Fang Bai didn't understand what his mother meant for a moment. Why didn't he live back after the decoration of this house?
I have to pay more for the rent in someone else's house. Besides, when I renovate now, I will not have much money on my body because I have to pay off my debts and can't help my mother.
It’s just that Bai Shuangyan doesn’t know her son’s embarrassment.
At this time, the phone rang again. Fang Bai saw that the phone could not be answered in front of his mother, so he had to go to the balcony again. Director Mao was very sleek in his work and didn't say a word on the phone, but just asked Fang Bai to go to the company early tomorrow morning.
Fang Bai hung up the phone in less than a minute and came back to continue eating.
What's the matter?Bai Shuangyan asked.
Oh, the company has a little handover, I'm going to go tomorrow.By the way, I will report to the new place soon. If there are any important things at home, I will be afraid that I will not be able to ask for leave to manage my family's affairs as soon as I go to work.
Just go to work with peace of mind, and you didn’t expect you to do anything at home.What I just said, what you think?
Oh, you can do this. Formaldehyde is quite harmful to the human body, and it’s better to dissipate it too much.
Um……
Bai Shuangyan stopped saying anything, but just sat there silently slashing rice into her mouth.
There was nothing wrong all night, and Fang Bai rushed to the company early the next morning. When he entered the door, he saw Lin Ge sitting there with a calm expression. Fang Bai remembered Jiang Lin's abnormal behavior yesterday, and couldn't help but feel worried about his buddy.
Little pigeon, what's wrong? Is it because your brother Jiang doesn't want you anymore?
Pooh!If you are not serious, it’s still the manager.
Huh?I have resigned, you won’t know, right?
I know it as soon as I come to work, and I don’t know what you think.By the way, Manager Mao said he would ask you to wait for him for a while.Also, do you know where Jiang Lin went yesterday?
Fang Bai heard her ask, and he secretly complained in his heart. This boy Jiang Lin really doesn’t know what he is doing. Didn’t he tell the truth to Lin Ge?
Even if you are lying, why didn’t you know that you said it by yourself when you explained it yesterday?
Now that we have nothing to do, Fang Bai can only tell the truth.
This... I asked him to help me do something for Mr. Yu's house. Isn't my house renovating? I can't help but ask him to help me.
I know this, but he doesn't let me go with me. I didn't finish it yesterday, and I have to go there for one more day today. Why don't you go there if you're fine today?
Oh, that's what, I'm so sorry for this to blame me.Actually, I don’t know how long it takes to transplant a few trees, and it’s still so troublesome. I would have known that I wouldn’t let Jiang Lin go.
There is no intention of blaming you. Jiang Lin now... he wants to change jobs again, so he doesn't do his sister-in-law's company and has to go to some other places.Why didn't I see that he was so motivated before?
I can't say anything about this. Anyway, it's not a big deal for Jiang Lin to watch for his sister-in-law all day long, and he hasn't made any progress. This is actually a good thing for him, but you won't spend as much time together as you do now.
Now!Haha, I can’t get anyone now, I think it’s going to be a tough time in the future, so I’ll break up as soon as possible.
Haha, can you bear it?By the way, I forgot to hand over something with Manager Mao before. Since you are here, I will tell you directly, you can do it.
Alas... you're leaving and you won't let me go. What's the matter?
You go to Liu Liu's place after get off work. There are several places to modify the sand table you customized before. The renderings have been made on a computer. You can go and see if the modification is corrected. It is the requirements I told you last time. If it is not corrected, you must keep an eye on them and do it today.This is not because I won’t let you go, but because of Mr. Yu’s order.
It seems that I have to work overtime again today. I am really in a difficult life. After only a few days of vacation, I was so weak that I was a weak woman to death.
Okay, okay, whoever lets the company leave now, you are the young college student. No one can do this at all, so you can only let you go.Besides, I think you have a lot of room for improvement in the future. Working hard in the company will be beneficial to your future.
Cut~ You are gone, and you will draw big cakes for me. I am just a little white-collar worker, and I can make a living every day.Do you think I don’t know, the project is over, I am a little girl staying in the property company?It would be great if I could go back to the original company, at least the big company has developed much more.
The two chatted that it was almost time for dinner when Director Mao came back and pulled him out as soon as he saw Fang Bai.
Fang Bai's heart sank. Director Mao's face had already given him an ominous premonition. Sure enough, Director Mao took Fang Bai and ran a long way to find a small restaurant. The two of them sat in the only private room in the hotel.
Director Mao was rejected by Fang Bai, who was driving here. Director Mao poured a glass on himself and said: Logically speaking, you can't drink during working hours, but this matter is really troublesome and I think it's difficult to deal with it.Fang Bai, I advise you to discuss it with Mr. Lin.
What the hell is wrong?I really don’t want to talk to Mr. Lin. As soon as I open my mouth, she… You know, I can be taken care of, but I don’t want to owe them too much.
Well, although you are young, you are also a responsible man. Mr. Lin and Mr. Yu have a good vision.
Brother Mao, don’t say that, I…you…
OK, it's no secret.Let’s get back to the point. You have met the guy who bought your debt contract and it is Liu Bao.
he!
Fang Bai was furious when he heard this name.Director Mao seemed to have expected Fang Bai's reaction, and he ignored him and continued to talk on his own.
