurely style for a rich man, his eyes became extremely sharp.
He raised his chin slightly, and his proud look naturally revealed the monstrous atmosphere that he was a powerful minister of a country.
Seeing that Jia Shixian was domineering others with power, Qin Hui bowed calmly and said calmly: Since he did not discuss the government affairs, he didn’t know what the Grand Master summoned my head today.
Jia Shixian stared at Qin Hui. Duobao Pavilion was about to come. The atmosphere was so serious that the servant girl around her looked uneasy and silent. Liao Qunyu also lowered her head and sipped tea without saying a word.
Under Jia Shixian's pressure, Qin Hui still had a spring breeze-like smile on his face. Although the status of each other was very different, his expression did not change at all because of Jia Shixian's coldness.
After a long time, Jia Shixian suddenly let out a long laugh, pointed at Qin Hui, shook his head and said: I know I can't scare you Qin Huizhi!
As he said that, Jia Shixian put away his smile, his eyes flashed, and he turned his head to Cheng Zongyang and said: Calling you today is of course for the money house.
After eating this meal for two hours, Jia Shixian repeatedly asked questions during the meal, Cheng Zongyang repeatedly explained that the two of them had everything from the function, printing, and circulation, and exchange details. Qin Hui and Liao Qunyu next to them could hardly be said. After Jia Shixian finally asked, Cheng Zongyang felt that all the sweat had come down. Although the banquet was a rare jade plate delicacy outside, the concubines served during the meal were even more beautiful, but Cheng Zongyang tasted like chewing wax and didn't know what he had eaten.
Finally, Jia Shixian stopped asking, and all the dishes were removed and the tea was changed.
Jia Shixian pondered for a long time, as if he was thinking about Cheng Zongyang’s statement about the banknotes just now, and finally said: Mr. Cheng just said that issuing banknotes within five times the principal is within a safe range. Can you take this seriously?
Cheng Zongyang nodded without hesitation: I can be sure that I am safe with twenty percent reserves.
Jia Shixian put down the teacup and stared at Cheng Zongyang as if he had made up his mind and said: If the principal of 400,000 gold baht is delivered to you, can you guarantee that the 2 million gold baht of banknotes will be exchanged at any time?
Cheng Zongyang was stunned and immediately realized that he had encountered a once-in-a-lifetime opportunity. He replied without hesitation: Absolutely!
That's the case,
Jia Shixian said: Please come from Deacon Xia from the Dow Money House
Not long after, an old man was introduced into the hall. He first bowed to the Grand Master and Prime Minister of Song State according to the rules, then got up and carefully retreated aside.
Jia Shixian did not introduce Cheng, Qin and others to him, but asked directly: What is the constitution of your money house? Did you take it out?
Deacon Xia said respectfully: The villain has brought it
As he said that, he took out a few good plain papers
Jia Shixian didn't even look at it, and waved his hand: How many times the banknotes can you provide?
Back to the prime minister, my money bank has calculated that it can provide up to twice, but since the prime minister personally proposed it, my money bank will provide the prime minister with three times the banknote exchange in any case.
The principal of 400,000 gold baht, and the banknotes of 1.2 million gold baht were printed?
Back to the prime minister, it's
What is the redemption method?
My money house will open a semicolon in Lin'an and accept paper money on the first five days of each month.
Deacon Xia said: As long as anyone comes with the money, my account will pay the money in accordance with the number.
Jia Shixian turned around and said to Cheng Zongyang: Where is the name of a good person?
Cheng Zongyang already understood that when he came to the Tao Money House, he recommended banknotes to Jia Shixian first, but he didn't expect that Jia Shixian would directly make contact with him. Jia Shixian was also a smart person. After the conversation, he immediately called the people from the Tao Money House to meet him, and he actually asked him to bid in person with the Tao Money House.
The problem is that Jia Shixian knew nothing about the details of the Cheng family in Panjiang. He only made him participate in this major event based on Teng Fu's recommendation and Cheng Zongyang's guest official status as a guest. I really don't know that Teng Fu's reputation is so good that Jia Shixian has no doubt about his recommendation, or whether Jia Shixian did not take the exchange of paper money seriously at all.
Cheng Zongyang also thought of a possibility: Jia Shixian has been in power for a long time, has a too arrogant personality, and is a little self-righteous in his behavior because Qin Huizhi and he met him in Qingzhou that day, so he had a kind of conceit of knowing the pearl.
In any case, this Grand Master Jia is so frivolous about this matter that he is almost a joke. It is not without reason why he is ranked as a traitor.
Cheng Zongyang said: Once the banknote is issued, it will be circulated throughout the country. It will only be accepted in Lin'an. For reasons of inconvenience, a branch will be set up in Lin'an. At the same time, a branch will be set up in each place in the southeast, southwest and northwest. No matter the year or festival, it will be accepted at any time.
