In short, as a senior money messenger, Qian Dalang expressed more than a dozen opinions that denied his idea in one breath.
Is that right? If you don’t give it a try, how do you know if it can be successful?
Qin Tian smiled slightly and looked at Qian Dalang, whom he didn't believe in it. In fact, he was already full of confidence in his heart, because the plans he conceived were, except for a few of them, which were inspired by his own original inspiration, most of the other methods came almost entirely from the money knowledge in the system.
In this world, the original financial system is very chaotic and has not been formed intact, not to mention that Qin Tian also has financial knowledge beyond the times. He has great confidence in opening this honest money house to the entire paradise area
To this end, Qin Tian also developed a 1% handling fee system, which can exchange credit points for 3 days and exchange money for 7 days, and provide loans to customers. These aces can make Qin Tian’s money shop famous quickly and enter the underground money trading system of Yaoxing City.
The most important point of these rules is to consume ahead of time, similar to the Huabei Jiebei credit card on the earth before
Any customer with money in his hands, of course, hopes to sell the precious money at the highest price when he urgently needs credit points.
Similarly, when customers with extra credit points are looking for channels to buy money, they naturally hope to exchange it for a small amount.
However, in a market where the market fluctuates greatly and the exchange ratio is not fixed, it is obviously unlikely to meet the needs of both customers at the same time.
Money is a scarce wealth, a product with a basic need, and its potential value is far above the credit point. Therefore, Qin Tiankai's honest money shop is the customer group that is received, and the importance of the customers who sell money is far above the customers who buy money.
In order to meet the needs of these customers, Qin Tian is preparing to recruit two programmers, establish a money trading website, introduce an auction mechanism, and allow each money to be sold through a fierce auction. Only the highest bidder can win the money
This is very unfavorable for those customers who are looking for money, because if he prepares a credit point of 500,000 and wants to buy a money, he is bought at a high price of 600,000. If it is as usual, he can only wait for the next auction opportunity, or seek other ways to buy the money that is just right for the price.
The question is who doesn't want to sell the money in his hands at a reasonable high price?
The customer who urgently needed money wanted to buy a money that was just right, either try his luck in a long wait, or save the 500,000 credit points in his hand into 600,000 yuan.
Now, Qin Tian has also thoughtfully considered these buyer customers and launched a loan service, giving him a credit point of 100,000 yuan, asking him to buy the money first, and then the loan will be paid slowly in three, five, and ten years. Of course, a certain interest will be charged. The longer the repayment period, the higher the interest will be.
In this way, the needs of both customers were met, and Qin Tian’s honest money shop also gained huge profits from it.
The side effect is: in this way, the exchange price of money will inevitably rise, or a significant increase will occur.
The principle is the same as the rising housing prices on the earth before. Money is a product similar to the urgent needs of commercial housing (this example may not be appropriate, because houses are increasing, and money may not necessarily be). The culprit that promotes the rise in housing prices is naturally the bank.
As a result, housing prices soared so high that ordinary people could not afford them. Is the bank wrong? Of course, some of them were wrong, but if people didn’t want to buy a house, how could it rise so high?
So, in the next half month, Qin Tian first recruited two programmers, named Zhang Jianlin and Lin Sicong. They are experienced and have very high programming skills. They have worked on dozens of similar money trading websites. So after Qin Tian told them his idea, it took only two weeks to successfully build one of them, which is a bit simple but completely useful.
There is a website. On a relatively prosperous street on the third ring road of the east of the city, a currency exchange agency with Xunjie Chengxin Electrical Company was recruited. After recruiting three employees, it quietly opened its doors to open. Because it was an illegal underground bank, it closed during the day and opened at night.
The money bank's business was not very good at the beginning, and it can be said that it was extremely deserted. The number of visits and user registrations on Jin Qian Life Network also grew slowly with single-digit data every day, which made people anxious.
It was not until Qin Tian spent 500 million credit points at one time and asked the advertising company to send him a month of continuous use. After a brainwashing advertisement similar to the spread of viruses and bombarded with wildly bombarded, because of a sentence of 3 days, your money can be sold for 1 million credit points; in 7 days, 300,000 credit points, you can buy the advertising slogans of money you urgently need. In a short time, the registered account of Jin Qian Life Network quickly exceeded 500,000.