He bought all the debt contracts. I didn't see anyone else, and of course he wouldn't see me either.The person below talked to me, but it was not very embarrassing to me, that is, I had to do things according to the contract.Probably calculated the interest...well!Since Liu Bao did this, it was not targeting you alone, but the Yu family, so Fang Bai can't resist it.
This Liu Bao...Brother Mao, I think it's better not to bring the Yu family in. I just need to raise all the money and repay him when it expires.
Including the interest, can you make it up when it expires?
How many are there in total?
I planned to sell my face and let them charge the lowest interest rate before.Just like Chaozi, it’s enough to get a few thousand yuan without doing it.Now the principal and interest are not enough to be paid 700,000 or 800,000 yuan. By the way, there were still verbal debts of 70,000 or 80,000 yuan before. Liu Bao didn't know that, otherwise it would be even more troublesome.
I originally planned this way. I found someone to raise hundreds of thousands of dollars in the past two days. I thought it was not much different, and I just thought it would be enough to think of a solution. Now it seems impossible.
The term on the contract does not expire at the same time. The money will be paid one after another one after another one after another, and the longest time will be until the end of the year.In other words, you will have to pay off a total of nearly 800,000 yuan in debt by the end of the year, good guy!
Fang Bai was also very worried at this moment. He took Director Mao’s beer and poured him a cup, drank it all in one gulp, and then poured another cup.
Fang Bai, I have said everything before, what do you do if you see it yourself?
Otherwise, you can make my salary advancement, and at worst I will be in vain for the next few years.
If this is only tens of thousands of dollars, I will lend you directly.It is not that easy to transfer more than 200,000 yuan from the company's account. Mr. Lin and Mr. Xiao Yu can't hide it at all. I'll know if I ask at that time.
Brother Mao, then you borrowed the money from me before. The company's account would be transferred to tens of thousands, and I think they would know it.
Hahaha, I missed it myself.It's all my private money, it's okay, you don't have to rush to pay it back.
I'd better write you an IOU. After all, this matter is a matter of money.
Fang Bai took out a paper, brushed and wrote down an IOU without saying a word. Director Mao was not pretentious and put it in his pocket without looking at it. Then he raised his cup and touched Fang Bai.
After drinking, he said: I am also unpromising. All the money at home is kept by my wife. After all, I have to raise children. I will know this when you get married.If you really don’t want to discuss with Mr. Lin and the others, I’ll give you an idea. How many do you have now?
There are about half a million.
Oh, I really underestimate you!You borrowed this from someone?
Well, I borrowed it with my friends and classmates.
To be honest, even if I go out to borrow more than 500,000, it’s not that fast, you can do it.So back to the point, if you have so much money in your hands, you are actually only 200,000 to 300,000 yuan. In fact, this is a slight meaning when you go to Mr. Lin. Of course, if you don’t want to.Anyway, things have a turnaround, and you can hold on for at least a while with each stroke.But the more you get, the more stress you are. I will be honest with you. I was also very good at gambling back then. If it weren't for Mr. Yu, I would have never known where to go. I've tasted the feeling of owing money and being forced to pay debts.
It turns out that Brother Mao has experience. I also thought that I could borrow money at the beginning, but I had borrowed everything later, so it would only become more and more difficult.
So you must be mentally prepared for the situation in the future. If others can have some face, even if they owe money, they will not do something that will affect you.If it is Liu Bao now, this matter will be out of control, and I am afraid it will become worse.Then you and your family will be in vain.
Fang Bai suddenly thought that his mother mentioned that she wanted to live in a rental house for three months yesterday. At that time, she didn't think much about it. Now, thinking about it, he suddenly realized whether his mother knew something. If she lived in a rental house, it would be a way to avoid unnecessary trouble.
Then it is very likely that my mother knew that her father was owed debts. After all, she had lived in a village in the city, so there was inevitably someone who had acquaintances and friends. Then she probably wouldn't know that she had taken over the debts. After all, it was what happened in the past two days.
Thinking of this, Fang Bai felt more at ease. If someone really started to come to the door to cope with debts later, it would be better not to live at home.
I feel a little regretful when I got here. I wouldn't have resigned if I had known that I wouldn't have quit. I wouldn't even think of anyone living in the mountains and rivers to come in to find me.
So, you really don’t discuss it with Mr. Lin?
Director Mao's words interrupted Fang Bai's random thoughts. He proposed that Lin Yeqiu came forward to solve the problem was actually Fang Bai's current optimal solution.
Fang Bai knew this, but he was ashamed of his father's rags, but Fang Bai himself knew that when he was desperate in the end, maybe he had to solve this matter with his godmother.
But he still has some hope now, and he can delay it for a while. Besides, even if the debt is paid off, he will probably have to borrow money from Lin Yeqiu when buying a house in the future.
After a while, I still have some things to deal with, right?
After the two of them finished their meal, they went out together and walked a few steps. Director Mao pointed his hand. An intermediary company in front said: This is Chaozi's store, we can go in and sit. Chaozi is honest and this person is not bad. Although he has many problems, he is very loyal.
Fang Bai was pulled in by Director Mao before he could speak.
Chaozi didn’t play mahjong yesterday, so he came to the store to work on a few small orders this morning.
Just after finishing his work, he saw Director Mao bringing Fang Bai in and quickly letting him into a small living room inside.
