In this world, if you are rich, the easiest thing is to spend money; on the contrary, if you are poor, the most difficult thing is to make money
Some people may say that with power, you naturally have everything, but there is a prerequisite, that is, you have to have power, and you have to be lucky.
After all, power can only be an aphrodisiac, which will only make you happy for a moment, but if you are addicted, you may not be far from death.
For power owners, losing power means death. Mr. Bo, who is locked in Qincheng Prison, has the most say in this.
But there is also a joke that says: A governor was imprisoned for corruption, and his son went to prison to visit him
Tell me how difficult my current job is, I don’t know if I can have a better chance
As a father, he smiled casually and wrote a note for his son, asking him to find a certain chairman.
The son was surprised and said: Dad, you are now in prison. Can those incumbent leaders still buy your accounts?
My father smiled and said: When I was in power, whoever I let me go, I can go; now I am in prison, whoever I let me come in will have to come in. Do you say you are the one who helps you or not?
My son was surprised when he heard it
Things were done shortly after I got home
The beauty Shen is indeed good at using money. The clues can be seen from the fact that she gave me 500,000 at the Huaizhou Hotel.
With the strong help of Director Wang, in less than 2 hours, Shen Damei paid 3 million on the spot, obtained the understanding of the victim's family and signed a memorandum of understanding in less than 2 hours.
After paying 200,000 yuan in funeral expenses more generously, the victim's family promised not to sue Wangyi Company again
I dare not say that life is only worth 3 million, but under the current system, some people's lives may not be worth 3 million.
In addition, after coordination by the Public Security Bureau, the general manager of Netyi Company reached a tacit agreement in the detention center and the head of the debt collection company.
The debt collection company will bear all charges, and all payment receipts have nothing to do with Netyi Company. Netyi Company does not bear any legal liability for the legal consequences caused by any debt collection company, and of course it also paid a 2 million yuan hush fee.
After he was sentenced, he was released from prison as soon as possible through various efforts, which was also a way to make up for it. This is a story later. I will not mention it if I say anything.
Since then, this gang-related case involving the death of the debtor due to illegal purchase of big data has basically come to an end. Shen Damei can go to work with peace of mind. The key is that Shen Damei successfully filled the gap between the women around me after Qi Heqiu went to Australia.
In individual cases, the parties are out of the quagmire of law
However, as far as the current overall situation is concerned, big data transactions are still emerging one after another, and there are still countless cases of victimization due to big data transactions. We look forward to the improvement of the law, and also increase law enforcement efforts to effectively protect everyone's privacy in those invisible areas.
Director Cai has outstanding abilities, except for his current bed skills (he can go to the hospital and Director Shen Yunyu during lunch break), naturally, he naturally includes his ability to operate in the Finance Department.
Within a few days, the additional funding for the public-paid office finally arrived. Although this is not a timely help for our hospital, it is at least icing on the cake, especially for all the staff of the hospital, there are still a lot of year-end bonuses.
For this reason, I deliberately arranged for beauty Shen to go to the Finance Department to express my feelings on behalf of our hospital.
As for things other than your heart, I no longer need to give me instructions
Since the beauty Shen was conquered by me at my house, she seems to have never asked Director Cai to come to the hospital for a tryst. I don’t know if it was because of me or the place where they had tried to change. Anyway, I have never seen them on surveillance again.
Both parties have different opinions on insurance disputes insured patients. The insurance company believes that the insured did not truthfully inform the insured when taking out insurance, which led to the insurance company making a wrong underwriting decision.
The insured's lawyer believes that when the insured is insured, the insurance company's business personnel did not ask the insured to inform the insured in detail about the physical condition of the insured and whether there is any underlying disease, etc., which leads to the insured's belief that it is not necessary to inform the insured's physical health status. The insured believes that it is not necessary to inform the insured's physical health status.
The insured's lawyer also had a long discussion with our hospital's medical insurance department, believing that our provincial pediatricians have caused the accidental leakage of the insured's personal outpatient information due to the lack of confidentiality of internal information, which seriously violated the insured's personal privacy and should be compensated.
Therefore, there are two defendants in this case, one is the insurance company, and the other is that we are in the province of pediatricians. The fault of our province of pediatricians is in progress, which led to the insurance company refusing to settle the claims later.
Of course, there is no court yet, but the plaintiff's lawyer explains this way. The best way is to settle out of court
After listening to the report from Shen Department of the Medical Department and Xiao Jia, the manager of the agency, I sorted out a little:
The question now becomes: is the insurance company clearly required the policyholder to inform the business in detail?
Does the insurance company have any evidence, including recordings, videos, etc., to prove that the insurance company clearly states that the insured should do its best to inform the business?
If the insurance company has evidence to prove the risk warning and the policyholder does not inform the truth, the insurance company may refuse to make a claim; otherwise, the insurance company must fulfill its compensation obligation;
How do insurance companies obtain outpatient information for patients?
What methods did it use to obtain it?
From the current perspective, the patient outpatient information obtained by the insurance company was not given by the provincial pediatrician official authorization, either private transactions were made through doctors or information departments, or purchased through other illegal channels. Therefore, the insurance company is suspected of illegally obtaining patients' personal diagnosis and treatment information.
As a provincial pediatrician, in addition to taking measures to protect patients' personal privacy, the insurance company must be further held accountable for this matter. The insurance company seems to have become a new defendant.
The third problem is that the policyholder suspects that the Provincial Pediatrician and the Insurance Company collude with each other and deliberately leaks the patient's personal privacy, which makes it impossible for them to obtain insurance compensation. Therefore, the legal responsibility of our Provincial Pediatrician is required to be pursued.
I, Vice President Wang, Director Chen, the manager Xiao Jia, and the hospital's lawyer consultant, discussed the case together.
According to the analysis results just now, Vice President Wang added: It is basically impossible to trace how insurance companies obtain patients' personal privacy information. How to prevent re-leakage is the next focus of our hospital's work. The most important thing now is how to calm down and patients will no longer complain.
For thousands of years, China's legal tradition has been mixed with the law, or pursued the doctrine of the mean, especially when the legal case involves two oppositions between the official and the common people, most people's first reaction is that the official is wrong. The common people are weak and should protect the interests of the common people. However, not many people are willing to understand or expose the truth and determine the final responsible party through the truth.
Most of the results are to solve the problem by mixing the law, and the official fulfills the compensation, so the people feel at ease, and finally the big things turn into small things. Vice President Wang has the same mentality at this moment.
Of course, from our hospital, regardless of whether the patient is finally compensated, the responsibility for the leakage of personal privacy information of our hospital cannot escape, which will affect the various advanced evaluations of our hospital this year. Compared with this, compensation of 120,000 yuan seems even more insignificant.
But what if the matter is exposed after being mixed, what should I do?
I said, and even so, I don’t know whether the insurance company is at fault. It seems unsuitable to let us act as suckers.
President, the insurance company involved in this time is our province's life insurance company. Its largest shareholder is the Provincial Department of Finance. I have privately contacted Officer Cai and asked him to help me see how this case is handled.
Reports at this time
What did the insurance company say? I asked quickly
Just after the phone was communicated, one of their vice presidents came over and discussed with us how to deal with this matter.
The Finance Department naturally has great face. Soon, Mr. Wu from our provincial life insurance company brought Mr. Li from the life insurance department to our provincial pediatric doctor.
The two sides exchanged a few greetings and went straight to the topic
Mr. Wu said: President, in this case, the insured was indeed at fault. First, when our insurance company account manager took out the insurance, he clearly required the insured to state in detail and truthfully whether the insured had health risks, because this will affect whether the insurance company accepts the insured's insurance.