Deacon Xia was shocked, and then he realized the identity of the young man. He immediately changed his words: If the Grand Master agreed, my money house should also add a semicolon. However, this is the case, I am afraid that it will cause more trouble to the governments everywhere.
Cheng Zongyang smiled and said: If he could accept it at any time, the government might not be afraid of this trouble.
Jia Shixian asked: If it is operated by the Dow Money Bank, how can these banknotes be issued?
Deacon Ma said cautiously: The banknotes are printed by my money house and delivered to the Ministry of Revenue for 400,000 per cent coupons, and 20,000 per cent coupons are used once the banknotes are received, and the bank will exchange them for money and till the end of the year.
Cheng Zongyang said: Paper money is of great importance. I dare not take the following view. At the beginning of each year, the Ministry of Revenue will ask the Ministry of Revenue to negotiate with my account: How much banknotes should be issued? How much principal should be provided? Then the banknotes are printed uniformly by the court, and the imperial court will use them themselves. In principle, the total number of my account will not exceed five times the principal when it is seen. As for the printing costs, the cost of my account will be borne by my account.
The deacon of the Tao Money House was stunned for a moment and said with a knee: Prime Minister, the villain dares not be self-dedicated in this matter. First, ask my boss for instructions...
Jia Shixian interrupted him. There is no need to go to Qunyu. You can deal with this matter. After the negotiations, the 400,000 gold coins borrowed from the Tao Money House will be handed over to Cheng Yuanwai.
Jia Shixian has made up his mind, and although the deacon at the Tao Money House is very frightened, he can only bow down and leave.
Jia Shixian stood up and said: I have seen those two cricket jars. It is rare to have such a big ivory. Even in the palace, I have to worry about it. Unfortunately, the season is not right now. When it is summer, I will invite Mr. Cheng to come to my Duobao Pavilion to enjoy insects.
Cheng Zongyang hurriedly said: Please stay here, there are two regulations to report to the Prime Minister first!
It's called Qunyu...
Cheng Zongyang insisted: These two constitutions are of great importance to the following, but for the prime minister, they are just small matters that can be decided. Please make a decision.
Jia Shixian stopped, let’s listen
After coming out of Banxiantang, Cheng Zongyang finally took off his calm disguise, his mouth uncontrollably opened, smiling from ear to ear, as if a big gold ingot fell from the sky and fell into his arms. It was so hot that it touched, so happy that he didn't know what to do.
Compared with Cheng Zongyang's expression of a happy fortune, Qin Hui's face seemed cautious
After the car passed Xiling Bridge, Qin Hui finally couldn't help but say: Young Master, Jia Shixian's conditions are so harsh, how can he agree easily?
Cheng Zongyang said in surprise: Why are you harsh?
Jia Shixian asked the young master to preside over the money house as the head of the military farm and issue five times the banknotes with a principal of 400,000 gold baht. How could such conditions be deserved?
Hehehehehe...
Cheng Zongyang smiled like a cat stealing fish. This was not Lao Jia's idea, it was what I said to Tao Hongmin at the beginning. Tao Wu gave this idea to Lao Jia intact. However, Tao Wu was too brave and three times the circulation volume could satisfy Lao Jia's appetite?
Five times is two million gold baht. It would be fine if it was all paper money. In the end, the Song Dynasty tasted it, but the young master agreed to Jia Shixian to open a money shop and allow paper money to be exchanged for gold baht at any time. Where did the gap of 600,000 yuan come from?
Qin Hui reminded: Young Master, this is not a small amount
Cheng Zongyang said: Huizhi, I ask you, how can Song Gong use these two million banknotes?
Qin Hui thought for a moment, but it would not be the salary that was paid, but it was mostly the Song government forcibly levied, and paid in paper money when buying and selling goods to the people.
You are right, no one dares to take note of military pay Make up the numbers, otherwise there will be a mutiny, and no matter how big the old Jia Quan is, he will have to step down. The officials will not accept paper as salary. But if they pay it directly to the people, I dare to conclude that the banknotes will not be issued in one day.
Cheng Zongyang said: Nowadays, only merchants can really use these banknotes.
oh?
Do you still remember the 200,000 gold baht of the Yun family? The Yun family used more than 20 master guards, and was personally escorted by the eldest lady. They transported all the way from Jiankang to Yunzhou. If it was a banknote, they could easily carry it alone. When they arrived at the place, they exchanged it in full into gold baht. How much effort did they save? What's funny is that the Tao Money House is afraid that there are too many semicolons and the acceptance pressure is too great, so they only plan to set up a semicolon in Lin'an. If this happens, Tao Wu's money house will only lose money if it is killed.
Cheng Zongyang smiled and said: Jia Shixian wanted to use paper money to fill the hole in the financial affairs of Song State, but he also knew that this was not easy to deal with. He was not at ease with the officials of Song State, and even more so at Chingzhou's money house, so he came to me. Haha, now he has found the right person.