500,000 users met Qin Tian’s basic requirements. After that, he sold nearly 1,500 pieces in one month at the speed of auctioning 1 piece every half hour, with an average transaction price of 88.
630,000 credit points (the price is so low, mainly because some people picked up cheap when they registered their accounts in the early stage) Seeing that the average transaction price is so high and the agency fees charged are so low that it makes people feel that it is not real. Some customers who are jealous of wanting to sell their money, took the initiative to call the customer service number of Xunjie Chengxin Electric Appliances Company (Xunjie Money House) and asked many times in a row to determine the discount terms that made them most excited. After a few days, they rushed to Yaoxing City and handed the money in their hands to Xunjie Money House for auction.
Therefore, the consumption speed of money in Qin Tian's hands finally began to decline. In the later stage, even if he did not take out his own money, only put the money of customers, and auctioned on the website, he could retain most of the website users.
In addition, due to the popularity of the website and the skyrocketing reputation, Xunjie Money Bank's business has finally improved a bit.
Especially when I learned that Xunjie Money Bank launched a loan service that can use property mortgage and installment payment, and use the credit points you have to buy the money you need, some people who are eager for money, such as those who are looking forward to the rain in the desert, regard Xunjie Money Bank as the last life-saving straw that can be grasped.
The first client to apply for a loan was an old lady as old as 101 years old. She used her real estate as collateral and borrowed more than 6 million yuan in credit points and bought 6 pieces of money. She finally saved enough money to do mid-term life extension. She went to the cheapest hospital and completed the treatment of 30 years of life extension.
The second client applying for a loan was an unemployed young man. He had no extra money in his hand, but he was interested in a job that could be purchased with only 70,000 credit points. He hoped that Xunjie Money Bank could help him. After he officially started working, he would return part of his monthly salary to Xunjie Money Bank...
Qin Tian approved the loan
There are many such users, and they have also advertised Qin Tian’s money shop to a certain extent, making his Xunjie Money Shopping quickly become famous in Yaoxing City. Users who need loans and exchange money have chosen Xunjie Money Shopping...
Is that right? If you don’t give it a try, how do you know if it can be successful?
Qin Tian smiled slightly and looked at Qian Dalang, whom he didn't believe in it. In fact, he was already full of confidence in his heart, because the plans he conceived were, except for a few of them, which were inspired by his own original inspiration, most of the other methods came almost entirely from the money knowledge in the system.
In this world, the original financial system is very chaotic and has not been formed intact, not to mention that Qin Tian also has financial knowledge beyond the times. He has great confidence in opening this honest money house to the entire paradise area
To this end, Qin Tian also developed a 1% handling fee system, which can exchange credit points for 3 days and exchange money for 7 days, and provide loans to customers. These aces can make Qin Tian’s money shop famous quickly and enter the underground money trading system of Yaoxing City.
The most important point of these rules is to consume ahead of time, similar to the Huabei Jiebei credit card on the earth before
Any customer with money in his hands, of course, hopes to sell the precious money at the highest price when he urgently needs credit points.
Similarly, when customers with extra credit points are looking for channels to buy money, they naturally hope to exchange it for a small amount.
However, in a market where the market fluctuates greatly and the exchange ratio is not fixed, it is obviously unlikely to meet the needs of both customers at the same time.
Money is a scarce wealth, a product with a basic need, and its potential value is far above the credit point. Therefore, Qin Tiankai's honest money shop is the customer group that is received, and the importance of the customers who sell money is far above the customers who buy money.
In order to meet the needs of these customers, Qin Tian is preparing to recruit two programmers, establish a money trading website, introduce an auction mechanism, and allow each money to be sold through a fierce auction. Only the highest bidder can win the money
This is very unfavorable for those customers who are looking for money, because if he prepares a credit point of 500,000 and wants to buy a money, he is bought at a high price of 600,000. If it is as usual, he can only wait for the next auction opportunity, or seek other ways to buy the money that is just right for the price.
The question is who doesn't want to sell the money in his hands at a reasonable high price?
The customer who urgently needed money wanted to buy a money that was just right, either try his luck in a long wait, or save the 500,000 credit points in his hand into 600,000 yuan.
