Chapter 1042 Internet Comments (Part 2)

As soon as these two Weibo posts were released, Weibo was exploded. PICC is a state-owned enterprise. Wu Hao actually spent 10 yuan to protect 10 billion yuan. How confident are these two companies in QR codes?

So awesome. How did Wu Hao convince PICC Property Insurance?Isn't there PY transactions here?

What you think is the official Weibo account announced on Weibo. Could this be a PY transaction?I can only say that PICC has confidence in the QR code.

So if PICC has confidence in QR code, will PICC other businesses support B-Bibao?

It is impossible. PICC is a state-owned enterprise and a bank with its own specialized settlement business, so it is impossible to hand it over to private enterprises.

10 billion yuan is guaranteed?I decided that I want to use B coin treasure, with two-way subsidies and red envelopes, why not?

The one mentioned above, if the QR code is not safe, will the slap in the face come quickly?Are you all questioning, are there any major insurance company in China’s largest insurance company?

Of course, what netizens don’t know is that PICC makes money for nothing. In the same three-year contract, all the insurance funds belong to PICC, and all the compensation funds Wu Hao will be responsible for. Only after three years will PICC take over the compensation.

It is even more impossible to insure 10 billion yuan for 10 yuan. It can be said that Wu Hao just borrowed the reputation of PICC.

And PICC is also happy. Since Wu Hao is so confident that he does not want to invest in the insurance, but is willing to bear the compensation, it proves that the insurance funds are free of charge whether it is the past three years or three years later. Why doesn’t PICC accept this contract?

If there is a compensation accident in these three years, then B Coinbao will be stink, and PICC can just slap the butt and leave, picking up the money for these three years in vain.

Wu Haofa's second Weibo post: Regarding whether the QR code will be used up, please rest assured. The QR code for receiving and paying is 25*25, and it has a total of 625 squares. Except for the 3 large paper squares used for positioning and the excess correction blocks, there are 478 small squares left. Theoretically, they can be combined into 2 different types of QR codes to the power of 478. What is this concept? If 7.6 billion people around the world are refreshing the QR codes on their mobile phones at the same time, each person needs to press 10 134 times to complete all the payment codes.Even if you consume 1 billion QR codes every day, it takes 7806 times 10 to 133 days to use up them. The 25*25 is only one of the 40 QR codes, and the maximum can reach 177*177 blocks. How to calculate this? I am sorry that I can't calculate it if I don't learn mathematics well.

In addition, the payment code is indeed fixed, because the encryption method of the payment code is to only enter and not exit, and there is no possibility of being cracked. Even B-Bibao Company itself cannot withdraw money from the account bound to the payment code.

Because the payment code is deducted, it is dynamic. This is not because the QR code itself is unsafe, but because of human considerations, such as losing or leaking the payment code, B-Bibao account has opened password-free payment, and canceling the maximum consumption limit. Only when these three situations occur at the same time will the payment code be stolen.

So to avoid this, we have adopted a dynamic payment code, so even if your payment code is lost, you have enabled password-free payment and amount limit, it doesn’t matter, because your payment code has expired.

Finally, what I want to say is that the QR code was not invented by us, but was invented by the Japanese Tenghirohara as early as 1994. This is a public QRCde encryption method. At present, many places around the world use QR code to encrypt or store information. We just regard this encryption method as a means of payment. So what other functions does the QR code have?

Below are summarized by our researchers: information acquisition (business cards, maps, W old passwords, information); website jump (jump to Weibo, mobile websites, websites); advertising push (user scans the code to directly browse videos and audio advertisements pushed by merchants); mobile e-commerce (user scans the code, shops directly on mobile phones), anti-counterfeiting traceability (user scans the code to view the production location, and the backend can obtain the final consumption location), discount promotion (user scans the code to download electronic coupons, lottery); member management (user obtains electronic member information and VIP services on mobile phones); mobile payment (scans the product QR code to complete payment through the mobile channel provided by bank or third-party payment); account login (scans the QR code to log in to each website or software).

Therefore, QR codes can not only be used as encrypted payments. If the Internet entrance of a computer is a search box, then the entrance of the mobile Internet is a QR code. Finally, it is a QR code popular science webpage for everyone. If you are interested, you can check it out: https://…

Wu Hao said this sentence that Zhang Xiaolong said in his previous life. I don’t know if Zhang Xiaolong will change to his position after seeing it. In fact, Wu Hao has always sent Lin Xuanbai to contact Zhang Xiaolong.

There are so many mobile payment software in China that has payment licenses, why are only WeChat and Alipay ruled?

It’s very simple. People cannot do without online shopping, so there must be Alipay, and people cannot do without social software, so there must be WeChat.