Why is it just not easy to deal with
Qin Hui said: Although Jia Shixian called the deacon of the Tao Money House to bid in person with the young master, he was watching. Jia Shixian had already determined that the young master was in charge. Calling the deacon was just to block the Tao Money House's mouth. Jia Shixian simply set up a trap to let the young master jump.
Qin Hui's concerns are not without reason. Although Jia Shixian is frivolous, he is definitely not a good person. He abandoned the Tao Money House and chose himself. Obviously, he thought it was easier to control the process. Zong Yang was not worried. Jia Shixian's suspicion of paper money gave him a good opportunity.
Brother, you are not professional
Cheng Zongyang smiled and said: Don't worry, let's say that Lao Jia has no money at hand. After listening to Tao Wu's suggestion, he wanted to turn the banknotes into gold baht. He also felt that this was too lingering and he was afraid that he would find me. First, the banknotes were proposed by me, so I was somewhat sure that I could do it. Second, because of Teng Dayin's recommendation, I now have a decent official position. Speaking of which, I am the third one of the family members of the Song Dynasty. I asked me to open a money house as a half-official and semi-private person to be responsible for the issuance and acceptance of the banknotes issued by the government. The idea was nothing more than to pull me back if something happened.
Cheng Zongyang patted the back of the chair and said: But Lao Jia didn't expect that he would deliver a hen that could only lay golden eggs to me!
Cheng Zongyang's confident look made Qin Hui more puzzled, and he said: Prince Zhizhu is in his hands, and his subordinates are willing to hear about it.
Do you still remember my request to Lao Jia?
Qin Hui nodded and said: The young master has just proposed two constitutions to Jia Shixian, but according to my opinion, these two constitutions are too empty.
Cheng Zongyang smiled and said: You sound empty to these two constitutions, but they are actually the foundation of paper money. The first thing I said is: paper money must be recognized by the official and must be guaranteed to be used to pay taxes.
Qin Hui was still thinking about this constitution, but Cheng Zongyang had already said: To be honest, this kind of banknote cannot be considered a real currency, it should be considered a cash check, or directly, it is an IOU. The Song State's approach is equivalent to using these notes to advance the tax of 1.6 million gold baht in the next few years.
Cheng Zongyang was very sorry for the incompleteness of this banknote, but the current situation is already the limit that he can operate using taxes as the anchor of currency. This banknote is at least guaranteed by the reputation of the Song Dynasty court.
Qin Hui said: My subordinates thought that the Song Dynasty exchanged paper money for our Cheng family's 1.6 million gold baht. In the final analysis, this money will eventually fall on our Cheng family.
Are you afraid of bank runs? But based on my experience, this risk is very small
Cheng Zongyang said confidently, and I have the second constitution: the amount of paper money issued by the State of Song must be recognized by my banknotes in Panjiang Cheng's bank. The Ministry of Revenue of Song only needs to hang a name, print the paper money, and send someone to get it.
Cheng Zongyang took a long breath, suppressed the excitement in his heart, and then said: Brother Treacherous, do you know how important this is? This is equivalent to saying that the right to issue a banknote is in my hands!
Qin Hui frowned. In his opinion, Song State took out 400,000 gold baht of principal and asked the money house established by Cheng to pay 2 million gold baht of paper money that could be exchanged at any time. It was nothing different from sending money from his own family.
But in Cheng Zongyang's opinion, this condition is so generous that Jia Shixian's approach seems to be careful, but in fact it is equivalent to handing over the government and central bank to his own personal management
As long as the operation is done properly, not only will Qin Hui worry about the deficit of 1.6 million gold baht not happen, but only the principal of 400,000 gold baht delivered by Song State can make a big profit.
No wonder Jia Shixian miscalculated. Even Qin Hui felt that this deal was a big loss in Cheng's deal and took great risks, let alone those who had less knowledge and thinking ability than those who died of treacherous ministers?
For the Song State, the Song State court took a huge advantage by handing over 400,000 gold baht to the Cheng family's money house.
In Cheng Zongyang's opinion, he got the central bank of Song for nothing without spending a penny, on the surface, both sides had their own gains and were very happy, but only Cheng Zongyang knew in his heart that he was the one who laughed to the end.
Cheng Zongyang's excitement rolled like waves. This transaction was the largest transaction in his life. The real weight exceeded the imagination of anyone other than him.
Cheng Zongyang from the modern world knows deeply what it means to hold a central bank in his hand, and even Jia Shixian is pale in comparison with the power he will gain!
After a long time, Cheng Zongyang exhaled: I said, brother, you had known the identity of Grand Master Jia, wouldn't you?
Qin Hui was worried, but the head of the family was so confident that he also let go of his worries and looked humble and said: It's not too early.