Now, Qin Tian has also thoughtfully considered these buyer customers and launched a loan service, giving him a credit point of 100,000 yuan, asking him to buy the money first, and then the loan will be paid slowly in three, five, and ten years. Of course, a certain interest will be charged. The longer the repayment period, the higher the interest will be.
In this way, the needs of both customers were met, and Qin Tian’s honest money shop also gained huge profits from it.
The side effect is: in this way, the exchange price of money will inevitably rise, or a significant increase will occur.
The principle is the same as the rising housing prices on the earth before. Money is a product similar to the urgent needs of commercial housing (this example may not be appropriate, because houses are increasing, and money may not necessarily be). The culprit that promotes the rise in housing prices is naturally the bank.
As a result, housing prices soared so high that ordinary people could not afford them. Is the bank wrong? Of course, some of them were wrong, but if people didn’t want to buy a house, how could it rise so high?
So, in the next half month, Qin Tian first recruited two programmers, named Zhang Jianlin and Lin Sicong. They are experienced and have very high programming skills. They have worked on dozens of similar money trading websites. So after Qin Tian told them his idea, it took only two weeks to successfully build one of them, which is a bit simple but completely useful.
There is a website. On a relatively prosperous street on the third ring road of the east of the city, a currency exchange agency with Xunjie Chengxin Electrical Company was recruited. After recruiting three employees, it quietly opened its doors to open. Because it was an illegal underground bank, it closed during the day and opened at night.
The money bank's business was not very good at the beginning, and it can be said that it was extremely deserted. The number of visits and user registrations on Jin Qian Life Network also grew slowly with single-digit data every day, which made people anxious.
It was not until Qin Tian spent 500 million credit points at one time and asked the advertising company to send him a month of continuous use. After a brainwashing advertisement similar to the spread of viruses and bombarded with wildly bombarded, because of a sentence of 3 days, your money can be sold for 1 million credit points; in 7 days, 300,000 credit points, you can buy the advertising slogans of money you urgently need. In a short time, the registered account of Jin Qian Life Network quickly exceeded 500,000.
500,000 users met Qin Tian’s basic requirements. After that, he sold nearly 1,500 pieces in one month at the speed of auctioning 1 piece every half hour, with an average transaction price of 88.
630,000 credit points (the price is so low, mainly because some people picked up cheap when they registered their accounts in the early stage) Seeing that the average transaction price is so high and the agency fees charged are so low that it makes people feel that it is not real. Some customers who are jealous of wanting to sell their money, took the initiative to call the customer service number of Xunjie Chengxin Electric Appliances Company (Xunjie Money House) and asked many times in a row to determine the discount terms that made them most excited. After a few days, they rushed to Yaoxing City and handed the money in their hands to Xunjie Money House for auction.
Therefore, the consumption speed of money in Qin Tian's hands finally began to decline. In the later stage, even if he did not take out his own money, only put the money of customers, and auctioned on the website, he could retain most of the website users.
In addition, due to the popularity of the website and the skyrocketing reputation, Xunjie Money Bank's business has finally improved a bit.
Especially when I learned that Xunjie Money Bank launched a loan service that can use property mortgage and installment payment, and use the credit points you have to buy the money you need, some people who are eager for money, such as those who are looking forward to the rain in the desert, regard Xunjie Money Bank as the last life-saving straw that can be grasped.
The first client to apply for a loan was an old lady as old as 101 years old. She used her real estate as collateral and borrowed more than 6 million yuan in credit points and bought 6 pieces of money. She finally saved enough money to do mid-term life extension. She went to the cheapest hospital and completed the treatment of 30 years of life extension.
The second client applying for a loan was an unemployed young man. He had no extra money in his hand, but he was interested in a job that could be purchased with only 70,000 credit points. He hoped that Xunjie Money Bank could help him. After he officially started working, he would return part of his monthly salary to Xunjie Money Bank...
Qin Tian approved the loan
There are many such users, and they have also advertised Qin Tian’s money shop to a certain extent, making his Xunjie Money Shopping quickly become famous in Yaoxing City. Users who need loans and exchange money have chosen Xunjie Money Shopping...
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