After Jingyan made tea, Chaozi sat down with him with a bowl of instant noodles.
how?The business is so good that I don’t even have to eat.
It made Brother Mao laugh at me, I am just making a living.how?Does this guy come here and want to pay me the housing ticket?
Fang Bai smiled and said: I have just redeemed this. Isn’t it a bad idea to lie to you again?
Alas, don't say it, I'm very informed here, I knew about you yesterday.Brother Bao is not easy to mess with. I guess you offended him.It’s not fun to mess with Liu Bao, I think it’s better to be early.How about Brother Mao’s face give you 10,000 yuan per ticket?The interest will not be charged, I will buy it out directly. How about it?
Seeing this, Director Mao asked quickly: I said, "Maozi, you should have more experience in this matter than us. You have also understood this situation. What are the suggestions for your brother?"
Brother Mao, don’t praise me, I have encountered many such things.Since you asked me, I will say that this little brother’s problem is easy to solve.
oh?Talk about it.
Although the loan contract was overturned by my younger brother, and those who owed debts were all planning to help Lao Fang pay back the money, but the debtor was still Lao Fang, right?
Yes, right, but isn't this nonsense?
Brother Mao is not nonsense, there is a big difference here.If you want Xiao Fang to owe money, then his credit report will be bad. After all, you can find out so many small loans on it.Now it’s good that Xiao Fang doesn’t have these, so I have a solution that Xiao Fang can apply for a few credit cards when he has no choice but to overdraw the credit card limit to pay back the money.
Fang Bai immediately figured out what was going on, right!
Why did you forget this method? I think it would be fine to apply for a credit card if you have a good credit report. You can directly swipe your card to pay back the money.
I just don’t know how much your credit card limit can be used?
Is it enough to pay it back?
Seeing Fang Bai's face, Chaozi immediately knew what he was thinking.
Brother, it seems that you think this method is good, but in fact you can also apply for a personal loan. The amount is high. Although it has a little interest, it does not delay the problem. It is just that this is not very good for you.
Personal loan?Is this a high amount?Why is it not good to me?
Your affairs this time are quite complicated. To be honest, Brother Bao has set his sights on you, so there must be trouble.If you go to a micro loan again, you must find a guarantee. Without a guarantee, you must have a mortgage.And since Brother Leopard is staring at you, it is best not to move on this loan matter.This credit card belongs to the bank, and it cannot control the bank, so you can click to apply for a few more cards. I have a PSS machine, so you can come to me to repay the card, and just pay the minimum amount every month.
Then I will go to the bank to apply for a credit card now. Anyway, as long as the card is not used, there will be no interest, and the annual fee is not much. I will just cancel the card when the matter is over.
Well, if you apply for a card, I will find an acquaintance to help you get it done. One is to help others achieve some performance, but if you do it yourself, the new card limit will be 510,000, which will be of no use at that time.I can help you swipe all the cards and increase the maximum amount. At that time, you can swipe out more than 200,000 yuan with seven or eight cards, so that the problem can be solved.
Fang Bai thought about this good idea and immediately thanked Chaozi.
After hearing this, Director Mao got up and left, saying that he still had company affairs to be busy.
Fang Bai stayed to discuss the card application with Chaozi. Finally, he decided to come here in two days and get the card first. Fang Bai was grabbed by Chaozi again when he was leaving.
I said, little brother, how about I'll pay 80,000 yuan per house ticket?
Haha, Brother Chao is still afraid that you won’t be able to receive housing tickets with so many demolition households?
Actually, I am not in a hurry to get this matter. Even if I get the housing ticket, I have to wait until the house is divided later to cash out, and the procedures are very troublesome.I actually want to work with you another kind of housing ticket.
Another kind of housing ticket?
Come and I will tell you in detail.
Chaozi pulled Fang Bai out again without saying a word. He found a private room in the teahouse to make a pot of tea for Fang Bai and then put four-color refreshments.
Fang Bai felt that this was simply inexplicable. Why did he treat himself to tea? He sat there waiting for Chaozi to speak first.
Chaozi took out a cigarette and handed it to Fang Bai to smoke, and then he started to talk about the serious matters.
Manager Fang, don’t be surprised. I also live in a village in the city, and no one knows you.
Seeing that Fang Bai didn't say anything, he continued talking on his own.
In today's society, real estate is developing rapidly, and developers make money just like falling from the sky.I, although I am doing it outside, if I lend money to usury like them, I am not so cruel and can't do this at all, so I can only work as a real estate agent.
Brother Chao looked like he was not that kind of person.
OK, I won't go around the corner.Although I am an agent, I am also the kind of person who is a lie.You are the manager of Century Tiancheng. The property has not been built yet, so it is my brother Mao who is responsible.But once sales start later, I think you, Manager Fang, will still be responsible for this marketing aspect.
Where can I have that ability?
ability?Although I don’t know what your internal messy relationship is, I can tell that Brother Mao’s attitude towards you are not an ordinary person.
I said to Brother Chao, if there is really nothing I have to go back first, where is my house being renovated?
If you have it, you can sit down, I will talk about the serious business.You will definitely be responsible for marketing matters in the future. If the Century Tiancheng project is built behind, it will definitely be a big seller, and it will be a lottery.
Fang Bai then realized something. He had already thought that this must be related to making money.