Still playing with me? If you don’t know his identity, you will make a pair of cricket jars as gifts? Look at Lao Jia’s happy brother, who is like a son, let’s be honest! Did you deliberately want me to look ugly without hiding it?
Qin Hui smiled and said: It's true that Mr. Liao showed his identity in Qingzhou that day, and his subordinates knew that the reason why he didn't tell the prince was that he saw Liao. Jia and the other two said bluntly that the prince did not have any malicious intentions. The prince's heart was not as dangerous as mountains and rivers. If he knew it, he would inevitably show something strange when he met, which made Liao. Jia and the other two suspicious, so their subordinates made their own decisions and did not know that the prince would be met.
Although Qin Hui was right, it was really uncomfortable to be kept in the dark. Cheng Zongyang complained: It would be better if you let me be mentally prepared. If you do this, aren’t you afraid of causing me to have a heart attack?
Qin Hui smiled: The young master is broad-minded, so he will not be like this.
While talking, the carriage suddenly slowed down, and someone said outside: Is the person coming? My young master invites you to talk to me!
Although Cheng Zongyang didn't know how to do it, he could see that these Dingyu calligraphy and paintings were not ordinary items. How much money would it be worth to take out any one of them?
The old man who had seen in Qingzhou was wearing an octagonal scarf and sat peacefully on a brocade couch. Meiji, who stood like flowers, stood around when she saw Cheng Zongyang and others coming in, she waved her hand and sat down.
Although the old man's tone was plain, he had an irresistible power, Cheng Zongyang had to sit down and take over Xiangming, and the old man said: My friend, how about this half-in-one hall?
Cheng Zongyang smiled bitterly: When he was down the well, he realized the word "wealth" in the world when he saw it today. Jia Baoyu's Grand View Garden is probably not as good as here.
The old man was slightly surprised: Jia Baoyu?
Oh, a young man in our hometown, known as the "rich and idle man"
Cheng Zongyang quickly changed the topic. He was in Qingzhou that day and could not recognize Mount Tai. How dare he ask his father-in-law for his surname?
The old man said: It's a coincidence. My husband's surname is Jia, and his nickname is Qiuhe.
Cheng Zongyang looked at Qin Hui with some confusion, and the traitorous minister had a humble smile on his face. He seemed to have known the identity of the old man, but he would not give him any tips.
Cheng Zongyang had no choice but to bite the bullet and talk: Is Mr. Qiuhe a businessman? Or an official?
I don’t know what ridiculous words I asked, but the servants around me were either shocked or laughed, and they all looked surprised. The old man laughed loudly and pointed at Cheng Zongyang and said: Qunyu, what did I say? Although this little friend Cheng has an official position, he has no intention of becoming an official at all! Otherwise, how could he not even ask about my name Jia Shixian?
Although Cheng Zongyang was a little mentally prepared, Jia Shixian was still like being hit by a blow when he was released.
First, it was Gao Qiu and then Lao Jia. Why do they like to play this with themselves?
Before coming to Lin'an, I also thought about who Jia Shixian was and whether he would deal with him, but I never expected that there would be such a scene: Jia Shixian, the Grand Tutor of Song State, the powerful minister who was in charge of the government, the planner of the Battle of Jiangzhou, his biggest enemy in Song State, was sitting in front of him now.
Jia Shixian stood up, walked a few steps in the pavilion with his hands behind his back, and sighed: On that day, Cheng Xiaoyou and his companion were criticized by Qingzhou. I always think about it and always think about it.
Cheng Zongyang can't remember what he said to the dead traitor in Qingzhou, but one thing is certain: there is nothing good to say:
At that time, the traitorous minister was like a hangman, and criticized the powerful minister of Song State in front of Jia Shixian himself. He just said: You can't play politics, why not let me do it? If I change myself to be Jia Shixian, I'm afraid I will not forget it for several years.
Jia Shixian took out a file from the pavilion full of antiques and shook it in his hand.
Although Teng Fu is not aware of the current affairs, he has a little bit of vision. If it weren't for his recommendation, I might not have met Cheng Xiaoyou again.
As he said that, he turned his head and said to Liao Qunyu: I will write down this credit for him.
Liao Qunyu bowed slightly, Yes
Jia Shixian turned around, you opened a shed in Yunzhou to provide porridge, bought grain at affordable prices, and did a good job
Cheng Zongyang was so guilty that he smiled and said with a sarcastic feeling: I dare not, I dare not
Qin Hui said: This is my son's innocent heart, the people are thriving, who has no parents? He is grateful for his support and will not live long, who has no brothers? He is like a foot and a hand, who has no wife? He is like a friend, my son cannot bear to see the people suffering, so he only provides porridge to help the people. But in terms of the achievements of living people, there are only tens of thousands of people in Yunzhou, but how can the Grand Master beneficiary and billions of creatures beneficiaries of the Song Dynasty?