Then Mr. Wu, do you have any evidence? Chen Chu said
certainly
Mr. Li from the Life Insurance Department said
As he said that, Mr. Li turned on his laptop and played a video to everyone
It turned out that according to the requirements of the China Banking and Insurance Regulatory Commission, the insurance company must record the entire insurance process of the insurer, especially the notification of risk warnings. The picture clearly shows that the insured (that is, the insured's father) read the following risk warning content when facing the insurance company salesperson: the health, finance and other notification contents I made during the insurance insured are true. If there is any false notification, **Life has the right to terminate the contract in accordance with the law and does not bear insurance liability for insurance accidents that occur before the contract is terminated.
After the recording and video playback, the conference room fell into a brief silence. Everything seemed to prove that the insurance company had done its best business, and the insured had false statements.
But is the question so simple?
As the leader of the Medical Office, Director Chen obviously conducted a serious investigation and prepared for this matter. He directly asked Mr. Wu: Mr. Wu, the video just now proved that the bidder made a statement of health status, but do we have any behaviors that induce the policyholder to induce the policyholder during the sales process? As a non-professional medical worker, the insured had a congenital atrial septal defect in his son. At that time, the doctor just told him to go to the hospital for examination regularly, and promised that such a disease could be completely cured through surgery when the patient was of the right age. It is completely different from the cancer, tumor, renal failure, etc. that ordinary people understand. Therefore, the insured believes that such a medical advice proves that the disease is not a major disease and does not need to be declared when taking out insurance.
Mr. Li from the Life Insurance Department said: Of course, we cannot require the insured to have professional medical knowledge, but when making statements, they should state the congenital atrial septal defect disease that their son has, otherwise there will be a suspicion of insurance fraud. The insurance company does have the right to refuse to make a claim.
Vice President Wang said: You are right, but in many cases, in order to complete the performance and achieve this insurance policy, insurance sales personnel will say, 'Just read this paragraph, this is a requirement of our company's internal process'. In fact, there is no reminder to the insured to state whether there are diseases that affect the insurance company's acceptance of insurance.
Yes, here we have a description of the insurance process described by the policyholder
After saying that, Chen submitted a policyholder's insurance statement to me
I couldn't help but be impressed by Shen Du's careful work style. After all, it still takes some effort to get the cooperation of the patient's family at this time.
As expected, the policyholder just read the risk statement directly according to the prompts of the insurance company's account manager. The account manager did not make any necessary explanation on the consequences of the risk statement. The key is that there is a sentence like this: This is a routine requirement of the China Insurance Regulatory Commission.
This really corresponds to what we often say: One person works in the bank, the whole family will be busy; one person works in the insurance, the whole family will be shameless; one person works in the telecommunications, all relatives and friends will be cheated
Especially if one person does insurance, the whole family is shameless
Since its birth, China's insurance has grown wildly with many original sins.
Those account managers who do life insurance, all men wear greasy faces, and all women wear graceful clothes (somewhat like the real estate agency account managers are all over the streets), for the high premium commission, they use their 3-inch tongue, sweet words, and various tricks, which tempt many people to buy various financial management, risk, and income insurance that they don't need at all.
Especially the incident of Baoneng Group's acquisition of Vanke shares in the past few years has made the image of the insurance company plummet
In July 2015, Qianhai Life Insurance, a subsidiary of Baoneng Group, purchased Vanke A shares through the secondary market. The joint actors held Vanke's share through three raisings, and finally reached 2426%, which was only 574% away from the 30% tender offer, forcing Vanke Enterprise Co., Ltd. to suspend trading.
The key is that the raising of the licensing incident led to a comprehensive verification of whether the business operations of life insurance companies were compliant by the China Insurance Regulatory Commission at that time, and brought up a topic: What exactly is insurance?
Of course, insurance must be guaranteed, not other
Subsequently, a series of major events occurred in China's insurance industry, which led to the collapse of insurance regulatory authorities, and the chairman of the China Insurance Regulatory Commission was arrested until the China Insurance Regulatory Commission was abolished, and the China Banking Regulatory Commission and the China Insurance Regulatory Commission merged to form the China Banking and Insurance Regulatory Commission.
Obviously, such communication cannot have a result that both parties can accept.
On the one hand, the insurance company has recorded and video to prove the policyholder's risk commitment; on the other hand, the insured does suffer from a disease that is sufficient to affect the insurance company's decision to contract.
It seems reasonable for insurance companies to refuse claims, but the apparent evidence is conclusive and cannot conceal the fraud in the sales process.
What's more, the insurance company's means of stealing patient information is also disgusting
If ordinary people are forgiven for making small profits, they can be forgiven for taking advantage of themselves, but as a state-owned enterprise, they are robbed by others in order to exempt themselves from their own responsibilities, it is unforgivable.
Therefore, when talking about how insurance companies obtain patients' diagnosis and treatment information, Mr. Wu is a little hiding and talking about him
Mr. Li from the Claims Department could not use accidental acquisition or the patient's voluntary provision to make excuses. Finally, the traditional Chinese and mixed martial arts once again showed their courage.
After the final negotiation between our hospital and insurance company, we each bear half of the medical expenses of the patients. The patients no longer pursue the incident of their medical information being leaked. At the same time, we also reached a consensus: for cases similar to children's insurance in the future, the policyholder should be authorized by the policyholder to obtain the insured's medical information data or the physical examination report of our provincial pediatrician, and then determine whether to accept the policyholder's insurance.
Obviously, such an insurance procedure protects the interests of the insurance company and protects the legitimate rights and interests of the insured.
The hospital's proof not only guarantees the health status declared by the insured when taking out insurance, but also protects the legitimate rights and interests of the insurance company. At the same time, when claims are made in the future, there is also medical evidence to prove that the insured's risk commitment when taking out insurance is true and valid, which prevents the insurance company from refusing claims through various reasons, which also protects the rights and interests of the insured.
As a hospital, when we provide such patient diagnosis and treatment data, we charge a certain big data service fee, and a service fee ranging from 100 yuan per order (if the physical examination is individually performed, the fee will be calculated separately)
If we follow the annual outpatient volume of our hospital and the insurance awareness that parents are generally raising, our hospital provides such big data services 50,000 times a year, which will generate about 5 million in revenue
This 5 million big data revenue is enough to cover the construction cost of our big data platform and can bring additional benefits to the hospital
Obviously, such big data applications are only one aspect of future medical big data applications. It can be foreseeable that the value of medical big data has not been discovered.
I didn't expect that an insurance complaint dispute that originally made our hospital passive actually allowed us to explore new cooperation opportunities during the negotiation process. It can be said that both guests and hosts are happy.
Since the guests and the host and the host are happy, the rest of them naturally have to raise their glasses to celebrate. Mr. Shen and I invited Mr. Wu and his party to the insurance company.
Turning sword into jade is always exciting
Everyone is drinking and chatting, come and go
The two sides not only solved the current problems, but also began long-term win-win cooperation. How can people not drink more pots?
Shen Chu even played the role of a beautiful and sexy woman wearing flowers and attracting butterflies, which made Mr. Wu and I constantly raise our glasses to invite each other.
So when we were raising our glasses to share, Mr. Wu talked about the operating rules of the insurance industry, especially the current development of China's insurance industry, which made us laymen immediately full of surprise and envy of the insurance industry. Especially when the revenue growth of the banking industry is less than 10% per year, the annual growth rate of the life insurance industry has reached more than 25%.
The insurance industry was actually the first industry to apply big data. Now with the advancement of technology and algorithms, the space for big data application in the insurance industry is broader.
The core of insurance companies' profits is actually the result of actuarial calculations in big data
From the perspective of career choice, the annual salary of an insurance actuary exceeds 600,000 yuan in starting salary
As people's overall living standards improve, insurance awareness is gradually strengthening (the people who have not solved the problem of food and clothing will not consider life insurance; only when the whole people enter a well-off society, especially when a small number of people get rich first, will the awareness of life insurance develop in a new way). The insurance industry is in its infancy in China, and it can be said to be a sunrise industry.
