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Chapter 22 The Temptation of Uniform Beauty

11days ago Urban Novels 6
So Li Yun stopped waiting and began to use his trump card, showed an evil smile, stood up very gentlemanly, staring at the other party: This beautiful lady, I am honored to meet you, can I invite you to have lunch?

Li Yun spoke in Mandarin in a deep and emotional voice, which the beauty said just now, through the poor Cantonese and fluent Mandarin. Li Yun knew that she should have come from the mainland of the motherland.

Sorry, I have something to do later, you'd better go there yourself!

The beauty sighed in her heart, why do men always do this? Seeing that they either eat or deliver flowers, am I just a vase? Humph! I won’t go, I will piss you off to death!

Li Yun knew what she was thinking when she saw her expression, not to mention that she had used spiritual techniques to eavesdrop on her before. She just copied the report again in the afternoon and it would be fine. It seems that she had to use her learning to conquer her. Fortunately, she has been in the financial field for two lifetimes and is absolutely no worse than those so-called authoritatives in theory.

That's right. I'm not just treating you to dinner. I just saw that you seem to be studying international finance issues. I'm also planning to enter the international market at the moment. I want to discuss with you to see if you can get any good suggestions. Of course, if there are good suggestions, I won't let you help in vain. Li Yun began to play the role of a successful businessman.

Yeah?

The beauty obviously doesn't believe it, and she looks at Li Yun with suspicious eyes

Just fool me. At first, I saw you getting so much financial information, but I thought you had some skills. Later, I stayed motionless across from me for a long time. I don’t believe what you have.

Of course, how can you not believe me? This way, I just accidentally saw you studying the Japanese stock market, so let me talk about my views on the Japanese stock market; Japan was a defeated country in World War II, and the war left Japan with devastation and ruins, but since the 1950s, the Japanese economy began to take off

It can be said that no country has ever achieved economic transformation as quickly as Japan did in 1953 and 1973.

In just 20 years, Japan's economic growth rate reached an average of 93%. It transformed from a large agricultural economy to the world's largest exporter of steel and automobiles, and Tokyo has also become a metropolitan city in the world.

In 20 years, Japan's Toyota (Tyta) and Honda (Hnda) have forced the three major American auto companies to fight back. Japan's Sny TV, Sany appliances, and cameras have almost driven all of the American products out of the North American market.

Although Japan's economic growth rate dropped sharply under the impact of the oil crisis in the 1970s, it dropped to less than 4%, which is still far ahead in developed Western countries.

With the rapid development of the economy for years, Japan's economy has experienced a huge surplus year by year, so Japan has gradually become the world's largest capital exporter.

A large amount of Japanese capital flowed into the United States, reaching its peak in 1989: Japan bought the famous Rockefeller Center in New York and many real estate in Hollywood in Los Angeles.

The success of Japan's economy was envied by many other countries in the world at that time.

However, in the process of the development of Japan's economy, financial policies have been relatively loose, which is largely due to the increasing trend of the huge trade gap between the United States and Japan, the United States has put huge pressure on Japan, forcing the yen to appreciate and the US dollar to depreciate to reduce the deficit.

This can be clearly reflected in the Plaza Agreement reached by the Treasury Secretary and the Central Bank in September 1985 at the Plaza Hotel in New York by the Treasury Secretary and the Central Bank of the Central Bank in September 1985 at the Plaza Hotel

Huge trade surplus and strong pressure from the United States to demand the appreciation of the Japanese yen have caused the Japanese financial authorities to implement a low interest rate policy for a long time. You should know that Japan's interest rates are now low, and it is the lowest among Western countries.

The extremely low interest rate level, which is in line with the expansionary financial policies of the Tripitaka Province, prompted the prices of Japan's real estate and stock markets to continue to rise after the 1980s. If the construction site price was 100 in 1980, the commercial land price in six cities including Tokyo, Osaka, Nagoya rose to 6,253 at the beginning of this year, and the average national land price also increased by more than 1 times. The land area in the United States was 25 times that of Japan, and in 1990, Japan's total land value was 4 times that of the United States, which was more than 5 times that of Japan's GDP that year.

The real estate market is always closely linked to the operation of the stock market. The appreciation of real estate has enabled enterprises to borrow more loans to invest in the stock market. Therefore, since the mid-1980s, the Japanese stock market has soared. In 1985, the average Nikkei index was around 12,000 points, and began to rise sharply in 1986. By the end of 1989, the index had exceeded 39,000 points, and more than doubled in four years. The total market value of stocks has changed from 24,220 billion yen at the end of 1985 to 890 trillion yen by the end of 1989. The surge in the stock market has brought huge wealth to Japanese investors. Personal consumption has shown the so-called Xima phenomenon (Xima is a high-end sedan, which was extremely popular at the time)

19861989 was a period of expansion of Japanese stock market and economic bubbles

As stock and land prices soar, asset returns are almost equal to nominal GDP. Japan's stock market bubble is getting bigger and bigger

It has laid great hidden dangers for the current Japanese stock market

The increase in interest rates in December last year (from 25 to 425%) caused the "low interest rate myth" to be self-defeated, and investor confidence was greatly impacted. The "gulf crisis" in the late 1980s and the rise in oil prices that are now breaking out. This impact has been further increased. In March this year, the Japanese government even raised interest rates to 525%. The Nikkei index responded quickly and strongly, from December 1989 to January this year's highest point of 39,000 points to 29,000 points in February this year. I estimate that they will continue to raise interest rates. Similarly, the Japanese stock market collapsed and the continued decline of the index is not questionable.