Qin Hui spoke at this time, and his words finally calmed down the almost stiff atmosphere in the pavilion.
Jia Shixian put down the file and said with a smile: Qin Ban said this, but he was insincere.
Qin Hui said: I said something nonsense that day, and the Grand Master was already the prime minister's affair. Today, I treated us with courtesy to guests. Such a great virtue is really the saint's mind.
Qin Hui threw this tall hat over like a money-free one, and finally scratched Jia Shixian's itchy spot.
I still have this kind of mind
Jia Shixian said: It’s ridiculous that a few corrupt scholars said that I have no tolerance for others. If they have the knowledge of Xiaoyou Cheng and Qin’s partner, how could I not tolerate them?
As he said that, Jia Shixian took out another letter and patted the cover and said: This letter must be the credit of Cheng Xiaoyou.
Cheng Zongyang was confused, what letter?
Teng Fu's letter of apology, and when it comes to embezzling military funds and purchasing grain, he has calculated a lot of accounts, but one of the few people in the court understands the accounts.
Cheng Zongyang understood that his letter had effect
The Emperor of the Great Emperor worked hard for the military and civilians in Yunzhou, but he was just a few numbers to capture.
These numbers are not easy to obtain. Even the officials of the Ministry of Revenue did not have such detailed and thorough discussions on the price of grain. Teng Fu's vision, so how could he have such insight!
Jia Shixian and Teng Fu were political enemies. When they mentioned that they had nothing good to say, he put down his letter and suddenly said: I heard that the banknotes advocated by the Tao Money House in Qingzhou were you who proposed them?
Cheng Zongyang felt a ridiculous feeling: Whether Gao Qiu, Yun Xiufeng, Lin Caiquan or Jia Shixian, they all looked like old foxes, seemingly with eyes and ears all over the world, and they can always surprise themselves. I have said this sentence several times in the past few days, and now I have to play the old tune again again.
The news of the Grand Master is so well-informed...
It’s not that I’m well-informed, it’s what Tao Wu said in person
Jia Shixian's tone was filled with sneer and deep-rooted contempt, these Qingzhou businessmen were stupid!
Tao Hongmin is his big creditor no matter what, Jia Shixian is angry, Cheng Zongyang is not easy to interfere
However, Jia Shixian was a dignified Grand Tutor and an important official who had been in charge of the State of Song for more than ten years. What ability did Tao Hongmin have to make him angry?
After a while, Jia Shixian's face was slowing down, Cheng Zongyang had to beat him up and said: I didn't know the identity of the Grand Master that day, so I had offended him in the next words. Please forgive me for your sins.
Jia Shixian snorted coldly: It was okay if you were a white-yi from Qingzhou. Now, since you are a guest minister of Song and you are a king's salary, do you know what the crime is to criticize the government?
Since the merchants in Qingzhou were mentioned, Jia Shixian was in a bad mood. He suddenly put on an official airs, which made Cheng Zongyang wonder which he was singing?
At the critical moment, Qin Hui stepped forward and stole the sword for the head of the family.
Since my head of the family is a guest official, discussing the government affairs is a matter of duty. If you don’t speak out, it is a crime. Please ask the Grand Master to take a clear understanding.
I have already experienced Qin Bandang's talent and speech
Jia Shixian said in a sequel: But if I convicted Cheng Yuanwai, no one would say "No" to Qin Bao, whether it is believed that he would be "No"?
Just now, he was chatting and laughing. In a blink of an eye, Jia Shixian seemed to have become a personal person. Although he was dressed as a leisurely style for a rich man, his eyes became extremely sharp.
He raised his chin slightly, and his proud look naturally revealed the monstrous atmosphere that he was a powerful minister of a country.
Seeing that Jia Shixian was domineering others with power, Qin Hui bowed calmly and said calmly: Since he did not discuss the government affairs, he didn’t know what the Grand Master summoned my head today.
Jia Shixian stared at Qin Hui. Duobao Pavilion was about to come. The atmosphere was so serious that the servant girl around her looked uneasy and silent. Liao Qunyu also lowered her head and sipped tea without saying a word.
Under Jia Shixian's pressure, Qin Hui still had a spring breeze-like smile on his face. Although the status of each other was very different, his expression did not change at all because of Jia Shixian's coldness.
After a long time, Jia Shixian suddenly let out a long laugh, pointed at Qin Hui, shook his head and said: I know I can't scare you Qin Huizhi!
As he said that, Jia Shixian put away his smile, his eyes flashed, and he turned his head to Cheng Zongyang and said: Calling you today is of course for the money house.