If insurance companies have grown wildly in the past few years, after years of industry supervision, the waves of practitioners have been washed away by the sand, and insurance, especially life insurance, has entered a channel of rapid development
Like the United States, insurance companies manage assets much larger than banks, because the insurance market in the United States is very mature.
Think about China. If one day our insurance company manages more assets than banks, we must continue to develop rapidly for 20 years.
Mr. Wu's words made everyone excited and even Vice President Wang unpacked the bag on the spot, and finally, everyone ended their gathering tonight in a drunken state.
After seeing off Mr. Wu and his party, I rejected the temptation of beautiful Shen's daughter to send me home. I was so crazy that the driver sent me to the community where Jusuo's home was located.
I haven't seen the chrysanthemum for a long time. This is a woman that makes me care about in my heart.
He handed the doorman a cigarette, leaned against the wall and smoked one himself
After a while, I entered the community and vaguely walked downstairs of the chrysanthemum
Come downstairs and rings the doorbell, but no one responds
Jusuo's house is leaning against the wall. Last time, he was in the kitchen. He was fucking Jusuo when he had no time to cook food.
At that time, facing the window, listening to the chrysanthemum's cry, while looking at the traffic outside the window, my memory is still fresh.
I fumbled and climbed up to the sixth floor, and there was a person from the chrysanthemum on the roof. I leaned against the door and continued smoking, waiting for the chrysanthemum to come back.
The chrysanthemum must be very busy at the end of the year. I don’t know if she will come back today. I thought to myself that after smoking three cigarettes, I would go home.
I still hope she will come back soon. I don't want sex to come, completely wipe out sex.
After every cigarette I smoked, I smoked a second cigarette a while apart
Finally, when the third cigarette was about to finish, footsteps came downstairs
I was secretly happy, planned for a while, and hid in the dark corner of the corridor
After a while, I saw the chrysanthemum slowly coming up the stairs. Looking at her condition, she seemed to have drunk some wine.
At this moment, she had already changed into casual clothes, her windbreaker was half open, revealing the black sweater inside, Mauni's skirt and high heels wearing her feet
It's no shame that I'm a dancer, and my walking posture is still so swaying and colorful, making me feel a little dry.
When it was almost the sixth floor, the phone of the Chrysanthemum was ringing
She picked up the phone and answered it in a low voice
At this time, she walked to the door, took out the key and started opening the door
In order to facilitate answering the phone, she clamped her phone to her ear, tilted her head and kept humming, as if a subordinate was reporting on work.
After opening the door, the chrysanthemum Institute also answered the phone, stepped into the door, leaned against the door and began to bend down to change shoes.
I kept rushing up from the corner of the corridor and hugged the anus from behind.
He said in a low voice: Don't try to resist, otherwise the consequences will be embarrassing.
I know that my voice is very good at deceiving. Tonight, the Chrysanthemum Institute had already drunk a little wine, and now I guess the reaction is a little slow. I didn't expect me to be that a dignified hospital director would come to her house in the middle of the night.
Of course, considering my relationship with her, if I want to ask her to call her openly, she might be lying on the bed and waiting for me to come.
Ju Su dreamed that the dignified police station director was robbed and blackmailed at his own home
The chrysanthemum is a dancer and has become a police officer in the police station. Her military level is actually average. In addition, she is even more negligent in training now. I guess she just stares at the criminals. It is a dream to expect her to stand up, and it is even more incomparable to Xiaolan's sister.
Xiaolan's sister was born in the army. After arduous training in the army, her military level is not ordinary.
The chrysanthemum was stunned for a moment, but calmed down instantly
She did not try to resist, yelling like a common woman. She knew that her family lived on the top floor. If she shouted for help, the most serious injury would be. At the least, disfigurement, and at the worst, fatal
At this time, the best conditions for a settlement are
Please don't hurt me, you can do whatever you want
The Chrysanthemum immediately pretended to be pitiful. She was not the righteousness or courageous appearance that a police station director should have.
Putting aside the identity of the chrysanthemum, privately, she is actually an injured woman. Her husband cheated on her and she finally survived until now.
If resistance is hurt by it, the power and happy life that I finally obtained will be gone, which is really an unreasonable choice. This is the so-called garbage man theorem
In our daily life, some people are such garbage people. They have no power, no money, or even no family or children. Their crime costs are extremely low. If you fight with him, you will be in the end.
Therefore, when you encounter such a garbage person, you'd better avoid it.
It’s like when you encounter a black brother robbing him in the United States, and give him $100. The best choice
I firmly held back and said in a deeper voice: Just listen to my arrangements, I will never hurt you
As I said that, I slowly moved my body to the sofa. I was worried that too much words would make the Ju Su tell me and the game would be boring.
Pushed to the side of the sofa, the chrysanthemum seemed to realize what I was going to do
Don't hurt me, I have money at home, how much do you want? I'll get it for you. All the chrysanthemums are trembling
The more meticulous the Atsushi, the more I feel fulfilled
I said, and started to take off the skirt of the chrysanthemum
The chrysanthemum shook her butt, and seemed to want to resist
I want you, I don't want to hurt you. I briefly revealed my intention and gave my promise
The Chrysanthemum Institute probably has to make the final struggle. After all, the robbery turned into rape and made a woman feel sad.
The chrysanthemum still obediently stopped resisting, but just kept saying it - don't want it
I was so happy that I thought to myself that this lonely woman said no, I don’t know if I really don’t want it, or I’ll tell me not to stop the movements in my hands. I hope this rape drama will be staged as soon as possible
I dragged the skirt and socks to my ankles in a few seconds. At this moment, the snow-white and plump butt was exposed, kneeling on the sofa, very sexy.
The black sweater on my upper body was wrapped around my waist, forming a sharp contrast between black and white, making my blood radiant
I pressed the body of the Amateur with one hand, and began to slowly caress her butt, to her thighs, and then to her vagina with the other hand.
The chrysanthemum, who had just tried to resist, seemed to have been completely surrendered at this moment, and stopped trying to resist, as if she was dating a lover.
I felt secretly proud. It seemed that no matter what kind of strong woman, she would become extremely docile as long as she was stripped off.
I couldn't help but lower my head and stick out my tongue, licked it in the perineum of the anus, and then lowered my head and stretched my tongue towards my vagina.
At this moment, the vagina of the chrysanthemum became faintly wet
The unwashed vagina smelled, but it stimulated my heart and made my lower body extremely hard
When I wanted to shake the Atsushima further with my tongue, I suddenly remembered that I was raped, not flirting, if the Atsushima turned around and got messed up
Anyway, the anus under her is already wet and ready to be raped. Why don’t I rape her before she wakes up?
I raised my body and quickly took off my pants
The body of chrysanthemum was numbed by alcohol, and after the teasing just now, she was already filled with lust. During the process of taking off my pants, I forgot to resist.
It's like a tiger locked in a cage for a long time. Even if the cage door is opened, they have long forgotten to escape.
I laughed in my heart, and my erect penis was slowly inserted into the vagina of the anus. The anus seemed to have been looking forward to the arrival of this moment, and started to hum in my mouth.
I no longer hold her upper body with my hands, but hold her firm and plump buttocks with both hands and start thrusting.
I didn't expect that before a few thrusts, the chrysanthemum's vagina began to become muddy, and the chrysanthemum who was lying on the sofa began to moan loudly.
I didn't expect that a woman raped by a man would be so crazy. The feeling of being raped was so wonderful. Instead, she regarded it as an affair with her lover.
Is it because the Chrysanthemum Institute is so lonely recently or is it because the Chrysanthemum Institute is a woman with strong desires and dissatisfaction?
I was secretly surprised and my lower body increased the intensity of random checks
Nine shallow and deep, or wide open and close, I had already drunk a lot of wine, and my penis was greatly reduced. My hard thrust made the two people on the sofa even more crazy.