Projects like Century Tiancheng have a good location and school districts, so the prices will definitely rise sharply in the future.The government has a limited price for developers selling buildings, and you can earn it if you get this house.So if you wait for the lottery, you can give an example of a hundred apartments and one or two thousand people snatching them, and there is basically no chance.
Fang Bai immediately understood everything. This guy wanted to get a few houses from him and take them out for him to pre-sale. He said: What Brother Chao means...
Manager Fang, this time Lao Fang has dragged you down. In fact, you can't fill this pit that is hundreds of thousands of dollars.You borrow money from others and you will have to get a credit card immediately. When will you pay off your debt later?
Chaozi's words suddenly made Fang Bai feel heartbroken, but he was moved and he was not ready to cooperate with Chaozi. Fang Bai would never do anything that harmed the interests and reputation of the Yu family.
And in the words of Director Mao, as long as you get the house in the future, selling one will be enough to pay off the debt.
Manager Fang, don’t think that you have three houses or something later. If you want to get that house, you still have to pay for it. Where can you get the money to buy a resettlement house after you owe so much money now?
This Chaozi was prepared for a long time and had thought about Fang Bai's retreat.
Fang Bai felt helpless. He wanted to give up those three houses, but what Director Mao said now is like a useless rib. It is a pity to give up if you eat it tastes tasteless.
I will slowly figure out a way to do this.
Fang Bai's words were obviously not confident. Chaozi smiled and added the tea to Fang Bai and said: We cooperate with each other, you are responsible for building housing tickets, and I am responsible for selling them.Then I will add five more money to two or one, and I will not be greedy. I will get ten housing tickets and sell them for 70,000 to 80,000 yuan each.We can just get hundreds of thousands of dollars by ourselves. Then you have money to buy the house and you can pay off the debt.
But the resettlement house will be acquired in a few months. This century will have to be pre-sale at more than a year at the fastest time, and the time will not match.
This is no problem. As long as you agree, you should come to me first when you get the house. I promise to find a buyer to help you get one out first.After you get the money, you will buy those two sets. If it is still not enough, I will help you put it on first.
Fang Bai sat there and thought for a long time, but there was no need to think too much.
This thing cannot be done at all. If this is the case, it would be better to ask Lin Yeqiu to borrow money directly.
Even if I was desperate in the end, I would still go to Lin Yeqiu and would not make such money with Chaozi.
Fang Bai understood everything when he heard this and quickly got up and said goodbye.After Fang Bai came out, he did not go back to the company, but went directly to Liu Liu's place and helped Jiang Lin do the agreed things.
After entering the store, Fang Bai immediately pulled Liu Liu over.
How is the sand table I customized last time now?
Brother, I have no place to put this thing you want next year after I have finished it. Don’t worry, I will definitely not delay it.
I don't mean that, but what's the plan?
Isn’t the plan finalized?
This is how it is...
Fang Bai told the reason again, and Liu Liu suddenly realized it.
Hurry up and get the plan out of the computer, but Yu Lu has already decided on it.
Fang Bai saw that there was nothing wrong with it, and he did a very good job, so he had no choice but to let Liu Liu find a way out.
After everything was explained, Fang Bai hurried back and saw the workers work.
He is in a much better mood now, and no matter how he says he has found a solution to the problem.
Let’s talk about what’s happening later. I will report to the new company tomorrow. It’s important to take care of the things in front of me first.
There was not much time to get home, and the workers had already done almost the work.Fang Bai asked him to see the water pipe that had been laid, and then turned on the faucet to try the water.
Boss, you can try waterproofing tomorrow. Then you can say hello to the downstairs.
Fang Baizheng agreed that his mother Bai Shuangyan had already returned.
Fang Bai felt a little relieved when he saw her because he thought his mother knew about her father's debt, so he had to keep talking about other things to spread the topic and keep talking nonsense until the actual meal was actually done.
You will report tomorrow. I heard that you still need training. Is it closed?
I haven't heard of this, even if I need to close the training, I will come back first.
Well, call me then and I'll help you clean up.
Mom, you seem to want me to go to the training.
Who said that I am just afraid that you are not prepared.It’s better not to go, it’s so comfortable at home.
Oh, after dinner, I'm going to go out. Something happened to the company before, so I'll go and check it out and come back.
You are not...
How is that possible!Even if that's it, I'll tell you the truth.
I don't believe that you have been away for a long time, and there is nothing left to end.
I... also went to chat with a classmate.
classmate?
Well, I'm a business owner who runs an advertising company. I'll talk to him. Maybe I'll start a business in the future.
You should give me a honest job, our family has to become a rich family.By the way, you should keep your own money. You don’t have to worry about decorating your home and buying furniture.You are not short of money now, don’t pay all the money you have in your business.
Obviously Bai Shuangyan misunderstood that Fang Bai wanted to start a business with more than 100,000 yuan in his hand. Fang Bai smiled in his heart. He had a lot of money, but he had more debts.
After dinner, I was about to go out, but I was stopped by Bai Shuangyan.
It’s autumn, you wear one more piece, and you won’t be afraid of catching a cold.
Fang Bai stretched out his arm and put the clothes he handed to him in, then hugged Bai Shuangyan into his arms, quickly found her lips and kissed her. Bai Shuangyan's weak resistance was soon melted by her son Fang Bai's enthusiasm...