After eating this meal for two hours, Jia Shixian repeatedly asked questions during the meal, Cheng Zongyang repeatedly explained that the two of them had everything from the function, printing, and circulation, and exchange details. Qin Hui and Liao Qunyu next to them could hardly be said. After Jia Shixian finally asked, Cheng Zongyang felt that all the sweat had come down. Although the banquet was a rare jade plate delicacy outside, the concubines served during the meal were even more beautiful, but Cheng Zongyang tasted like chewing wax and didn't know what he had eaten.
Finally, Jia Shixian stopped asking, and all the dishes were removed and the tea was changed.
Jia Shixian pondered for a long time, as if he was thinking about Cheng Zongyang’s statement about the banknotes just now, and finally said: Mr. Cheng just said that issuing banknotes within five times the principal is within a safe range. Can you take this seriously?
Cheng Zongyang nodded without hesitation: I can be sure that I am safe with twenty percent reserves.
Jia Shixian put down the teacup and stared at Cheng Zongyang as if he had made up his mind and said: If the principal of 400,000 gold baht is delivered to you, can you guarantee that the 2 million gold baht of banknotes will be exchanged at any time?
Cheng Zongyang was stunned and immediately realized that he had encountered a once-in-a-lifetime opportunity. He replied without hesitation: Absolutely!
That's the case,
Jia Shixian said: Please come from Deacon Xia from the Dow Money House
Not long after, an old man was introduced into the hall. He first bowed to the Grand Master and Prime Minister of Song State according to the rules, then got up and carefully retreated aside.
Jia Shixian did not introduce Cheng, Qin and others to him, but asked directly: What is the constitution of your money house? Did you take it out?
Deacon Xia said respectfully: The villain has brought it
As he said that, he took out a few good plain papers
Jia Shixian didn't even look at it, and waved his hand: How many times the banknotes can you provide?
Back to the prime minister, my money bank has calculated that it can provide up to twice, but since the prime minister personally proposed it, my money bank will provide the prime minister with three times the banknote exchange in any case.
The principal of 400,000 gold baht, and the banknotes of 1.2 million gold baht were printed?
Back to the prime minister, it's
What is the redemption method?
My money house will open a semicolon in Lin'an and accept paper money on the first five days of each month.
Deacon Xia said: As long as anyone comes with the money, my account will pay the money in accordance with the number.
Jia Shixian turned around and said to Cheng Zongyang: Where is the name of a good person?
Cheng Zongyang already understood that when he came to the Tao Money House, he recommended banknotes to Jia Shixian first, but he didn't expect that Jia Shixian would directly make contact with him. Jia Shixian was also a smart person. After the conversation, he immediately called the people from the Tao Money House to meet him, and he actually asked him to bid in person with the Tao Money House.
The problem is that Jia Shixian knew nothing about the details of the Cheng family in Panjiang. He only made him participate in this major event based on Teng Fu's recommendation and Cheng Zongyang's guest official status as a guest. I really don't know that Teng Fu's reputation is so good that Jia Shixian has no doubt about his recommendation, or whether Jia Shixian did not take the exchange of paper money seriously at all.
Cheng Zongyang also thought of a possibility: Jia Shixian has been in power for a long time, has a too arrogant personality, and is a little self-righteous in his behavior because Qin Huizhi and he met him in Qingzhou that day, so he had a kind of conceit of knowing the pearl.
In any case, this Grand Master Jia is so frivolous about this matter that he is almost a joke. It is not without reason why he is ranked as a traitor.
Cheng Zongyang said: Once the banknote is issued, it will be circulated throughout the country. It will only be accepted in Lin'an. For reasons of inconvenience, a branch will be set up in Lin'an. At the same time, a branch will be set up in each place in the southeast, southwest and northwest. No matter the year or festival, it will be accepted at any time.
Deacon Xia was shocked, and then he realized the identity of the young man. He immediately changed his words: If the Grand Master agreed, my money house should also add a semicolon. However, this is the case, I am afraid that it will cause more trouble to the governments everywhere.
Cheng Zongyang smiled and said: If he could accept it at any time, the government might not be afraid of this trouble.
Jia Shixian asked: If it is operated by the Dow Money Bank, how can these banknotes be issued?
Deacon Ma said cautiously: The banknotes are printed by my money house and delivered to the Ministry of Revenue for 400,000 per cent coupons, and 20,000 per cent coupons are used once the banknotes are received, and the bank will exchange them for money and till the end of the year.
Cheng Zongyang said: Paper money is of great importance. I dare not take the following view. At the beginning of each year, the Ministry of Revenue will ask the Ministry of Revenue to negotiate with my account: How much banknotes should be issued? How much principal should be provided? Then the banknotes are printed uniformly by the court, and the imperial court will use them themselves. In principle, the total number of my account will not exceed five times the principal when it is seen. As for the printing costs, the cost of my account will be borne by my account.
The deacon of the Tao Money House was stunned for a moment and said with a knee: Prime Minister, the villain dares not be self-dedicated in this matter. First, ask my boss for instructions...
