The company is like a wild beast.
The more hands and feet this beast has, the larger the body, the more complex the blood vessels under its skin and hair, and naturally the more blood flowing into the blood vessels.
For a company, money is the blood that maintains its normal operation, supplies blood to various organizations of the company, and creates value in circulation.
A series of measures such as business expansion, operating errors, strategic adjustments, etc. may lead to temporary blood loss in the company.
Generally speaking, the best solution at this time is to borrow money from the bank, but the Future Ren Group is facing a problem.
That is the bank of Xinguo, and I'm afraid it does not have the ability to transfusion blood for the Future People Group.
So, referring to the practices of the Boston Consortium and the Rothschild family, Jiang Chen decided to create a blood-supplying heart for his Future People Group!
What else is more convenient than opening a bank to take out a loan?
Since you have decided, then do it!
The next day, the Future Ren Group acquired a California-based bank for US$600 million through its subsidiary in a flash and renamed it as Future Ren Bank.
The scale of this future bank is not large. It has only about twenty bank branches in California, less than one million depositors, and the total deposit amount is only US$4.8 billion, with a deposit-loan ratio of 71%, including several bad debts.
Just as people speculate why Future Ren Group acquired this unknown small bank far away in California, Future Ren Group announced a high-profile announcement that it would inject US$10 billion into its Future Ren Bank and also carried out premium mergers and acquisitions of 11 small and medium-sized banks in North America, Europe and Asia.
The merger and acquisition progress is very smooth, mainly because the price offered by the Future Ren Group makes shareholders of several banks unable to refuse at all.
Immediately afterwards, Future Renmin Bank began to reorganize, integrating the businesses of these 11 small and medium-sized banks under the same name Future Renmin Bank, and directly transformed it into a multinational bank.
The news about the opening of Penglai City is still fermenting, and Future People Group has made another amazing move.
With such intensive acquisitions of banks, can they not only have to do the Internet, but also directly interfere in finance?!
The move of Future Ren Group immediately attracted the attention of banks such as Citigroup and Morgan in the United States.
Although they do not think that Ren Group is worthy of being its own opponent in the financial field in the future, the other party's terrible influence on the Internet still makes them, such as the old banking giants, dare not take it lightly.
And it turns out that their worries are not redundant.
After completing the reorganization, Future Ren Bank immediately held a press conference and announced to the media that Future Ren Bank has reached a cooperation with the group's subsidiary Future Ren Technology to simplify the payment procedures for virtual reality content.
After applying for a bank card of Future Ren Bank, Future Ren Technology will automatically register an online banking ID for it, and it can be activated and used only after identity information is verified.
As soon as this move was made, the number of depositors in the future of Renmin Bank immediately increased by one level.
However, what really prompts people to save money is not because of simplifying payment procedures, but because in the future, the interest rate of current savings for banks will be as high as 1%, and the interest rate for fixed deposits in a year will reach 4%. For most ordinary people, this is a visible benefit!
At the press conference, facing reporters' questions, the CEO of Future Ren Bank said bluntly.
That’s right, our Future Ren Bank’s main business is to lend to Future Ren Group!Can bad debts occur when lending to the Future Group?Look at Xiaolin, the robot at your house and the Future on your wrist, do you think the future group may go bankrupt?So please feel free to keep the money here. Unless the future Ren Group goes bankrupt, you will never have to worry about not being able to withdraw your deposit.
Of course, there are also voices of doubt.
For example, some peers hire experts and scholars in the financial field, and start from the perspectives of the fact that the fund allocation of future people's bank is too single and the ability to resist risks is poor, questioning the security of future people's bank deposits.
However, even if these discordant voices exist, they still cannot stop the future Renren Group from entering the financial industry.
After the Future Ren Bank announced its cooperation with its parent company, the number of depositors and total deposits grew at a visible rate.
By the end of March, this number had grown to an astonishing point...
At present, Future Renmin Bank has 17.41 million depositors worldwide, and the total deposit amount is converted into US dollars at exchange rate of 112.1 billion, with a deposit-loan ratio of 77%.At present, the CEO of Future Ren Bank has proposed to us that we will go public and then use the financing money to acquire other banks to expand. What do you think?Jiang Shuying asked.