I have to pay more for the rent in someone else's house. Besides, when I renovate now, I will not have much money on my body because I have to pay off my debts and can't help my mother.
It’s just that Bai Shuangyan doesn’t know her son’s embarrassment.
At this time, the phone rang again. Fang Bai saw that the phone could not be answered in front of his mother, so he had to go to the balcony again. Director Mao was very sleek in his work and didn't say a word on the phone, but just asked Fang Bai to go to the company early tomorrow morning.
Fang Bai hung up the phone in less than a minute and came back to continue eating.
What's the matter?Bai Shuangyan asked.
Oh, the company has a little handover, I'm going to go tomorrow.By the way, I will report to the new place soon. If there are any important things at home, I will be afraid that I will not be able to ask for leave to manage my family's affairs as soon as I go to work.
Just go to work with peace of mind, and you didn’t expect you to do anything at home.What I just said, what you think?
Oh, you can do this. Formaldehyde is quite harmful to the human body, and it’s better to dissipate it too much.
Um……
Bai Shuangyan stopped saying anything, but just sat there silently slashing rice into her mouth.
There was nothing wrong all night, and Fang Bai rushed to the company early the next morning. When he entered the door, he saw Lin Ge sitting there with a calm expression. Fang Bai remembered Jiang Lin's abnormal behavior yesterday, and couldn't help but feel worried about his buddy.
Little pigeon, what's wrong? Is it because your brother Jiang doesn't want you anymore?
Pooh!If you are not serious, it’s still the manager.
Huh?I have resigned, you won’t know, right?
I know it as soon as I come to work, and I don’t know what you think.By the way, Manager Mao said he would ask you to wait for him for a while.Also, do you know where Jiang Lin went yesterday?
Fang Bai heard her ask, and he secretly complained in his heart. This boy Jiang Lin really doesn’t know what he is doing. Didn’t he tell the truth to Lin Ge?
Even if you are lying, why didn’t you know that you said it by yourself when you explained it yesterday?
Now that we have nothing to do, Fang Bai can only tell the truth.
This... I asked him to help me do something for Mr. Yu's house. Isn't my house renovating? I can't help but ask him to help me.
I know this, but he doesn't let me go with me. I didn't finish it yesterday, and I have to go there for one more day today. Why don't you go there if you're fine today?
Oh, that's what, I'm so sorry for this to blame me.Actually, I don’t know how long it takes to transplant a few trees, and it’s still so troublesome. I would have known that I wouldn’t let Jiang Lin go.
There is no intention of blaming you. Jiang Lin now... he wants to change jobs again, so he doesn't do his sister-in-law's company and has to go to some other places.Why didn't I see that he was so motivated before?
I can't say anything about this. Anyway, it's not a big deal for Jiang Lin to watch for his sister-in-law all day long, and he hasn't made any progress. This is actually a good thing for him, but you won't spend as much time together as you do now.
Now!Haha, I can’t get anyone now, I think it’s going to be a tough time in the future, so I’ll break up as soon as possible.
Haha, can you bear it?By the way, I forgot to hand over something with Manager Mao before. Since you are here, I will tell you directly, you can do it.
Alas... you're leaving and you won't let me go. What's the matter?
You go to Liu Liu's place after get off work. There are several places to modify the sand table you customized before. The renderings have been made on a computer. You can go and see if the modification is corrected. It is the requirements I told you last time. If it is not corrected, you must keep an eye on them and do it today.This is not because I won’t let you go, but because of Mr. Yu’s order.
It seems that I have to work overtime again today. I am really in a difficult life. After only a few days of vacation, I was so weak that I was a weak woman to death.
Okay, okay, whoever lets the company leave now, you are the young college student. No one can do this at all, so you can only let you go.Besides, I think you have a lot of room for improvement in the future. Working hard in the company will be beneficial to your future.
Cut~ You are gone, and you will draw big cakes for me. I am just a little white-collar worker, and I can make a living every day.Do you think I don’t know, the project is over, I am a little girl staying in the property company?It would be great if I could go back to the original company, at least the big company has developed much more.
The two chatted that it was almost time for dinner when Director Mao came back and pulled him out as soon as he saw Fang Bai.
Fang Bai's heart sank. Director Mao's face had already given him an ominous premonition. Sure enough, Director Mao took Fang Bai and ran a long way to find a small restaurant. The two of them sat in the only private room in the hotel.
Director Mao was rejected by Fang Bai, who was driving here. Director Mao poured a glass on himself and said: Logically speaking, you can't drink during working hours, but this matter is really troublesome and I think it's difficult to deal with it.Fang Bai, I advise you to discuss it with Mr. Lin.
What the hell is wrong?I really don’t want to talk to Mr. Lin. As soon as I open my mouth, she… You know, I can be taken care of, but I don’t want to owe them too much.
Well, although you are young, you are also a responsible man. Mr. Lin and Mr. Yu have a good vision.
Brother Mao, don’t say that, I…you…
OK, it's no secret.Let’s get back to the point. You have met the guy who bought your debt contract and it is Liu Bao.
he!
Fang Bai was furious when he heard this name.Director Mao seemed to have expected Fang Bai's reaction, and he ignored him and continued to talk on his own.