The chrysanthemum began to moan constantly, and her mouth made ah, um, um, and moans were sometimes high and sometimes low; her butt was shaking, sometimes crazy, sometimes gentle; her waist was swaying, sometimes left and right, sometimes up and down
The chrysanthemum seemed to be using every part of her body to vent her lust passion. This rape game seemed to have become her claim.
And this request is so lewd and so explicit that I have to quickly fall into the peak of madness
I held the elastic plump buttocks of the anus tightly held with both hands, my fingers almost fell into her buttocks, my legs firmly supported my body, my waist was straight, my hips were thrust, and my hips were thrust, causing the final impact.
I only heard the slap of the body and the moan of the woman in the living room
After thrusting dozens of times, when my waist was about to be exhausted, the desire to ejaculate finally came.
My penis was tightly pressed against the depths of the Amateur vagina, and the Amateur seemed to know the arrival of my orgasm. The deep vagina contracted, and I couldn't help but shout out in my throat: Husband--Eat hard-I am here
I gritted my teeth and exerted my strength from my waist, squirting out from the depths of my vagina, bringing us to the peak of joy at the same time.
I slowly stroked the plump butt of the juicy with both hands, played with it, and while panting, I secretly wondered what the raped woman was thinking in her heart now
After the climax, will she immediately recover her sanity and fight back at me?
Or is the game that I took the initiative to reveal my identity and ended now?
Just as I was thinking about it, the hand that the chrysanthemum was lying on the sofa suddenly reached out and grabbed my arm, which scared me.
I heard the chrysanthemum say quietly: You damn, why are you pretending to be? Why don’t you help me down quickly? I’m so tired that I kneel down.
Oh my god, I knew it was me!
I laughed loudly and quickly helped the chrysanthemum up and sat on the sofa. Anyway, the floor heating in the living room was not cold, so I didn't bring any clothes for the chrysanthemum.
Ju Suo laughed at me: Is it a great feeling to rape a beauty?
I scratched my head a little embarrassedly and said: Oh, how did you know it was mine?
Hey, do you really think I, the police station director, did it in vain? I was so scared that I was obedient and admit defeat? You underestimated the power of the people's police. Hurry up, go and pour me a glass of water. I was so thirsty that I drank a lot of white wine at night, and I was just tossed by you again.
I ran out happily to pour a cup of warm water for the chrysanthemum. I also took a big sip of it and had a lot of trouble just now. I was nervous and sweated a lot, so I was naturally thirsty.
After drinking half a cup of chrysanthemum, he stopped
Now I'm embarrassed to hang my Microsoft's cock and sway in front of the chrysanthemum
Just as I was about to put on my clothes, Ju Suo looked at me with a smile: Oh, it's just us, why are you shy? Since you are here today, you still want to rape me. Now that your dream comes true, I will just give you my best wishes and make you die.
The chrysanthemum Institute is determined to vent its vent today. It seems that a single woman who is thirty plus is not only a young lady who rides the wind and waves, but also a big sister who makes trouble.
Hunan Satellite TV only captured the side of them riding the wind and waves, and should also capture the other side of them making waves, which will probably attract more attention to the audience.
I guess every sister is more colorful when she is in trouble. The Zhang Yuqi I know has been married, divorced, then got married, divorced, and divorced several times. Judging from her figure, she is plump and sexy, and she is obviously already a D cup. I guess no man will not get drunk under her pomegranate skirt.
Just for her breast enlargement, she has the style of a famous Hong Kong third-level film actor Ip
Unfortunately, the man who had sex with her never had the desire to live with her again. Divorce is a matter of course
I took out a cigarette, lit it, and sat naked next to the anus.
The chrysanthemum turned her head and looked at me, reached out to gently caress my soft cock, and said with a smile: I was so proud just now, but now I am much more honest.
I laughed and said: How do you know it is mine? I said a few very low words from beginning to end
Oh, do you really think you were a god and came to my house without knowing it? Let me tell you, when I came back just now, I got out of the car at the door, and the guard said to me, "Director, a man came to you," I was stunned for a moment, thinking that my ex-husband came to me, and he was ordered to resign because of his style, so did he come to me to borrow money? I quickly asked the security guard to get the video and watch it. It turned out that it was you, so I entered the house with confidence.
Ah? You knew I was here before you even entered the house? You are quite wary
Nonsense, I am a single woman, how can I live without guarding against wolves or thieves? Besides, we are also a policeman, and I still have the minimum professional qualities.
After Jusuo said that, he put away his hands, pulled out two pieces of paper and wiped his lower body.
Hey, I'm just being smart, I sighed
No, I think it's quite interesting to tease you. Oh my God, I thought I was teasing someone else, but in fact they were teasing me
I entered the house and saw that you were not there. A man hugged me from behind. This really scared me after you said that, I knew it was you. Although you pretended to be the one I understood what you thought, I just used it to let you survive the addiction to rape a beauty.
I pretended to be dejected and said self-deprecatingly: Good, the people's police are still powerful!
Speaking of this, the Chrysanthemum suddenly lowered his voice and said: There are many powerful police officers. Do you want to know how An died?
I was stunned for a moment. An was drunk and was drowned after driving to the river. Is there any reason behind this?
He was drowned after driving while drunk? I knew about this and felt nothing strange.
Then why did he drive under the influence of drunkenness and happen to be blocked by the police and then run to the Qinhuai River in a panic? Ju Su smiled proudly
Ah, isn't this a coincidence? I was really surprised
You, you really don’t know how good your sister Qi is to you. Sister Qi is blackmailed by An. I feel really unhappy. So I found me through Sister Xiaolan and see how to punish An. Who made us all your women? Finally, I put together that strategy. Drinking in the hotel beside the Qinhuai River that night was the place we found in advance. After drinking, An could only drive along the road in front of the door. I organized a group of police officers from the police station to check for drunk driving at the intersection in front of the road, because the road was on the side of the Qinhuai River. If you were drunk, you would be caught. Just so, we caught him at the police station. He is now on medical parole, and he is punished and punished. He has to stay in prison for another 2 years. This will affect his immigration plan. The key is that this is not someone else’s fault. He can only think of himself as unlucky. If he stays in prison for a drink, he will spend 2 more years in prison. This will affect his immigration plan. The key is that it is not blamed by others. He can only think of himself as unlucky. If he stays in prison for a drink, he will spend 2 more years in prison.The year is absolutely not cost-effective. We guess he will run. As expected, he ran away. We sent the police to chase him. At that time, he couldn't run along the main line, otherwise he would definitely not be able to run away, so he could only run to the Qinhuai River. As a result, he traveled to the river without hesitation. It was a pity that he was so tired after drinking that he couldn't stand the cold Qinhuai River. However, I know, this will help you solve your worries once and for all.
I was scared and sweated. It turned out that although An's death was an accident, it was indeed the result of the conspiracy of several women around me.
Think about it, I love it deeply and hate it deeply. Today, Teacher Qi, Director Lan, Sister Ju, is sincere and affectionate to me, but one day I offend or abandon them, will they still treat me like An?
This is really non-toxic and unlucky, the most cruel woman's heart
I was thinking about how to pick up the words of the chrysanthemum when my phone rang suddenly
When I saw that it was my ex-wife's phone call, I picked it up easily
The ex-wife said anxiously on the phone, "Hurry up and open WeChat, I want to talk to you video, and then hung up the phone after that."
I was scared and quickly got up and put on my clothes. I didn't want to talk to my ex-wife naked at another woman's house.
Jusuo asked, got up and said, "I'm going to take a shower, please call slowly."
I made a cup of tea, sat down again in a neat manner, opened WeChat, and got a video with my ex-wife.
But I knew that as soon as the video call was connected, I was stunned and before I could come back to my senses, I completely knocked me out of the conspiracy.