Injecting 10 billion yuan into Future Ren Bank to complete mergers and acquisitions of 11 banks. Including the 20 billion yuan invested in Star Ring Trade, the working capital of Future Ren Group has now become a piano line.
Does listing mean information disclosure?Jiang Chen asked in a deep voice.
Jiang Shuying nodded. If a listed company has major investment projects, or major business adjustments that may cause stock price fluctuations, it is obliged to disclose project details to the public, but it is just to disclose investment details, and the part involving commercial secrets can also be retained.My advice is that if you are just planning to use Future Renmin Bank to support the parent company's business, you might as well agree to go public.
After all, only if the scale is large enough can it support the elephant of the Future People Group.
Listing is undoubtedly the best choice for expanding your business!
Financial giants, including Citigroup and JPMorgan Chase, are not listed companies without exception.
It is precisely with the money raised from listing that they can accelerate their expansion and squeeze out those self-sacrificing competitors.
Although old financial giants like Rothschild Bank are rich, they are no longer as powerful as Citigroup and Morgan in terms of influence.
One of the key reasons for this is that Rothschild has always been extremely stingy with his shares and has never considered the issue of listing.
In a sense, Jiang Chen is also such a person, but recently he has made some changes that adapt to the times.
In the financial field, Jiang Chen can't come up with any useful black technology, and at most he works hard on depositor information security.
However, the security of depositors’ information alone may not be used as a selling point for savings.
If you want to expand the business of future Renbank in a short period of time, you can only go public and make money, and then use the money you have obtained to acquire and buy competitors!
Is 30% enough?Jiang Chen pondered for a while and asked.
Enough.Jiang Shuying nodded.
Very good, that's it.Put the listing aside in advance. I need Future Renmin Bank to temporarily tighten its lending policy, and the deposit-to-loan ratio remains at 80%, giving priority to meeting Future Renmin Group's loan needs!
yes!
The more hands and feet this beast has, the larger the body, the more complex the blood vessels under its skin and hair, and naturally the more blood flowing into the blood vessels.
For a company, money is the blood that maintains its normal operation, supplies blood to various organizations of the company, and creates value in circulation.
A series of measures such as business expansion, operating errors, strategic adjustments, etc. may lead to temporary blood loss in the company.
Generally speaking, the best solution at this time is to borrow money from the bank, but the Future Ren Group is facing a problem.
That is the bank of Xinguo, and I'm afraid it does not have the ability to transfusion blood for the Future People Group.
So, referring to the practices of the Boston Consortium and the Rothschild family, Jiang Chen decided to create a blood-supplying heart for his Future People Group!
What else is more convenient than opening a bank to take out a loan?
Since you have decided, then do it!
The next day, the Future Ren Group acquired a California-based bank for US$600 million through its subsidiary in a flash and renamed it as Future Ren Bank.
The scale of this future bank is not large. It has only about twenty bank branches in California, less than one million depositors, and the total deposit amount is only US$4.8 billion, with a deposit-loan ratio of 71%, including several bad debts.
Just as people speculate why Future Ren Group acquired this unknown small bank far away in California, Future Ren Group announced a high-profile announcement that it would inject US$10 billion into its Future Ren Bank and also carried out premium mergers and acquisitions of 11 small and medium-sized banks in North America, Europe and Asia.
The merger and acquisition progress is very smooth, mainly because the price offered by the Future Ren Group makes shareholders of several banks unable to refuse at all.
Immediately afterwards, Future Renmin Bank began to reorganize, integrating the businesses of these 11 small and medium-sized banks under the same name Future Renmin Bank, and directly transformed it into a multinational bank.
The news about the opening of Penglai City is still fermenting, and Future People Group has made another amazing move.
With such intensive acquisitions of banks, can they not only have to do the Internet, but also directly interfere in finance?!
The move of Future Ren Group immediately attracted the attention of banks such as Citigroup and Morgan in the United States.