He bought all the debt contracts. I didn't see anyone else, and of course he wouldn't see me either.The person below talked to me, but it was not very embarrassing to me, that is, I had to do things according to the contract.Probably calculated the interest...well!Since Liu Bao did this, it was not targeting you alone, but the Yu family, so Fang Bai can't resist it.
This Liu Bao...Brother Mao, I think it's better not to bring the Yu family in. I just need to raise all the money and repay him when it expires.
Including the interest, can you make it up when it expires?
How many are there in total?
I planned to sell my face and let them charge the lowest interest rate before.Just like Chaozi, it’s enough to get a few thousand yuan without doing it.Now the principal and interest are not enough to be paid 700,000 or 800,000 yuan. By the way, there were still verbal debts of 70,000 or 80,000 yuan before. Liu Bao didn't know that, otherwise it would be even more troublesome.
I originally planned this way. I found someone to raise hundreds of thousands of dollars in the past two days. I thought it was not much different, and I just thought it would be enough to think of a solution. Now it seems impossible.
The term on the contract does not expire at the same time. The money will be paid one after another one after another one after another, and the longest time will be until the end of the year.In other words, you will have to pay off a total of nearly 800,000 yuan in debt by the end of the year, good guy!
Fang Bai was also very worried at this moment. He took Director Mao’s beer and poured him a cup, drank it all in one gulp, and then poured another cup.
Fang Bai, I have said everything before, what do you do if you see it yourself?
Otherwise, you can make my salary advancement, and at worst I will be in vain for the next few years.
If this is only tens of thousands of dollars, I will lend you directly.It is not that easy to transfer more than 200,000 yuan from the company's account. Mr. Lin and Mr. Xiao Yu can't hide it at all. I'll know if I ask at that time.
Brother Mao, then you borrowed the money from me before. The company's account would be transferred to tens of thousands, and I think they would know it.
Hahaha, I missed it myself.It's all my private money, it's okay, you don't have to rush to pay it back.
I'd better write you an IOU. After all, this matter is a matter of money.
Fang Bai took out a paper, brushed and wrote down an IOU without saying a word. Director Mao was not pretentious and put it in his pocket without looking at it. Then he raised his cup and touched Fang Bai.
After drinking, he said: I am also unpromising. All the money at home is kept by my wife. After all, I have to raise children. I will know this when you get married.If you really don’t want to discuss with Mr. Lin and the others, I’ll give you an idea. How many do you have now?
There are about half a million.
Oh, I really underestimate you!You borrowed this from someone?
Well, I borrowed it with my friends and classmates.
To be honest, even if I go out to borrow more than 500,000, it’s not that fast, you can do it.So back to the point, if you have so much money in your hands, you are actually only 200,000 to 300,000 yuan. In fact, this is a slight meaning when you go to Mr. Lin. Of course, if you don’t want to.Anyway, things have a turnaround, and you can hold on for at least a while with each stroke.But the more you get, the more stress you are. I will be honest with you. I was also very good at gambling back then. If it weren't for Mr. Yu, I would have never known where to go. I've tasted the feeling of owing money and being forced to pay debts.
It turns out that Brother Mao has experience. I also thought that I could borrow money at the beginning, but I had borrowed everything later, so it would only become more and more difficult.
So you must be mentally prepared for the situation in the future. If others can have some face, even if they owe money, they will not do something that will affect you.If it is Liu Bao now, this matter will be out of control, and I am afraid it will become worse.Then you and your family will be in vain.
Fang Bai suddenly thought that his mother mentioned that she wanted to live in a rental house for three months yesterday. At that time, she didn't think much about it. Now, thinking about it, he suddenly realized whether his mother knew something. If she lived in a rental house, it would be a way to avoid unnecessary trouble.
Then it is very likely that my mother knew that her father was owed debts. After all, she had lived in a village in the city, so there was inevitably someone who had acquaintances and friends. Then she probably wouldn't know that she had taken over the debts. After all, it was what happened in the past two days.
Thinking of this, Fang Bai felt more at ease. If someone really started to come to the door to cope with debts later, it would be better not to live at home.
I feel a little regretful when I got here. I wouldn't have resigned if I had known that I wouldn't have quit. I wouldn't even think of anyone living in the mountains and rivers to come in to find me.
So, you really don’t discuss it with Mr. Lin?
Director Mao's words interrupted Fang Bai's random thoughts. He proposed that Lin Yeqiu came forward to solve the problem was actually Fang Bai's current optimal solution.
Fang Bai knew this, but he was ashamed of his father's rags, but Fang Bai himself knew that when he was desperate in the end, maybe he had to solve this matter with his godmother.
But he still has some hope now, and he can delay it for a while. Besides, even if the debt is paid off, he will probably have to borrow money from Lin Yeqiu when buying a house in the future.
After a while, I still have some things to deal with, right?
After the two of them finished their meal, they went out together and walked a few steps. Director Mao pointed his hand. An intermediary company in front said: This is Chaozi's store, we can go in and sit. Chaozi is honest and this person is not bad. Although he has many problems, he is very loyal.
Fang Bai was pulled in by Director Mao before he could speak.
Chaozi didn’t play mahjong yesterday, so he came to the store to work on a few small orders this morning.
Just after finishing his work, he saw Director Mao bringing Fang Bai in and quickly letting him into a small living room inside.
After Jingyan made tea, Chaozi sat down with him with a bowl of instant noodles.
how?The business is so good that I don’t even have to eat.