Some people may say that with power, you naturally have everything, but there is a prerequisite, that is, you have to have power, and you have to be lucky.
After all, power can only be an aphrodisiac, which will only make you happy for a moment, but if you are addicted, you may not be far from death.
For power owners, losing power means death. Mr. Bo, who is locked in Qincheng Prison, has the most say in this.
But there is also a joke that says: A governor was imprisoned for corruption, and his son went to prison to visit him
Tell me how difficult my current job is, I don’t know if I can have a better chance
As a father, he smiled casually and wrote a note for his son, asking him to find a certain chairman.
The son was surprised and said: Dad, you are now in prison. Can those incumbent leaders still buy your accounts?
My father smiled and said: When I was in power, whoever I let me go, I can go; now I am in prison, whoever I let me come in will have to come in. Do you say you are the one who helps you or not?
My son was surprised when he heard it
Things were done shortly after I got home
The beauty Shen is indeed good at using money. The clues can be seen from the fact that she gave me 500,000 at the Huaizhou Hotel.
With the strong help of Director Wang, in less than 2 hours, Shen Damei paid 3 million on the spot, obtained the understanding of the victim's family and signed a memorandum of understanding in less than 2 hours.
After paying 200,000 yuan in funeral expenses more generously, the victim's family promised not to sue Wangyi Company again
I dare not say that life is only worth 3 million, but under the current system, some people's lives may not be worth 3 million.
In addition, after coordination by the Public Security Bureau, the general manager of Netyi Company reached a tacit agreement in the detention center and the head of the debt collection company.
The debt collection company will bear all charges, and all payment receipts have nothing to do with Netyi Company. Netyi Company does not bear any legal liability for the legal consequences caused by any debt collection company, and of course it also paid a 2 million yuan hush fee.
After he was sentenced, he was released from prison as soon as possible through various efforts, which was also a way to make up for it. This is a story later. I will not mention it if I say anything.
Since then, this gang-related case involving the death of the debtor due to illegal purchase of big data has basically come to an end. Shen Damei can go to work with peace of mind. The key is that Shen Damei successfully filled the gap between the women around me after Qi Heqiu went to Australia.
In individual cases, the parties are out of the quagmire of law
However, as far as the current overall situation is concerned, big data transactions are still emerging one after another, and there are still countless cases of victimization due to big data transactions. We look forward to the improvement of the law, and also increase law enforcement efforts to effectively protect everyone's privacy in those invisible areas.
Director Cai has outstanding abilities, except for his current bed skills (he can go to the hospital and Director Shen Yunyu during lunch break), naturally, he naturally includes his ability to operate in the Finance Department.
Within a few days, the additional funding for the public-paid office finally arrived. Although this is not a timely help for our hospital, it is at least icing on the cake, especially for all the staff of the hospital, there are still a lot of year-end bonuses.
For this reason, I deliberately arranged for beauty Shen to go to the Finance Department to express my feelings on behalf of our hospital.
As for things other than your heart, I no longer need to give me instructions
Since the beauty Shen was conquered by me at my house, she seems to have never asked Director Cai to come to the hospital for a tryst. I don’t know if it was because of me or the place where they had tried to change. Anyway, I have never seen them on surveillance again.
Both parties have different opinions on insurance disputes insured patients. The insurance company believes that the insured did not truthfully inform the insured when taking out insurance, which led to the insurance company making a wrong underwriting decision.
The insured's lawyer believes that when the insured is insured, the insurance company's business personnel did not ask the insured to inform the insured in detail about the physical condition of the insured and whether there is any underlying disease, etc., which leads to the insured's belief that it is not necessary to inform the insured's physical health status. The insured believes that it is not necessary to inform the insured's physical health status.
The insured's lawyer also had a long discussion with our hospital's medical insurance department, believing that our provincial pediatricians have caused the accidental leakage of the insured's personal outpatient information due to the lack of confidentiality of internal information, which seriously violated the insured's personal privacy and should be compensated.
Therefore, there are two defendants in this case, one is the insurance company, and the other is that we are in the province of pediatricians. The fault of our province of pediatricians is in progress, which led to the insurance company refusing to settle the claims later.
Of course, there is no court yet, but the plaintiff's lawyer explains this way. The best way is to settle out of court
After listening to the report from Shen Department of the Medical Department and Xiao Jia, the manager of the agency, I sorted out a little:
The question now becomes: is the insurance company clearly required the policyholder to inform the business in detail?
Does the insurance company have any evidence, including recordings, videos, etc., to prove that the insurance company clearly states that the insured should do its best to inform the business?
If the insurance company has evidence to prove the risk warning and the policyholder does not inform the truth, the insurance company may refuse to make a claim; otherwise, the insurance company must fulfill its compensation obligation;
How do insurance companies obtain outpatient information for patients?
What methods did it use to obtain it?
From the current perspective, the patient outpatient information obtained by the insurance company was not given by the provincial pediatrician official authorization, either private transactions were made through doctors or information departments, or purchased through other illegal channels. Therefore, the insurance company is suspected of illegally obtaining patients' personal diagnosis and treatment information.
As a provincial pediatrician, in addition to taking measures to protect patients' personal privacy, the insurance company must be further held accountable for this matter. The insurance company seems to have become a new defendant.
The third problem is that the policyholder suspects that the Provincial Pediatrician and the Insurance Company collude with each other and deliberately leaks the patient's personal privacy, which makes it impossible for them to obtain insurance compensation. Therefore, the legal responsibility of our Provincial Pediatrician is required to be pursued.
I, Vice President Wang, Director Chen, the manager Xiao Jia, and the hospital's lawyer consultant, discussed the case together.
According to the analysis results just now, Vice President Wang added: It is basically impossible to trace how insurance companies obtain patients' personal privacy information. How to prevent re-leakage is the next focus of our hospital's work. The most important thing now is how to calm down and patients will no longer complain.
For thousands of years, China's legal tradition has been mixed with the law, or pursued the doctrine of the mean, especially when the legal case involves two oppositions between the official and the common people, most people's first reaction is that the official is wrong. The common people are weak and should protect the interests of the common people. However, not many people are willing to understand or expose the truth and determine the final responsible party through the truth.
Most of the results are to solve the problem by mixing the law, and the official fulfills the compensation, so the people feel at ease, and finally the big things turn into small things. Vice President Wang has the same mentality at this moment.
Of course, from our hospital, regardless of whether the patient is finally compensated, the responsibility for the leakage of personal privacy information of our hospital cannot escape, which will affect the various advanced evaluations of our hospital this year. Compared with this, compensation of 120,000 yuan seems even more insignificant.
But what if the matter is exposed after being mixed, what should I do?
I said, and even so, I don’t know whether the insurance company is at fault. It seems unsuitable to let us act as suckers.
President, the insurance company involved in this time is our province's life insurance company. Its largest shareholder is the Provincial Department of Finance. I have privately contacted Officer Cai and asked him to help me see how this case is handled.
Reports at this time
What did the insurance company say? I asked quickly
Just after the phone was communicated, one of their vice presidents came over and discussed with us how to deal with this matter.
The Finance Department naturally has great face. Soon, Mr. Wu from our provincial life insurance company brought Mr. Li from the life insurance department to our provincial pediatric doctor.
The two sides exchanged a few greetings and went straight to the topic
Mr. Wu said: President, in this case, the insured was indeed at fault. First, when our insurance company account manager took out the insurance, he clearly required the insured to state in detail and truthfully whether the insured had health risks, because this will affect whether the insurance company accepts the insured's insurance.
Then Mr. Wu, do you have any evidence? Chen Chu said
certainly
Mr. Li from the Life Insurance Department said
As he said that, Mr. Li turned on his laptop and played a video to everyone
It turned out that according to the requirements of the China Banking and Insurance Regulatory Commission, the insurance company must record the entire insurance process of the insurer, especially the notification of risk warnings. The picture clearly shows that the insured (that is, the insured's father) read the following risk warning content when facing the insurance company salesperson: the health, finance and other notification contents I made during the insurance insured are true. If there is any false notification, **Life has the right to terminate the contract in accordance with the law and does not bear insurance liability for insurance accidents that occur before the contract is terminated.