But people can leave B. Because there is also iQiyi, You and Tencent, people who don’t watch B.com will not use B.com, because they have Alipay and WeChat.

So Wu Hao has been working on two aspects: online shopping and social networking, and online shopping. One is to enrich the product types of B station malls, and the other is to seek cooperation with JD.com. However, Liu Qiangdong also wants to do JD’s own online payment, so there is no progress between BBBbao and JD.com at present.

In terms of social networking, the first is to improve the site communication and mutual communication system that B website already has, and develop a friend system. In this regard, it has been improving since Wu Hao decided to start B-Bitbao. As soon as B-Bitbao went online, it brought a friend system, which can send red envelopes, voice, video, group creation, and it can be said that it is no different from the early WeChat.

However, why does WeChat develop so fast?

Because it is backed by QQ, 800 million QQ users can make WeChat online develop tens of millions of users in just a few months.

However, B station has been established for several years and has not had tens of millions of users. Even if B coinbao has opened up B station’s friend system, less than 10 million B station users are completely a drop in the bucket compared to 800 million QQ users.

Wu Hao fought for Zhang Xiaolong, and perhaps he could not make B-Bibao develop into such a brilliant future as WeChat, but at least he did not let Tencent get WeChat.

However, Zhang Xiaolong is not stupid either. He is a social software company, of course, wants to get close to social giants like Tencent, rather than a B station with almost no foundation. So now Wu Hao has come into contact with Zhang Xiaolong, but Zhang Xiaolong takes the initiative to come into contact with Tencent, which is like a hot face and a cold butt.

Fortunately, Ma Huateng is still worried that WeChat will affect QQ status and that things have not turned around, so Wu Hao still has a chance.

If both online shopping and social networking cannot be understood, then Wu Hao’s last solution is to develop B-Bitbao into a special life APP, which mainly functions are various life payments, taxi, ticket buying, electronic documents, etc. In fact, it is what Alipay does afterwards. But Wu Hao must make it all before Alipay. When users are used to using B-Bitbao APP to handle all such trivial matters, then even if they don’t watch B-Bitbao, they can keep the B-Bitbao APP instead of switching to Alipay or WeChat.

Although the future will definitely be a three-strong competition, and B-Bitbao may be at a disadvantage, Wu Hao is still optimistic, because B-Bitbao has only been launched for a few days, and registered users have far exceeded those of B-B, reaching more than 20 million. Even Wu Hao did not expect that there are not so many smartphone users in China. It is estimated that most users register with computers or register in mobile phone stores. The most obvious evidence is that the amount of red envelopes is still more than 9.9 billion, and even 10 million red envelopes have not been sent out.

The most gratifying thing is that in a few days, BBBao received millions of applications for payment codes from merchants. Although half of them were fake, it was also a gratifying magic to have more than 500,000 merchants in a few days, and the number of people far exceeded Wu Hao's expectations.

No matter how many users are, it is a good thing. What Chen Rui needs to do now is to develop merchants as much as possible so that users can have places where they can use B coin treasure frequently, and leave this APP and click it frequently, instead of deleting the software after receiving the red envelope, or putting it there to eat dust.

Wu Hao has meetings with Chen Rui every day these days. Don’t think about state-owned enterprises for the time being. They have to wait for the results of the People’s Bank of China to continue review. Now the focus is on large chain enterprises, the top priority is catering such as KFC, and then Internet companies. The result of the purpose is to successfully convince NetEase to connect to B Coinbao. In the future, all charging businesses under NetEase can use B Coinbao to scan the code or directly jump to pay by webpage. This is a huge achievement, because NetEase went to the era to handle World of Warcraft. If you use B Coinbao now, the original price of 30 yuan Warcraft point card now only costs 20 yuan, and B Coinbao is subsidized by 10 yuan, with a term of three years.

Warcraft has a very large player group, and Wu Hao thinks this business is worth it.

After NetEase's successful talk, it was like opening the door, and the focus of the subsequent focus was on game companies or other Internet companies.

There are several large Internet companies such as Sina, Weibo, Amazon China, Suning.com, Meituan, etc. In addition, in order to allow Qidian to connect to B Coinbao, Wu Hao once again asked Lin Xuanbai to start acquiring Qidian. He had always wanted to acquire Qidian, but now he doesn't have to rely on Shanda's offline channels to sell Qidian coins. Qidian is of course good to acquire as soon as possible.

After that, Wu Hao handed over the matter to Chen Rui and Lin Xuanbai to handle it, and took Tong Liya to Shanghai. "Super Time and Space Cohabitation" was about to start filming.