Jia Shixian interrupted him. There is no need to go to Qunyu. You can deal with this matter. After the negotiations, the 400,000 gold coins borrowed from the Tao Money House will be handed over to Cheng Yuanwai.
Jia Shixian has made up his mind, and although the deacon at the Tao Money House is very frightened, he can only bow down and leave.
Jia Shixian stood up and said: I have seen those two cricket jars. It is rare to have such a big ivory. Even in the palace, I have to worry about it. Unfortunately, the season is not right now. When it is summer, I will invite Mr. Cheng to come to my Duobao Pavilion to enjoy insects.
Cheng Zongyang hurriedly said: Please stay here, there are two regulations to report to the Prime Minister first!
It's called Qunyu...
Cheng Zongyang insisted: These two constitutions are of great importance to the following, but for the prime minister, they are just small matters that can be decided. Please make a decision.
Jia Shixian stopped, let’s listen
After coming out of Banxiantang, Cheng Zongyang finally took off his calm disguise, his mouth uncontrollably opened, smiling from ear to ear, as if a big gold ingot fell from the sky and fell into his arms. It was so hot that it touched, so happy that he didn't know what to do.
Compared with Cheng Zongyang's expression of a happy fortune, Qin Hui's face seemed cautious
After the car passed Xiling Bridge, Qin Hui finally couldn't help but say: Young Master, Jia Shixian's conditions are so harsh, how can he agree easily?
Cheng Zongyang said in surprise: Why are you harsh?
Jia Shixian asked the young master to preside over the money house as the head of the military farm and issue five times the banknotes with a principal of 400,000 gold baht. How could such conditions be deserved?
Hehehehehe...
Cheng Zongyang smiled like a cat stealing fish. This was not Lao Jia's idea, it was what I said to Tao Hongmin at the beginning. Tao Wu gave this idea to Lao Jia intact. However, Tao Wu was too brave and three times the circulation volume could satisfy Lao Jia's appetite?
Five times is two million gold baht. It would be fine if it was all paper money. In the end, the Song Dynasty tasted it, but the young master agreed to Jia Shixian to open a money shop and allow paper money to be exchanged for gold baht at any time. Where did the gap of 600,000 yuan come from?
Qin Hui reminded: Young Master, this is not a small amount
Cheng Zongyang said: Huizhi, I ask you, how can Song Gong use these two million banknotes?
Qin Hui thought for a moment, but it would not be the salary that was paid, but it was mostly the Song government forcibly levied, and paid in paper money when buying and selling goods to the people.
You are right, no one dares to take note of military pay Make up the numbers, otherwise there will be a mutiny, and no matter how big the old Jia Quan is, he will have to step down. The officials will not accept paper as salary. But if they pay it directly to the people, I dare to conclude that the banknotes will not be issued in one day.
Cheng Zongyang said: Nowadays, only merchants can really use these banknotes.
oh?
Do you still remember the 200,000 gold baht of the Yun family? The Yun family used more than 20 master guards, and was personally escorted by the eldest lady. They transported all the way from Jiankang to Yunzhou. If it was a banknote, they could easily carry it alone. When they arrived at the place, they exchanged it in full into gold baht. How much effort did they save? What's funny is that the Tao Money House is afraid that there are too many semicolons and the acceptance pressure is too great, so they only plan to set up a semicolon in Lin'an. If this happens, Tao Wu's money house will only lose money if it is killed.
Cheng Zongyang smiled and said: Jia Shixian wanted to use paper money to fill the hole in the financial affairs of Song State, but he also knew that this was not easy to deal with. He was not at ease with the officials of Song State, and even more so at Chingzhou's money house, so he came to me. Haha, now he has found the right person.
Why is it just not easy to deal with
Qin Hui said: Although Jia Shixian called the deacon of the Tao Money House to bid in person with the young master, he was watching. Jia Shixian had already determined that the young master was in charge. Calling the deacon was just to block the Tao Money House's mouth. Jia Shixian simply set up a trap to let the young master jump.
Qin Hui's concerns are not without reason. Although Jia Shixian is frivolous, he is definitely not a good person. He abandoned the Tao Money House and chose himself. Obviously, he thought it was easier to control the process. Zong Yang was not worried. Jia Shixian's suspicion of paper money gave him a good opportunity.
Brother, you are not professional
Cheng Zongyang smiled and said: Don't worry, let's say that Lao Jia has no money at hand. After listening to Tao Wu's suggestion, he wanted to turn the banknotes into gold baht. He also felt that this was too lingering and he was afraid that he would find me. First, the banknotes were proposed by me, so I was somewhat sure that I could do it. Second, because of Teng Dayin's recommendation, I now have a decent official position. Speaking of which, I am the third one of the family members of the Song Dynasty. I asked me to open a money house as a half-official and semi-private person to be responsible for the issuance and acceptance of the banknotes issued by the government. The idea was nothing more than to pull me back if something happened.