After the recording and video playback, the conference room fell into a brief silence. Everything seemed to prove that the insurance company had done its best business, and the insured had false statements.
But is the question so simple?
As the leader of the Medical Office, Director Chen obviously conducted a serious investigation and prepared for this matter. He directly asked Mr. Wu: Mr. Wu, the video just now proved that the bidder made a statement of health status, but do we have any behaviors that induce the policyholder to induce the policyholder during the sales process? As a non-professional medical worker, the insured had a congenital atrial septal defect in his son. At that time, the doctor just told him to go to the hospital for examination regularly, and promised that such a disease could be completely cured through surgery when the patient was of the right age. It is completely different from the cancer, tumor, renal failure, etc. that ordinary people understand. Therefore, the insured believes that such a medical advice proves that the disease is not a major disease and does not need to be declared when taking out insurance.
Mr. Li from the Life Insurance Department said: Of course, we cannot require the insured to have professional medical knowledge, but when making statements, they should state the congenital atrial septal defect disease that their son has, otherwise there will be a suspicion of insurance fraud. The insurance company does have the right to refuse to make a claim.
Vice President Wang said: You are right, but in many cases, in order to complete the performance and achieve this insurance policy, insurance sales personnel will say, 'Just read this paragraph, this is a requirement of our company's internal process'. In fact, there is no reminder to the insured to state whether there are diseases that affect the insurance company's acceptance of insurance.
Yes, here we have a description of the insurance process described by the policyholder
After saying that, Chen submitted a policyholder's insurance statement to me
I couldn't help but be impressed by Shen Du's careful work style. After all, it still takes some effort to get the cooperation of the patient's family at this time.
As expected, the policyholder just read the risk statement directly according to the prompts of the insurance company's account manager. The account manager did not make any necessary explanation on the consequences of the risk statement. The key is that there is a sentence like this: This is a routine requirement of the China Insurance Regulatory Commission.
This really corresponds to what we often say: One person works in the bank, the whole family will be busy; one person works in the insurance, the whole family will be shameless; one person works in the telecommunications, all relatives and friends will be cheated
Especially if one person does insurance, the whole family is shameless
Since its birth, China's insurance has grown wildly with many original sins.
Those account managers who do life insurance, all men wear greasy faces, and all women wear graceful clothes (somewhat like the real estate agency account managers are all over the streets), for the high premium commission, they use their 3-inch tongue, sweet words, and various tricks, which tempt many people to buy various financial management, risk, and income insurance that they don't need at all.
Especially the incident of Baoneng Group's acquisition of Vanke shares in the past few years has made the image of the insurance company plummet
In July 2015, Qianhai Life Insurance, a subsidiary of Baoneng Group, purchased Vanke A shares through the secondary market. The joint actors held Vanke's share through three raisings, and finally reached 2426%, which was only 574% away from the 30% tender offer, forcing Vanke Enterprise Co., Ltd. to suspend trading.
The key is that the raising of the licensing incident led to a comprehensive verification of whether the business operations of life insurance companies were compliant by the China Insurance Regulatory Commission at that time, and brought up a topic: What exactly is insurance?
Of course, insurance must be guaranteed, not other
Subsequently, a series of major events occurred in China's insurance industry, which led to the collapse of insurance regulatory authorities, and the chairman of the China Insurance Regulatory Commission was arrested until the China Insurance Regulatory Commission was abolished, and the China Banking Regulatory Commission and the China Insurance Regulatory Commission merged to form the China Banking and Insurance Regulatory Commission.
Obviously, such communication cannot have a result that both parties can accept.
On the one hand, the insurance company has recorded and video to prove the policyholder's risk commitment; on the other hand, the insured does suffer from a disease that is sufficient to affect the insurance company's decision to contract.
It seems reasonable for insurance companies to refuse claims, but the apparent evidence is conclusive and cannot conceal the fraud in the sales process.
What's more, the insurance company's means of stealing patient information is also disgusting
If ordinary people are forgiven for making small profits, they can be forgiven for taking advantage of themselves, but as a state-owned enterprise, they are robbed by others in order to exempt themselves from their own responsibilities, it is unforgivable.
Therefore, when talking about how insurance companies obtain patients' diagnosis and treatment information, Mr. Wu is a little hiding and talking about him
Mr. Li from the Claims Department could not use accidental acquisition or the patient's voluntary provision to make excuses. Finally, the traditional Chinese and mixed martial arts once again showed their courage.
After the final negotiation between our hospital and insurance company, we each bear half of the medical expenses of the patients. The patients no longer pursue the incident of their medical information being leaked. At the same time, we also reached a consensus: for cases similar to children's insurance in the future, the policyholder should be authorized by the policyholder to obtain the insured's medical information data or the physical examination report of our provincial pediatrician, and then determine whether to accept the policyholder's insurance.
Obviously, such an insurance procedure protects the interests of the insurance company and protects the legitimate rights and interests of the insured.
The hospital's proof not only guarantees the health status declared by the insured when taking out insurance, but also protects the legitimate rights and interests of the insurance company. At the same time, when claims are made in the future, there is also medical evidence to prove that the insured's risk commitment when taking out insurance is true and valid, which prevents the insurance company from refusing claims through various reasons, which also protects the rights and interests of the insured.
As a hospital, when we provide such patient diagnosis and treatment data, we charge a certain big data service fee, and a service fee ranging from 100 yuan per order (if the physical examination is individually performed, the fee will be calculated separately)
If we follow the annual outpatient volume of our hospital and the insurance awareness that parents are generally raising, our hospital provides such big data services 50,000 times a year, which will generate about 5 million in revenue
This 5 million big data revenue is enough to cover the construction cost of our big data platform and can bring additional benefits to the hospital
Obviously, such big data applications are only one aspect of future medical big data applications. It can be foreseeable that the value of medical big data has not been discovered.
I didn't expect that an insurance complaint dispute that originally made our hospital passive actually allowed us to explore new cooperation opportunities during the negotiation process. It can be said that both guests and hosts are happy.
Since the guests and the host and the host are happy, the rest of them naturally have to raise their glasses to celebrate. Mr. Shen and I invited Mr. Wu and his party to the insurance company.
Turning sword into jade is always exciting
Everyone is drinking and chatting, come and go
The two sides not only solved the current problems, but also began long-term win-win cooperation. How can people not drink more pots?
Shen Chu even played the role of a beautiful and sexy woman wearing flowers and attracting butterflies, which made Mr. Wu and I constantly raise our glasses to invite each other.
So when we were raising our glasses to share, Mr. Wu talked about the operating rules of the insurance industry, especially the current development of China's insurance industry, which made us laymen immediately full of surprise and envy of the insurance industry. Especially when the revenue growth of the banking industry is less than 10% per year, the annual growth rate of the life insurance industry has reached more than 25%.
The insurance industry was actually the first industry to apply big data. Now with the advancement of technology and algorithms, the space for big data application in the insurance industry is broader.
The core of insurance companies' profits is actually the result of actuarial calculations in big data
From the perspective of career choice, the annual salary of an insurance actuary exceeds 600,000 yuan in starting salary
As people's overall living standards improve, insurance awareness is gradually strengthening (the people who have not solved the problem of food and clothing will not consider life insurance; only when the whole people enter a well-off society, especially when a small number of people get rich first, will the awareness of life insurance develop in a new way). The insurance industry is in its infancy in China, and it can be said to be a sunrise industry.