It made Brother Mao laugh at me, I am just making a living.how?Does this guy come here and want to pay me the housing ticket?
Fang Bai smiled and said: I have just redeemed this. Isn’t it a bad idea to lie to you again?
Alas, don't say it, I'm very informed here, I knew about you yesterday.Brother Bao is not easy to mess with. I guess you offended him.It’s not fun to mess with Liu Bao, I think it’s better to be early.How about Brother Mao’s face give you 10,000 yuan per ticket?The interest will not be charged, I will buy it out directly. How about it?
Seeing this, Director Mao asked quickly: I said, "Maozi, you should have more experience in this matter than us. You have also understood this situation. What are the suggestions for your brother?"
Brother Mao, don’t praise me, I have encountered many such things.Since you asked me, I will say that this little brother’s problem is easy to solve.
oh?Talk about it.
Although the loan contract was overturned by my younger brother, and those who owed debts were all planning to help Lao Fang pay back the money, but the debtor was still Lao Fang, right?
Yes, right, but isn't this nonsense?
Brother Mao is not nonsense, there is a big difference here.If you want Xiao Fang to owe money, then his credit report will be bad. After all, you can find out so many small loans on it.Now it’s good that Xiao Fang doesn’t have these, so I have a solution that Xiao Fang can apply for a few credit cards when he has no choice but to overdraw the credit card limit to pay back the money.
Fang Bai immediately figured out what was going on, right!
Why did you forget this method? I think it would be fine to apply for a credit card if you have a good credit report. You can directly swipe your card to pay back the money.
I just don’t know how much your credit card limit can be used?
Is it enough to pay it back?
Seeing Fang Bai's face, Chaozi immediately knew what he was thinking.
Brother, it seems that you think this method is good, but in fact you can also apply for a personal loan. The amount is high. Although it has a little interest, it does not delay the problem. It is just that this is not very good for you.
Personal loan?Is this a high amount?Why is it not good to me?
Your affairs this time are quite complicated. To be honest, Brother Bao has set his sights on you, so there must be trouble.If you go to a micro loan again, you must find a guarantee. Without a guarantee, you must have a mortgage.And since Brother Leopard is staring at you, it is best not to move on this loan matter.This credit card belongs to the bank, and it cannot control the bank, so you can click to apply for a few more cards. I have a PSS machine, so you can come to me to repay the card, and just pay the minimum amount every month.
Then I will go to the bank to apply for a credit card now. Anyway, as long as the card is not used, there will be no interest, and the annual fee is not much. I will just cancel the card when the matter is over.
Well, if you apply for a card, I will find an acquaintance to help you get it done. One is to help others achieve some performance, but if you do it yourself, the new card limit will be 510,000, which will be of no use at that time.I can help you swipe all the cards and increase the maximum amount. At that time, you can swipe out more than 200,000 yuan with seven or eight cards, so that the problem can be solved.
Fang Bai thought about this good idea and immediately thanked Chaozi.
After hearing this, Director Mao got up and left, saying that he still had company affairs to be busy.
Fang Bai stayed to discuss the card application with Chaozi. Finally, he decided to come here in two days and get the card first. Fang Bai was grabbed by Chaozi again when he was leaving.
I said, little brother, how about I'll pay 80,000 yuan per house ticket?
Haha, Brother Chao is still afraid that you won’t be able to receive housing tickets with so many demolition households?
Actually, I am not in a hurry to get this matter. Even if I get the housing ticket, I have to wait until the house is divided later to cash out, and the procedures are very troublesome.I actually want to work with you another kind of housing ticket.
Another kind of housing ticket?
Come and I will tell you in detail.
Chaozi pulled Fang Bai out again without saying a word. He found a private room in the teahouse to make a pot of tea for Fang Bai and then put four-color refreshments.
Fang Bai felt that this was simply inexplicable. Why did he treat himself to tea? He sat there waiting for Chaozi to speak first.
Chaozi took out a cigarette and handed it to Fang Bai to smoke, and then he started to talk about the serious matters.
Manager Fang, don’t be surprised. I also live in a village in the city, and no one knows you.
Seeing that Fang Bai didn't say anything, he continued talking on his own.
In today's society, real estate is developing rapidly, and developers make money just like falling from the sky.I, although I am doing it outside, if I lend money to usury like them, I am not so cruel and can't do this at all, so I can only work as a real estate agent.
Brother Chao looked like he was not that kind of person.
OK, I won't go around the corner.Although I am an agent, I am also the kind of person who is a lie.You are the manager of Century Tiancheng. The property has not been built yet, so it is my brother Mao who is responsible.But once sales start later, I think you, Manager Fang, will still be responsible for this marketing aspect.
Where can I have that ability?
ability?Although I don’t know what your internal messy relationship is, I can tell that Brother Mao’s attitude towards you are not an ordinary person.
I said to Brother Chao, if there is really nothing I have to go back first, where is my house being renovated?
If you have it, you can sit down, I will talk about the serious business.You will definitely be responsible for marketing matters in the future. If the Century Tiancheng project is built behind, it will definitely be a big seller, and it will be a lottery.
Fang Bai then realized something. He had already thought that this must be related to making money.
Projects like Century Tiancheng have a good location and school districts, so the prices will definitely rise sharply in the future.The government has a limited price for developers selling buildings, and you can earn it if you get this house.So if you wait for the lottery, you can give an example of a hundred apartments and one or two thousand people snatching them, and there is basically no chance.