Cheng Zongyang patted the back of the chair and said: But Lao Jia didn't expect that he would deliver a hen that could only lay golden eggs to me!
Cheng Zongyang's confident look made Qin Hui more puzzled, and he said: Prince Zhizhu is in his hands, and his subordinates are willing to hear about it.
Do you still remember my request to Lao Jia?
Qin Hui nodded and said: The young master has just proposed two constitutions to Jia Shixian, but according to my opinion, these two constitutions are too empty.
Cheng Zongyang smiled and said: You sound empty to these two constitutions, but they are actually the foundation of paper money. The first thing I said is: paper money must be recognized by the official and must be guaranteed to be used to pay taxes.
Qin Hui was still thinking about this constitution, but Cheng Zongyang had already said: To be honest, this kind of banknote cannot be considered a real currency, it should be considered a cash check, or directly, it is an IOU. The Song State's approach is equivalent to using these notes to advance the tax of 1.6 million gold baht in the next few years.
Cheng Zongyang was very sorry for the incompleteness of this banknote, but the current situation is already the limit that he can operate using taxes as the anchor of currency. This banknote is at least guaranteed by the reputation of the Song Dynasty court.
Qin Hui said: My subordinates thought that the Song Dynasty exchanged paper money for our Cheng family's 1.6 million gold baht. In the final analysis, this money will eventually fall on our Cheng family.
Are you afraid of bank runs? But based on my experience, this risk is very small
Cheng Zongyang said confidently, and I have the second constitution: the amount of paper money issued by the State of Song must be recognized by my banknotes in Panjiang Cheng's bank. The Ministry of Revenue of Song only needs to hang a name, print the paper money, and send someone to get it.
Cheng Zongyang took a long breath, suppressed the excitement in his heart, and then said: Brother Treacherous, do you know how important this is? This is equivalent to saying that the right to issue a banknote is in my hands!
Qin Hui frowned. In his opinion, Song State took out 400,000 gold baht of principal and asked the money house established by Cheng to pay 2 million gold baht of paper money that could be exchanged at any time. It was nothing different from sending money from his own family.
But in Cheng Zongyang's opinion, this condition is so generous that Jia Shixian's approach seems to be careful, but in fact it is equivalent to handing over the government and central bank to his own personal management
As long as the operation is done properly, not only will Qin Hui worry about the deficit of 1.6 million gold baht not happen, but only the principal of 400,000 gold baht delivered by Song State can make a big profit.
No wonder Jia Shixian miscalculated. Even Qin Hui felt that this deal was a big loss in Cheng's deal and took great risks, let alone those who had less knowledge and thinking ability than those who died of treacherous ministers?
For the Song State, the Song State court took a huge advantage by handing over 400,000 gold baht to the Cheng family's money house.
In Cheng Zongyang's opinion, he got the central bank of Song for nothing without spending a penny, on the surface, both sides had their own gains and were very happy, but only Cheng Zongyang knew in his heart that he was the one who laughed to the end.
Cheng Zongyang's excitement rolled like waves. This transaction was the largest transaction in his life. The real weight exceeded the imagination of anyone other than him.
Cheng Zongyang from the modern world knows deeply what it means to hold a central bank in his hand, and even Jia Shixian is pale in comparison with the power he will gain!
After a long time, Cheng Zongyang exhaled: I said, brother, you had known the identity of Grand Master Jia, wouldn't you?
Qin Hui was worried, but the head of the family was so confident that he also let go of his worries and looked humble and said: It's not too early.
Still playing with me? If you don’t know his identity, you will make a pair of cricket jars as gifts? Look at Lao Jia’s happy brother, who is like a son, let’s be honest! Did you deliberately want me to look ugly without hiding it?
Qin Hui smiled and said: It's true that Mr. Liao showed his identity in Qingzhou that day, and his subordinates knew that the reason why he didn't tell the prince was that he saw Liao. Jia and the other two said bluntly that the prince did not have any malicious intentions. The prince's heart was not as dangerous as mountains and rivers. If he knew it, he would inevitably show something strange when he met, which made Liao. Jia and the other two suspicious, so their subordinates made their own decisions and did not know that the prince would be met.
Although Qin Hui was right, it was really uncomfortable to be kept in the dark. Cheng Zongyang complained: It would be better if you let me be mentally prepared. If you do this, aren’t you afraid of causing me to have a heart attack?
Qin Hui smiled: The young master is broad-minded, so he will not be like this.
While talking, the carriage suddenly slowed down, and someone said outside: Is the person coming? My young master invites you to talk to me!
![[Urban Novels] I'm crazy about you - Smooth writing, plot, classic](/templates/nvshen/themes/img/thumb_1.png)