If insurance companies have grown wildly in the past few years, after years of industry supervision, the waves of practitioners have been washed away by the sand, and insurance, especially life insurance, has entered a channel of rapid development
Like the United States, insurance companies manage assets much larger than banks, because the insurance market in the United States is very mature.
Think about China. If one day our insurance company manages more assets than banks, we must continue to develop rapidly for 20 years.
Mr. Wu's words made everyone excited and even Vice President Wang unpacked the bag on the spot, and finally, everyone ended their gathering tonight in a drunken state.
After seeing off Mr. Wu and his party, I rejected the temptation of beautiful Shen's daughter to send me home. I was so crazy that the driver sent me to the community where Jusuo's home was located.
I haven't seen the chrysanthemum for a long time. This is a woman that makes me care about in my heart.
He handed the doorman a cigarette, leaned against the wall and smoked one himself
After a while, I entered the community and vaguely walked downstairs of the chrysanthemum
Come downstairs and rings the doorbell, but no one responds
Jusuo's house is leaning against the wall. Last time, he was in the kitchen. He was fucking Jusuo when he had no time to cook food.
At that time, facing the window, listening to the chrysanthemum's cry, while looking at the traffic outside the window, my memory is still fresh.
I fumbled and climbed up to the sixth floor, and there was a person from the chrysanthemum on the roof. I leaned against the door and continued smoking, waiting for the chrysanthemum to come back.
The chrysanthemum must be very busy at the end of the year. I don’t know if she will come back today. I thought to myself that after smoking three cigarettes, I would go home.
I still hope she will come back soon. I don't want sex to come, completely wipe out sex.
After every cigarette I smoked, I smoked a second cigarette a while apart
Finally, when the third cigarette was about to finish, footsteps came downstairs
I was secretly happy, planned for a while, and hid in the dark corner of the corridor
After a while, I saw the chrysanthemum slowly coming up the stairs. Looking at her condition, she seemed to have drunk some wine.
At this moment, she had already changed into casual clothes, her windbreaker was half open, revealing the black sweater inside, Mauni's skirt and high heels wearing her feet
It's no shame that I'm a dancer, and my walking posture is still so swaying and colorful, making me feel a little dry.
When it was almost the sixth floor, the phone of the Chrysanthemum was ringing
She picked up the phone and answered it in a low voice
At this time, she walked to the door, took out the key and started opening the door
In order to facilitate answering the phone, she clamped her phone to her ear, tilted her head and kept humming, as if a subordinate was reporting on work.
After opening the door, the chrysanthemum Institute also answered the phone, stepped into the door, leaned against the door and began to bend down to change shoes.
I kept rushing up from the corner of the corridor and hugged the anus from behind.
He said in a low voice: Don't try to resist, otherwise the consequences will be embarrassing.
I know that my voice is very good at deceiving. Tonight, the Chrysanthemum Institute had already drunk a little wine, and now I guess the reaction is a little slow. I didn't expect me to be that a dignified hospital director would come to her house in the middle of the night.
Of course, considering my relationship with her, if I want to ask her to call her openly, she might be lying on the bed and waiting for me to come.
Ju Su dreamed that the dignified police station director was robbed and blackmailed at his own home
The chrysanthemum is a dancer and has become a police officer in the police station. Her military level is actually average. In addition, she is even more negligent in training now. I guess she just stares at the criminals. It is a dream to expect her to stand up, and it is even more incomparable to Xiaolan's sister.
Xiaolan's sister was born in the army. After arduous training in the army, her military level is not ordinary.
The chrysanthemum was stunned for a moment, but calmed down instantly
She did not try to resist, yelling like a common woman. She knew that her family lived on the top floor. If she shouted for help, the most serious injury would be. At the least, disfigurement, and at the worst, fatal
At this time, the best conditions for a settlement are
Please don't hurt me, you can do whatever you want
The Chrysanthemum immediately pretended to be pitiful. She was not the righteousness or courageous appearance that a police station director should have.
Putting aside the identity of the chrysanthemum, privately, she is actually an injured woman. Her husband cheated on her and she finally survived until now.
If resistance is hurt by it, the power and happy life that I finally obtained will be gone, which is really an unreasonable choice. This is the so-called garbage man theorem
In our daily life, some people are such garbage people. They have no power, no money, or even no family or children. Their crime costs are extremely low. If you fight with him, you will be in the end.
Therefore, when you encounter such a garbage person, you'd better avoid it.
It’s like when you encounter a black brother robbing him in the United States, and give him $100. The best choice
I firmly held back and said in a deeper voice: Just listen to my arrangements, I will never hurt you
As I said that, I slowly moved my body to the sofa. I was worried that too much words would make the Ju Su tell me and the game would be boring.
Pushed to the side of the sofa, the chrysanthemum seemed to realize what I was going to do
Don't hurt me, I have money at home, how much do you want? I'll get it for you. All the chrysanthemums are trembling
The more meticulous the Atsushi, the more I feel fulfilled
I said, and started to take off the skirt of the chrysanthemum
The chrysanthemum shook her butt, and seemed to want to resist
I want you, I don't want to hurt you. I briefly revealed my intention and gave my promise
The Chrysanthemum Institute probably has to make the final struggle. After all, the robbery turned into rape and made a woman feel sad.
The chrysanthemum still obediently stopped resisting, but just kept saying it - don't want it
I was so happy that I thought to myself that this lonely woman said no, I don’t know if I really don’t want it, or I’ll tell me not to stop the movements in my hands. I hope this rape drama will be staged as soon as possible
I dragged the skirt and socks to my ankles in a few seconds. At this moment, the snow-white and plump butt was exposed, kneeling on the sofa, very sexy.
The black sweater on my upper body was wrapped around my waist, forming a sharp contrast between black and white, making my blood radiant
I pressed the body of the Amateur with one hand, and began to slowly caress her butt, to her thighs, and then to her vagina with the other hand.
The chrysanthemum, who had just tried to resist, seemed to have been completely surrendered at this moment, and stopped trying to resist, as if she was dating a lover.
I felt secretly proud. It seemed that no matter what kind of strong woman, she would become extremely docile as long as she was stripped off.
I couldn't help but lower my head and stick out my tongue, licked it in the perineum of the anus, and then lowered my head and stretched my tongue towards my vagina.
At this moment, the vagina of the chrysanthemum became faintly wet
The unwashed vagina smelled, but it stimulated my heart and made my lower body extremely hard
When I wanted to shake the Atsushima further with my tongue, I suddenly remembered that I was raped, not flirting, if the Atsushima turned around and got messed up
Anyway, the anus under her is already wet and ready to be raped. Why don’t I rape her before she wakes up?
I raised my body and quickly took off my pants
The body of chrysanthemum was numbed by alcohol, and after the teasing just now, she was already filled with lust. During the process of taking off my pants, I forgot to resist.
It's like a tiger locked in a cage for a long time. Even if the cage door is opened, they have long forgotten to escape.
I laughed in my heart, and my erect penis was slowly inserted into the vagina of the anus. The anus seemed to have been looking forward to the arrival of this moment, and started to hum in my mouth.
I no longer hold her upper body with my hands, but hold her firm and plump buttocks with both hands and start thrusting.
I didn't expect that before a few thrusts, the chrysanthemum's vagina began to become muddy, and the chrysanthemum who was lying on the sofa began to moan loudly.
I didn't expect that a woman raped by a man would be so crazy. The feeling of being raped was so wonderful. Instead, she regarded it as an affair with her lover.
Is it because the Chrysanthemum Institute is so lonely recently or is it because the Chrysanthemum Institute is a woman with strong desires and dissatisfaction?
I was secretly surprised and my lower body increased the intensity of random checks
Nine shallow and deep, or wide open and close, I had already drunk a lot of wine, and my penis was greatly reduced. My hard thrust made the two people on the sofa even more crazy.