Fang Bai immediately understood everything. This guy wanted to get a few houses from him and take them out for him to pre-sale. He said: What Brother Chao means...
Manager Fang, this time Lao Fang has dragged you down. In fact, you can't fill this pit that is hundreds of thousands of dollars.You borrow money from others and you will have to get a credit card immediately. When will you pay off your debt later?
Chaozi's words suddenly made Fang Bai feel heartbroken, but he was moved and he was not ready to cooperate with Chaozi. Fang Bai would never do anything that harmed the interests and reputation of the Yu family.
And in the words of Director Mao, as long as you get the house in the future, selling one will be enough to pay off the debt.
Manager Fang, don’t think that you have three houses or something later. If you want to get that house, you still have to pay for it. Where can you get the money to buy a resettlement house after you owe so much money now?
This Chaozi was prepared for a long time and had thought about Fang Bai's retreat.
Fang Bai felt helpless. He wanted to give up those three houses, but what Director Mao said now is like a useless rib. It is a pity to give up if you eat it tastes tasteless.
I will slowly figure out a way to do this.
Fang Bai's words were obviously not confident. Chaozi smiled and added the tea to Fang Bai and said: We cooperate with each other, you are responsible for building housing tickets, and I am responsible for selling them.Then I will add five more money to two or one, and I will not be greedy. I will get ten housing tickets and sell them for 70,000 to 80,000 yuan each.We can just get hundreds of thousands of dollars by ourselves. Then you have money to buy the house and you can pay off the debt.
But the resettlement house will be acquired in a few months. This century will have to be pre-sale at more than a year at the fastest time, and the time will not match.
This is no problem. As long as you agree, you should come to me first when you get the house. I promise to find a buyer to help you get one out first.After you get the money, you will buy those two sets. If it is still not enough, I will help you put it on first.
Fang Bai sat there and thought for a long time, but there was no need to think too much.
This thing cannot be done at all. If this is the case, it would be better to ask Lin Yeqiu to borrow money directly.
Even if I was desperate in the end, I would still go to Lin Yeqiu and would not make such money with Chaozi.
Fang Bai understood everything when he heard this and quickly got up and said goodbye.After Fang Bai came out, he did not go back to the company, but went directly to Liu Liu's place and helped Jiang Lin do the agreed things.
After entering the store, Fang Bai immediately pulled Liu Liu over.
How is the sand table I customized last time now?
Brother, I have no place to put this thing you want next year after I have finished it. Don’t worry, I will definitely not delay it.
I don't mean that, but what's the plan?
Isn’t the plan finalized?
This is how it is...
Fang Bai told the reason again, and Liu Liu suddenly realized it.
Hurry up and get the plan out of the computer, but Yu Lu has already decided on it.
Fang Bai saw that there was nothing wrong with it, and he did a very good job, so he had no choice but to let Liu Liu find a way out.
After everything was explained, Fang Bai hurried back and saw the workers work.
He is in a much better mood now, and no matter how he says he has found a solution to the problem.
Let’s talk about what’s happening later. I will report to the new company tomorrow. It’s important to take care of the things in front of me first.
There was not much time to get home, and the workers had already done almost the work.Fang Bai asked him to see the water pipe that had been laid, and then turned on the faucet to try the water.
Boss, you can try waterproofing tomorrow. Then you can say hello to the downstairs.
Fang Baizheng agreed that his mother Bai Shuangyan had already returned.
Fang Bai felt a little relieved when he saw her because he thought his mother knew about her father's debt, so he had to keep talking about other things to spread the topic and keep talking nonsense until the actual meal was actually done.
You will report tomorrow. I heard that you still need training. Is it closed?
I haven't heard of this, even if I need to close the training, I will come back first.
Well, call me then and I'll help you clean up.
Mom, you seem to want me to go to the training.
Who said that I am just afraid that you are not prepared.It’s better not to go, it’s so comfortable at home.
Oh, after dinner, I'm going to go out. Something happened to the company before, so I'll go and check it out and come back.
You are not...
How is that possible!Even if that's it, I'll tell you the truth.
I don't believe that you have been away for a long time, and there is nothing left to end.
I... also went to chat with a classmate.
classmate?
Well, I'm a business owner who runs an advertising company. I'll talk to him. Maybe I'll start a business in the future.
You should give me a honest job, our family has to become a rich family.By the way, you should keep your own money. You don’t have to worry about decorating your home and buying furniture.You are not short of money now, don’t pay all the money you have in your business.
Obviously Bai Shuangyan misunderstood that Fang Bai wanted to start a business with more than 100,000 yuan in his hand. Fang Bai smiled in his heart. He had a lot of money, but he had more debts.
After dinner, I was about to go out, but I was stopped by Bai Shuangyan.
It’s autumn, you wear one more piece, and you won’t be afraid of catching a cold.
Fang Bai stretched out his arm and put the clothes he handed to him in, then hugged Bai Shuangyan into his arms, quickly found her lips and kissed her. Bai Shuangyan's weak resistance was soon melted by her son Fang Bai's enthusiasm...
![[Incestuous Novels] My wife's two cousins - Harem, hunting for beauty, cool writing](/templates/nvshen/themes/img/thumb_1.png)