The collapse of the stock market will bring huge disaster to Japan's financial industry, especially banks.

The collapse of the stock market will not only cause many bad debts outside the bank, but also greatly decline in asset quality, but also significantly lower its investment returns.

Bad debts will cause a large number of financial institutions to go bankrupt, which will bring the Japanese economy into a downward vicious cycle. The "financial bubble" will make the Japanese stock market even more depressed.

Of course, this is just a brief opinion on the Japanese market. It is just an analysis from one side. If we talk about the international situation, there are many reasons, such as the US government's attitude towards Japan. After all, Japan itself has no self-defense power, and it has to live under the nose of Americans. No military power is also a big reason for international consortiums. The entry of financial tycoons into the market has also exacerbated the turmoil in the Japanese stock market. Its own risk resistance is also an aspect. I will not talk about it in detail here. If you want to understand, we can still talk about it slowly.

The beauty in uniform was shocked. She didn't expect that Li Yun was not only handsome, but also had good food in her belly. Although it only caused the result from a small touch point, it has to be admitted that Li Yun's point of view is very correct, and even from some perspectives, it is more convincing than the arguments summarized by her.

The expression on his face gradually became a little admirable. Unexpectedly, the young man opposite him looked similar to his age and might have a better understanding of finance than himself. Could it be that he really just wanted to discuss finance with him? It's noon now, just to have a meal, just find a restaurant nearby. I think even a pervert would not dare to do anything to him in public, and he looked like a successful person. He made up his mind that the beauty in uniform smiled at Li Yun with a charming smile. Sorry, sir, I misunderstood you just now, and I thought it was like those boring people. Since it was an academic discussion, the little girl was happy to accompany her!

Li Yun thought to himself, hehe! As long as you can accompany me to have dinner, you still don’t believe that you can’t fool you. There will be a second time when you have the first time. This trip to Hong Kong, it will be worth it to make some money and get a beautiful woman!

Very honorable for allowing the beauty to enjoy the glory. My Li Yun, from mainland China

Li Yun said with a gentlemanly stretching out his right hand

Zhao Yaru, also from the mainland, is now moving to Hong Kong. The beauty also stretched out her slender jade fingers and gently held Li Yun.

The two walked out of the library side by side and came to the bustling streets

Li Yun wanted to invite Zhao Yaru to a high-end restaurant, but the beauty disagreed and said it was too luxurious and just find a restaurant nearby.

Now it is officially lunch time, so all the hotels are full, and there is no seat in the hall. After Li Yun's suggestion again, he had to enter the private room.

The hotel cannot be ranked, the private room is not big, only about ten square meters, and the decoration is very simple. There are several pictorials of celebrities hanging on the wall, a table and five chairs, it seems that there are only five people in it.

Ask the waiter to move away more chairs, leaving only two on the opposite side of the round table

Li Yun knew that this would make women feel safe. After all, the lonely man and the widowed woman lived in the same room, and she had just met her. Women must have a serious sense of prevention.

Sure enough, after Li Yun asked the waiter to place the chair opposite the table, Lingjue felt that the beauty's body relaxed a lot.

Ordered a few dishes and ordered a bottle of red wine

I originally wanted liquor, but of course the beauty stopped doing it. Both sides compromised and finally asked for red wine with very low alcohol content.

In fact, this is all Li Yun's plan. If he had started, he would have to ask for red wine. I guess the two of them would become Coke when they compete. Fortunately, Li Yun said that they were all from the mainland and were from the hometown. After they were both from the hometown, the beauties who didn't want wine had to compromise. It was nothing to think of any red wine.

She didn't know that the lower the alcohol content, the greater the stamina. Although she didn't feel anything when drinking it at first, after an hour, when the alcohol comes up, the effect is not worse than that of the liquor.

Who is Li Yun? He is a tried and tested master of picking up girls. He praises women without any trace in his mouth. Unlike other men, he does not over-praise women's appearance

Instead, praise her temperament and praise her knowledge

Who doesn't like good words? Especially a learned beauty like Zhao Yaru, who rarely comes into contact with men, and most of the men they come into contact only see her beauty and do not pay attention to her own abilities

Those praises have long been bored. Now that I hear different praises, I am of course happy, and my vigilance towards Li Yun is even smaller.

Zhao Yaru's note was to first understand Li Yun's current view of international finance. In the past two days, the report will be more perfect and handed over to work next Monday. If the company adopts it, you will get a lot of bonuses; your living expenses will be more abundant in the second half of the year.