Although they do not think that Ren Group is worthy of being its own opponent in the financial field in the future, the other party's terrible influence on the Internet still makes them, such as the old banking giants, dare not take it lightly.
And it turns out that their worries are not redundant.
After completing the reorganization, Future Ren Bank immediately held a press conference and announced to the media that Future Ren Bank has reached a cooperation with the group's subsidiary Future Ren Technology to simplify the payment procedures for virtual reality content.
After applying for a bank card of Future Ren Bank, Future Ren Technology will automatically register an online banking ID for it, and it can be activated and used only after identity information is verified.
As soon as this move was made, the number of depositors in the future of Renmin Bank immediately increased by one level.
However, what really prompts people to save money is not because of simplifying payment procedures, but because in the future, the interest rate of current savings for banks will be as high as 1%, and the interest rate for fixed deposits in a year will reach 4%. For most ordinary people, this is a visible benefit!
At the press conference, facing reporters' questions, the CEO of Future Ren Bank said bluntly.
That’s right, our Future Ren Bank’s main business is to lend to Future Ren Group!Can bad debts occur when lending to the Future Group?Look at Xiaolin, the robot at your house and the Future on your wrist, do you think the future group may go bankrupt?So please feel free to keep the money here. Unless the future Ren Group goes bankrupt, you will never have to worry about not being able to withdraw your deposit.
Of course, there are also voices of doubt.
For example, some peers hire experts and scholars in the financial field, and start from the perspectives of the fact that the fund allocation of future people's bank is too single and the ability to resist risks is poor, questioning the security of future people's bank deposits.
However, even if these discordant voices exist, they still cannot stop the future Renren Group from entering the financial industry.
After the Future Ren Bank announced its cooperation with its parent company, the number of depositors and total deposits grew at a visible rate.
By the end of March, this number had grown to an astonishing point...
At present, Future Renmin Bank has 17.41 million depositors worldwide, and the total deposit amount is converted into US dollars at exchange rate of 112.1 billion, with a deposit-loan ratio of 77%.At present, the CEO of Future Ren Bank has proposed to us that we will go public and then use the financing money to acquire other banks to expand. What do you think?Jiang Shuying asked.
Injecting 10 billion yuan into Future Ren Bank to complete mergers and acquisitions of 11 banks. Including the 20 billion yuan invested in Star Ring Trade, the working capital of Future Ren Group has now become a piano line.
Does listing mean information disclosure?Jiang Chen asked in a deep voice.
Jiang Shuying nodded. If a listed company has major investment projects, or major business adjustments that may cause stock price fluctuations, it is obliged to disclose project details to the public, but it is just to disclose investment details, and the part involving commercial secrets can also be retained.My advice is that if you are just planning to use Future Renmin Bank to support the parent company's business, you might as well agree to go public.
After all, only if the scale is large enough can it support the elephant of the Future People Group.
Listing is undoubtedly the best choice for expanding your business!
Financial giants, including Citigroup and JPMorgan Chase, are not listed companies without exception.
It is precisely with the money raised from listing that they can accelerate their expansion and squeeze out those self-sacrificing competitors.
Although old financial giants like Rothschild Bank are rich, they are no longer as powerful as Citigroup and Morgan in terms of influence.
One of the key reasons for this is that Rothschild has always been extremely stingy with his shares and has never considered the issue of listing.
In a sense, Jiang Chen is also such a person, but recently he has made some changes that adapt to the times.
In the financial field, Jiang Chen can't come up with any useful black technology, and at most he works hard on depositor information security.
However, the security of depositors’ information alone may not be used as a selling point for savings.
If you want to expand the business of future Renbank in a short period of time, you can only go public and make money, and then use the money you have obtained to acquire and buy competitors!
Is 30% enough?Jiang Chen pondered for a while and asked.
Enough.Jiang Shuying nodded.
Very good, that's it.Put the listing aside in advance. I need Future Renmin Bank to temporarily tighten its lending policy, and the deposit-to-loan ratio remains at 80%, giving priority to meeting Future Renmin Group's loan needs!
yes!