The chrysanthemum began to moan constantly, and her mouth made ah, um, um, and moans were sometimes high and sometimes low; her butt was shaking, sometimes crazy, sometimes gentle; her waist was swaying, sometimes left and right, sometimes up and down
The chrysanthemum seemed to be using every part of her body to vent her lust passion. This rape game seemed to have become her claim.
And this request is so lewd and so explicit that I have to quickly fall into the peak of madness
I held the elastic plump buttocks of the anus tightly held with both hands, my fingers almost fell into her buttocks, my legs firmly supported my body, my waist was straight, my hips were thrust, and my hips were thrust, causing the final impact.
I only heard the slap of the body and the moan of the woman in the living room
After thrusting dozens of times, when my waist was about to be exhausted, the desire to ejaculate finally came.
My penis was tightly pressed against the depths of the Amateur vagina, and the Amateur seemed to know the arrival of my orgasm. The deep vagina contracted, and I couldn't help but shout out in my throat: Husband--Eat hard-I am here
I gritted my teeth and exerted my strength from my waist, squirting out from the depths of my vagina, bringing us to the peak of joy at the same time.
I slowly stroked the plump butt of the juicy with both hands, played with it, and while panting, I secretly wondered what the raped woman was thinking in her heart now
After the climax, will she immediately recover her sanity and fight back at me?
Or is the game that I took the initiative to reveal my identity and ended now?
Just as I was thinking about it, the hand that the chrysanthemum was lying on the sofa suddenly reached out and grabbed my arm, which scared me.
I heard the chrysanthemum say quietly: You damn, why are you pretending to be? Why don’t you help me down quickly? I’m so tired that I kneel down.
Oh my god, I knew it was me!
I laughed loudly and quickly helped the chrysanthemum up and sat on the sofa. Anyway, the floor heating in the living room was not cold, so I didn't bring any clothes for the chrysanthemum.
Ju Suo laughed at me: Is it a great feeling to rape a beauty?
I scratched my head a little embarrassedly and said: Oh, how did you know it was mine?
Hey, do you really think I, the police station director, did it in vain? I was so scared that I was obedient and admit defeat? You underestimated the power of the people's police. Hurry up, go and pour me a glass of water. I was so thirsty that I drank a lot of white wine at night, and I was just tossed by you again.
I ran out happily to pour a cup of warm water for the chrysanthemum. I also took a big sip of it and had a lot of trouble just now. I was nervous and sweated a lot, so I was naturally thirsty.
After drinking half a cup of chrysanthemum, he stopped
Now I'm embarrassed to hang my Microsoft's cock and sway in front of the chrysanthemum
Just as I was about to put on my clothes, Ju Suo looked at me with a smile: Oh, it's just us, why are you shy? Since you are here today, you still want to rape me. Now that your dream comes true, I will just give you my best wishes and make you die.
The chrysanthemum Institute is determined to vent its vent today. It seems that a single woman who is thirty plus is not only a young lady who rides the wind and waves, but also a big sister who makes trouble.
Hunan Satellite TV only captured the side of them riding the wind and waves, and should also capture the other side of them making waves, which will probably attract more attention to the audience.
I guess every sister is more colorful when she is in trouble. The Zhang Yuqi I know has been married, divorced, then got married, divorced, and divorced several times. Judging from her figure, she is plump and sexy, and she is obviously already a D cup. I guess no man will not get drunk under her pomegranate skirt.
Just for her breast enlargement, she has the style of a famous Hong Kong third-level film actor Ip
Unfortunately, the man who had sex with her never had the desire to live with her again. Divorce is a matter of course
I took out a cigarette, lit it, and sat naked next to the anus.
The chrysanthemum turned her head and looked at me, reached out to gently caress my soft cock, and said with a smile: I was so proud just now, but now I am much more honest.
I laughed and said: How do you know it is mine? I said a few very low words from beginning to end
Oh, do you really think you were a god and came to my house without knowing it? Let me tell you, when I came back just now, I got out of the car at the door, and the guard said to me, "Director, a man came to you," I was stunned for a moment, thinking that my ex-husband came to me, and he was ordered to resign because of his style, so did he come to me to borrow money? I quickly asked the security guard to get the video and watch it. It turned out that it was you, so I entered the house with confidence.
Ah? You knew I was here before you even entered the house? You are quite wary
Nonsense, I am a single woman, how can I live without guarding against wolves or thieves? Besides, we are also a policeman, and I still have the minimum professional qualities.
After Jusuo said that, he put away his hands, pulled out two pieces of paper and wiped his lower body.
Hey, I'm just being smart, I sighed
No, I think it's quite interesting to tease you. Oh my God, I thought I was teasing someone else, but in fact they were teasing me
I entered the house and saw that you were not there. A man hugged me from behind. This really scared me after you said that, I knew it was you. Although you pretended to be the one I understood what you thought, I just used it to let you survive the addiction to rape a beauty.
I pretended to be dejected and said self-deprecatingly: Good, the people's police are still powerful!
Speaking of this, the Chrysanthemum suddenly lowered his voice and said: There are many powerful police officers. Do you want to know how An died?
I was stunned for a moment. An was drunk and was drowned after driving to the river. Is there any reason behind this?
He was drowned after driving while drunk? I knew about this and felt nothing strange.
Then why did he drive under the influence of drunkenness and happen to be blocked by the police and then run to the Qinhuai River in a panic? Ju Su smiled proudly
Ah, isn't this a coincidence? I was really surprised
You, you really don’t know how good your sister Qi is to you. Sister Qi is blackmailed by An. I feel really unhappy. So I found me through Sister Xiaolan and see how to punish An. Who made us all your women? Finally, I put together that strategy. Drinking in the hotel beside the Qinhuai River that night was the place we found in advance. After drinking, An could only drive along the road in front of the door. I organized a group of police officers from the police station to check for drunk driving at the intersection in front of the road, because the road was on the side of the Qinhuai River. If you were drunk, you would be caught. Just so, we caught him at the police station. He is now on medical parole, and he is punished and punished. He has to stay in prison for another 2 years. This will affect his immigration plan. The key is that this is not someone else’s fault. He can only think of himself as unlucky. If he stays in prison for a drink, he will spend 2 more years in prison. This will affect his immigration plan. The key is that it is not blamed by others. He can only think of himself as unlucky. If he stays in prison for a drink, he will spend 2 more years in prison.The year is absolutely not cost-effective. We guess he will run. As expected, he ran away. We sent the police to chase him. At that time, he couldn't run along the main line, otherwise he would definitely not be able to run away, so he could only run to the Qinhuai River. As a result, he traveled to the river without hesitation. It was a pity that he was so tired after drinking that he couldn't stand the cold Qinhuai River. However, I know, this will help you solve your worries once and for all.
I was scared and sweated. It turned out that although An's death was an accident, it was indeed the result of the conspiracy of several women around me.
Think about it, I love it deeply and hate it deeply. Today, Teacher Qi, Director Lan, Sister Ju, is sincere and affectionate to me, but one day I offend or abandon them, will they still treat me like An?
This is really non-toxic and unlucky, the most cruel woman's heart
I was thinking about how to pick up the words of the chrysanthemum when my phone rang suddenly
When I saw that it was my ex-wife's phone call, I picked it up easily
The ex-wife said anxiously on the phone, "Hurry up and open WeChat, I want to talk to you video, and then hung up the phone after that."
I was scared and quickly got up and put on my clothes. I didn't want to talk to my ex-wife naked at another woman's house.
Jusuo asked, got up and said, "I'm going to take a shower, please call slowly."
I made a cup of tea, sat down again in a neat manner, opened WeChat, and got a video with my ex-wife.
But I knew that as soon as the video call was connected, I was stunned and before I could come back to my senses, I completely knocked me out of the conspiracy.
![[Urban Novels] You Ling, a beautiful wife who was occupied by Yu Shao - Plot, NTR, wife, mature girl](/templates/nvshen/themes/img/thumb_1.png)